impossible to Build Better 



With every facility that ample capital can provide, a modern factory in 

 which all work is handled at a minimum of cost, the employment of the highest 

 mechanical skill, the use of finest materials and a disposition to excel, we produce 



We use the Highest grade of cold drawn steel tubing, jointed with the best steel forgings, made, 

 carefully machined and rigidly inspected in our own factory. Our frames do not break Our 

 bearings are of the finest tool steel, ground accurately. Our entire construction is of the most 

 approved and thoroughly up-to-date character in every detail and particular J* J* J* J* J* J* J* 



NO BICYCLE BUILT IS WORTH MORE 



We give the public the advantage of our superior facilities and sell at a fair price and at one 

 pncetoall. Thus our popularity grows J*J*j*j*j*jtJkJLJtJLj*j%JtJLJiJlJl 



INDIANA BICYCLE COMPANY 



INDIANAPOLIS, IND. 

 EASTERN WHOLESALE BRANCH, 339 BROADWAY, NEW YORK 



Catalogue mailed free. We want Agents everywhere. 



<9fl f\f\f\ $1.000 Life, 

 tp^U,UUU $10,000 Accident. 

 EXAMPLE. Age 35. Annual Premium, $291.00 



Thff ToWPlpFS insurance Company's 

 jNCREAsmG \A/ HO LE Life Policy. 



"* Good at the Beginning and Good at the End. 



RESULTS GUARANTEED. 



AU Policies issued at age 35 for $10,000, will on their aoth Anniversary be guaranteed 



a paid-up value of - $9, 740 



Cash Surrender Value of 3.73 



On the 30th Anniversary a paid-up value of 



Ca3h Surrender Value of 6.5*3 



On the 40th Anniversary a paid-up value of '3- '43 



Cash Surrender Value of *.03<> 



On the 45th Anniversary a paid-up value of 15.303 



Cash Surrender Value of ... 12,45a 



On the 50th Anniversary a paid-up value of ao.ooo 



Cash Surrender Value of 17.000 



No premiums required after age 85, and the values stated are absolute. 

 Premiums adjusted to ten. twenty, thirty, or forty payments, as desired. 



The policy is non-forfeitable and incontestable after the fifth anniversary. ->\crpt for fraud. Paid-up and 1 

 values attached to each and every year after the third, for which the premium has been paid. 



The policy will be accepted by the Company as a collateral after the fifth year for 73 par cent of the reserve, 

 a temporary or permanent loan. 



On the 80th anniversary the policy can be made self-supporting for the full amount, and return annually 

 $94.00 in cash. Deferred until the 40th anniversary, in lien of additions, the annual cash return above the 

 charged will be $520. 



The policy is at any time after the 20th anniversary convertible Into a life annuity, or an annuity certain for a fixed 

 term. It gives a larger insurance at the beginning, and a larger guaranteed increase at the end, than any life policy ever 

 iasued for the same premium. 



Until the 20th anniversary is reached, In case of death by R'trrmd, MoUni. and Accidental JkVan*, the full sum of 

 $20,000 will be paid. Between the 20th and 80th anniversaries J 



