100 COMMISSION ON COUNTRY LIFE 



Some kind of simple saving institution should 

 also be developed in order to encourage thrift on 

 the part of the laborer. It would be well, also, 

 to study systems of life insurance in reference to 

 farm workmen. The establishment of postal 

 savings banks should contribute towards greater 

 stability of farm labor. 



The development of various kinds of coopera- 

 tive buying and selling associations might be 

 expected to train workmen in habits of thrift, if 

 the men were encouraged to join them. 



5. HEALTH IN THE OPEN COUNTRY. 



Theoretically the farm should be the most 

 healthful place in which to live, and there are 

 numberless farm houses, especially of the farm- 

 owner class, that possess most excellent modern 

 sanitary conveniences. Still it is a fact that there 

 are also numberless other farm houses, especially 

 of the tenant class, and even numerous rural 

 school-houses, that do not have the rudiments of 

 sanitary arrangement. Health conditions in 

 many parts of the open country, therefore, are 

 in urgent need of betterment. There are many 

 questions of nation-wide importance, such as 



