OCTOBER. 523 



either ; or you may mix the plans live rather bet- 

 ter, and improve a little ; but with such an income, 

 the likely result is, that you will find the expences 

 of living comfortably will leave little for any thing 

 else. 



" One thing, however, there is, which ought 

 never to be forgotten you are a Christian, and I 

 hope a good one, sufficiently to know, that the 

 wants of your poor neighbours are a call, to which 

 he only can attend who lives with economy. If you 

 spend all on yourself and family, what can you do 

 for others? And though your income be small, 

 yet, comparatively, it is very great, and this is a 

 demand which ought never to be waived. None 

 can expect God's blessing, who do not think of this 

 call upon their humanity in the arrangement of ex- 

 pences. 



"Let me further urge you most warmly to lay down 

 a plan of expence, at all events, that leaves you 

 some surplus at the end of the year. I do not think 

 that any prudent man should regularly spend more 

 than three-fourths of Ins net income : such a saving, 

 not for the purposes of hoarding, or growing in 

 any degree rich, is essential to his comfort. If he 

 cannot attain one-fourth, let it be one-sixth, or at 

 least, one-eighth : at all events let it be some- 

 thing : without something free at the year's end, 

 it is impossible he should ever be in tolerable com- 

 fort. 



" I'have heard a right reverend prelate, of great 

 knowledge and ability, declare, that a country cler- 

 gyman 



