NEW AND IMPORTANT INSURANCE. 



Nortlicrii View YorU IAvk Stock Insurance Co. 

 l-laUsl)uisU, N. Y. 



IWOOEPORATED by the l.rcisl.atureof theStateof New 

 York, July, ISol. llorsos, Cattle, and all kinds of Live 

 Stock insured against death, by the combined risks of Fire, 

 "Water, Accidonis, Diseases, &c. Capital, 50,00t). 



DIUECTOKS. 



Amasa C. Moore, Clinton co. 

 John Bovntnn, do. 



Zeplianiah C. Platf, do. 

 Cornelius Halsey, do. 

 James Averill, 

 Jacob H. Holt, 

 Peter S. Palmer, 

 George Moore, 

 Henry G. Hewitt, 



do. 

 do. 

 do. 

 do. 

 do. 



James Farr, Washington co. 

 Josopli Potter, do. 

 OlifAbell, do. 



Pelatiah Richards, AVar'n co. 

 Walter Gcer, do. 



Wm. E. Calkins, Essex co. 

 Albert Atidrus, Franklin eo. 

 John lliirtcm, St. Law. co. 

 Thonm; Cnnkev, do. 



JA\Ii:s V'xmi, President. 



A. C. MOOKE, Vice President 



G. MOl>KE, Plattsburgli, Secretary. 

 Z. C. PLATT, do. Treasurer. 

 I. C. MIX, Fort Ann, General Agent. 



October 13, 1851. 

 This company is now organized and rea<ly to receive ap- 

 plications for insurance. It is confidently believed that 

 the owners of valuable animals will avail themselves of the 

 advantages offered by this mode of protection. 



The company have adopted such rates as, they believe, 

 will famish the means of paying ordinary losses, without 

 resort to an a.ssessment. But to guard against extraordi- 

 nary losses, which may arise from contagious diseases or 

 epidemics, it becomes necessary to require premium notes. 



TO THE OWNERS OF HORSES AND LIVE STOCK. 

 Office of the Northern K. Y. Live Stock Ins. Co., \ 

 Plattsbukgii, August 16, 1851. j 



The Directors of the above Company, incorporated by the 

 Legislature of the,State of New York, at its extra session in 

 July, 1801, respectfully request your attention to the follow- 

 ing facts bearing on this subject. 



l.st. Value of this class of property. By the census of 

 1845, there were at that time in the State of New York, as 

 follows : 



Horses. 



Onc-hilf a million, 505,155 



mat Cattl-e. 



Over two miUions, 2,072,320 



Cows Milked. 



Nearly a million, 999,490 



Sh^ep. 



Over six millions, 6,413,855 



Hogs. 



Over one million and a half, 1,584,344 



Without making any estimate of the value of this prop- 

 ty, it is apparent that it is immen.se ; extending to every in- 

 habited spot, and essential to the health and comfort, almost 

 to the existence of the inhabitants. 



2d. These animals are subject to disease and accident. 

 It has been asserted as a fact which can not be disputed, 

 that the aggregate loss upon this species of property is 

 greater than the losses by fire; at all events, it is a fact 

 undoubted that the animal loss is very great, and the owner 

 is left u.njirovided with any means of security against the 

 hazard incident to this description of property. 



3d. The knowledge of this risk is one of the leading hin- 

 dr-ances to imjjrovenient in the breed of that useful and 

 noble animal, the horse. 



Men of capital are slow to invest large sums in a valuable 

 animal, whose loss they must every day risk, to the amount 

 often from five humlred to a thousand "dollars, iu every val- 

 luible breeding horse. 



With the ample security to be afTorded by sound Insu- 

 rance Companies, the investment of capital m horses and 

 live stock may be made as safe and safer than the carrying 

 of freight on the seas and inland waters. Marine Insun'ince 

 has rendered this last business steady and profitable; while 

 •without it, it would Avant the confidence which that branch 

 of business now commands. The absence of this Insurance 

 in the case of live stock is universally felL 



While the owner of real estate can command half or two- 

 thirds of its value,, when needed for an emergency; while 

 the owner of the ship, "the plaything of the wind and 

 waves," may obtain any reasonable advance: the owner of 

 equally valuable properly, invested in horses and cattle, 

 can not obtain a doll.ar. The only exception being fat cat- 

 tle destined for market. In vain does the owner of the 

 V horse appeal to his industry or usefulness. The answer is. 



