AWARD OF THE IISHERY COMMISSION. 2079 



Q. Do yon know anything of those Americana who have gone to 

 Magdalen Islands to establish themselves ! A. 1 do know a company 

 of young men that went therefrom Proviucetown. J am personally ac- 

 quainted with them. They were neighbors of mine. 



Q. They were capable men ! A. Y r es; there wore five young men, 

 as good fishermen as we have out of our place. They are native* of 

 the place, and have followed fishing from boyhood. 



Q. How did they get on the first year ! A. They made a uniting 

 voyage ; they lost money. 



Q. Have any of them gone back ? A. Yes ; two of them. 



Q. What do you know about that! A. I don't know much about it. 



Q. What have you heard about it ? A. I have heard that they were 

 doing a small business. 



Q. What are your rules as underwriters in Boston as to the rate* 

 charged for the season for fishermen in the bay T A. We charge linn- 

 ing-rates for the season, three-fourths per cent, a month a half per 

 cent, a month extra in the Bay St. Lawrence after October 1. 



Q. What is the rule about herring fishers f A. We issue a yearly- 

 policy for a vessel, and if she wants to go fishing after Octol>er l.nt sue 

 pays extra. We prohibit vessels from going east of Canso October lut 

 to May 1st. 



Q. You won't insure on any terms 1 A. No, unless we get a special 

 premium. In our policies it is prohibited. She must have a K|ecial 

 policy. We had a vessel that went to Cow Bay and was lost, and wo 

 never paid for her because it was prohibited. 

 By Mr. Davies : 



Q. Do I understand you that you charge three-quarters |*r cent, to 

 October 1 to a vessel, with a right to frequent the bay after that by 

 paying half per cent, extra? A. The fishing rates are three-quarter* 

 per cent, per month, and if they are in the bay after October 1, they 

 have to pay half per cent, extra per month. 



Q. That is in your policy ? A. Yes j it is printed. 



Q. What rates do you charge when a vessel goos to the George's T- 

 A. We do not insure. 



Q. You won't insure them at all ? A. We do not carry on that busi- 

 ness. 



Q. But would you insure vessels to the George's Banks for anything 

 like those rates at all ? A. I think not. 



Q. What rates would you, as an underwriter, require for a vessel to 

 the George's Banks ? A. It is according to the season. After Pen 

 ary Ave would charge them higher than in June. 



Q. But they go in February, don't they, and fish all whites T 



Q. Would you as an insurer insure them at all for those mouth* 1 

 A. Yes. 



(J. Name the premium you would require !- 

 we would charge. If I had an application I would consider il 



Q. As a matter of fact they go without insurance? 

 they carry on a mutual office in Gloucester, and insure their owi 



Q. In your evidence you have spoken altogether of Provincek 

 A Yes 



Q. You do not wish to extend your evidence beyond vessels 

 from that port ? A. I confine it to that. 



Q. I understand that you never did prosecute the f 

 to any extent from that port, Am I right! Did I undent 

 aright! A. I wish to say that I never prosecuted 

 myself. 



