96 



FORESTRY AND IRRIGATION 



February 



attendance and also $53.57 indemnity 

 for loss of pay, which was particularly 

 opportune as he was for several weeks 

 without pay. 



An employee of the Forest Service 

 postponed joining the Asociation until 

 his return from a held trip during 

 which he was drowned. His unex- 

 pected death, with the attendant ex- 

 penses which were met with great 

 difficulty, imposed a heavy burden 

 upon his family. This would have 

 been avoided if he had carried out his 

 intention of joining this Association. 



A number of other cases have arisen 

 since the organization, in which the 

 distress to an eligible employee, who 

 had not joined, or to his family, due 

 to the expense of death, illness or ac- 

 cident, has been seriously aggravated 

 by the need of funds for meeting such 

 an emergency. 



In many such instances associates 

 have been compelled to help out with 

 these expenses from their private re- 

 sources and such demands have at 

 times been very heavy. 



It is the aim of the Association to 

 give every eligible employee an oppor- 

 tunity to protect himself, his relatives, 

 and his associates from such calls and 

 to relieve his associates from moral 

 responsibility to aid, which cannot be 

 so binding when the injured man has 

 failed to take advantage of the oppor- 

 tunities offered. 



One feature to be emphasized is that 

 the relief is immediate. Payments are 

 made as soon as notice of death is 

 received, and there is no delay in meet- 

 ing the request for indemnity in cases 

 of sickness or accident when supported 

 by ordinary receipts and a simple cer- 

 tificate from the chief of party or other 

 superior officer. 



There is no red tape. A member 

 died during the night of December 28. 

 The Secretary was informed at nine 

 o'clock in the morning of the 29. and 

 before noon of that day the death 

 benefit of $200 was in the hands of the 

 widow. 



Every member can aid to make the 

 Association stronger, can protect him- 



self and family from money loss due 

 to death, sickness or accident, and pro- 

 tect himself against personal calls for 

 assistance by continuing his member- 

 ship and by interesting his associates 

 to apply for membership, which will 

 be effective from date of application, 

 if certified by chief of party or other 

 superior officer. 



The Association's experience to date 

 proves what was expected at the time 

 of its formation, that, through saving 

 of exorbitant salaries and advertising, 

 and by paying no rent or agent's com- 

 missions, it furnishes a fourfold great- 

 er protection for the rate of member- 

 ship dues than any known public 

 accident and health company. The 

 credit dividend on January 1, 1906, 

 was 35 per cent of the amount paid in 

 for membership dues. This will be 

 available as a credit on dues for the 

 latter half of the year 1906. 



The Governing Committee an- 

 nounces that on January 6. after the 

 audit of the books of the Secretary 

 and Treasurer, the financial condition 

 of the Association is as follows : 



FIXAXCIAL STATEMEXT. 



Receipts: 



From dues. 1905. $937.00 

 From dues, 1905. 6.00 



$94300 



From fees 177.00 



$1,120.00 



Disbursements: 



Stationery- and printing. . $76.10 



Postage 21.20 



General expenses 20.00 



Salaries 131.23 



Medical indemnity 134-50 



Sick indemnity 53-57 



Death benefit 200.00 



636.60 



Balance in hands of treasurer. . $483.40 

 CREDIT DIVIDE XD. 



Deducting from the balance in the 

 hands of the Treasurer the amount of 

 the reserve fund. Si 77, and the amount 

 of dues paid for 1906. $6. there is left 

 available for the credit dividend pro- 

 vided by Article X of the Constitution, 

 S300.40. 



Of the 177 members who have 

 joined the Association. 28 are sus- 