U^ 



that his property is liable to disease and accident, and that 



as security it is utterly worthless. 



4th. The Insurance principle comes in, and does for him 

 whutlife In.sunince has done for the young begintier in trade, 

 taking away llie ri^k arising from the uncertainly of life. 



It will do for him what Fire Insurance has done for the 

 owner of perMinal jiroiiiTty : placing him nearly on a level 

 with the owiK-r of real e.st;;te. 



It will do for him what Marine Insurance has done for 

 properly " afloat," taking away or equalizing the risk of the 

 elements. 



5th. In short, >f Life, Fire, and Marine In.surance, are 

 proper and expedient; so is Live Stock Insurance : as they 

 all rest on the same foundation — that of mutual help and 

 assistance. 



Your aid is respectfully solicited in behalf of the Com])a- 

 ny, the first chartered in this State for this object. The Di- 

 rectors intend it shall be prudently conducted, and one 

 which shall deserve the contiiienee of the public. 



Our Capital is fify thousand dollars; and when estimated 

 in view of the liabilities we seek to assume, will be found as 

 large or larger, in proportion, than the usual capital of Fire, 

 Life, and Marine Insurance Companies; those Companies 

 often taking single risks of from three to five thousand dol- 

 lars, while m our case no single risk will exceed four hun- 

 dred dollars. 



Terms of Insurance will be furnished by Agents of the 

 Company. 



Ne^v Yorlt Agricultural AVaieliouse. 



A. B. ALLEN & CO., 

 189 & 191 Water Street, New York. 

 PLOWS of a great variety of patterns and different sizes' 

 calculated for sward and stubble land, wet meadows and 

 recently drained swamps, where roots abound. Among 

 these ))lows, also, are the deep-brcal<ing-up, flat-furrow, 

 lap-furrow, self-sharpening, side-hill, double mould-board, 

 corn, cotton, cane, rice, and subsoil, with single or double 

 wings. 



Harrows — Triangular, Square, Geddes, and Scotch. 



Rollers with irori sections one foot long, and of different 

 diameters. These can be arranged on an" iron shaft of any 

 width. 



Cultivators of upwards of tvrenty different kinds, steel 

 tooth and cast iron. 



Seed Sowers of six difFcrent kinds and prices. 



Horse Powers — Endless chain and circular, of wood or 

 cast iron. 



Thresiters, with or without Separators. 



Grain Mills of cast iron, and burr stone, to work eiiher 

 by hand, horse, or water power. 



Corn Siiellers, single and double, large and small, cyl- 

 indrical to work by hand, or otherwise. 



Straw Cutters with spiral, straight, or circular knives. 



Vegetahle Cutters, for turnips and other coots, togptlier 

 with a great variety of all other Agricultural and Horticul- 

 tural Implements kept in the United States, such as hoes, 

 shovels, .spades, rakes, manure and hay forks, grain cradles, 

 scythes, snaths, &c., &c. 



Castings of all kinds, for plows, cotton gins, and rollers. 



Wagons and Carts, for horse, ox, or hand. 



Steam Engines, for farm and other purposes. 



Our Implements occujjy three large stores, and we be- 

 lieve they make up the largest and most complete assort- 

 ment in America. In addition, we have a machine shop 

 employing upwards of one hundred men, where any arti- 

 cles in our line can be made to order. 



A. B. ALLEN & CO.. 



Feb., 1851. 189 and 191 Water St>, New York. 



Yoric County Farm for Sale. 



AWY gentleman wishing to remove South, can bo accom- 

 modated with a good Farm of 250 acres, about 70 acres 

 open, level, abundance of marl, orchard and small dwel- 

 ling, very healthy, and good water. The residue is well 

 set in Pine, Oak, and Chestnut, and one mile from a bold 

 creek. Any gentleman wishing to p;\rchase, will commu- 

 nicate with the subscriber. EDWARD R. COKE, 

 Feb. 1S52.— 2-2t* Burnt Ordinary, James City Co., Va. 



AVanta a Situation, 



A GERMAN GARDENER, who has been several years 

 in this country, and is well acquainted with the difflrent 

 branches of his profession. Would prefer a place where 

 there is some glass. He is a young married man with a 

 small family, and can be well recommended. 



Address, post-paid. Ciiaeles Meesio, care of Dr. Spence, 

 SUirkey, Yates co.. N. Y. 



Feb., 1852.— 2-lt* 



