1 84 



PRENATAL CULTURE. 



To Im 



1 o improve 

 Financiering 

 Instinct* 



Results of 

 Training* 



A Boy's 



Ambition. 



Business enterprise, economy and frugality are 

 essential traits of character. Persons lacking in 

 these qualities seldom make a success in life. The 

 commercial spirit may be cultivated : ( i ) by giv- 

 ing special attention to the ways and means of 

 making money; by thinking out and planning 

 various schemes for the honest accumulation of 

 property; by studying the lives of financiers and 

 watching the business turns made by successful 

 men in various lines of commerce. (2) By count- 

 ing the costs and losses of every day and keeping 

 a strict account of all expenses ; by being rigidly 

 economical ; by counting the money often and re- 

 peatedly affirming to the inner self, "I will get 

 something ahead." "I will make more than my 

 expenses this year." "I will -be financially inde- 

 pendent." 



If proper training is continued for a year prior 

 to the initial of life and in the mother during 

 gestation even though both parents are very de- 

 ficient in this quality their offspring will usu- 

 ally be economical, and manifest not only a de- 

 sire, but some ability for making money. Some 

 years ago I examined a little boy whose parents 

 were poor, but who were forced through circum- 

 stances to put these suggestions into actual prac- 

 tice. Their son at the age of ten showed marked 

 ability in making money. He was always getting 

 something ahead. He would turn everything 

 that had the slightest value into cash and save 

 every cent. I asked the lad if he intended to stay 

 on the farm when he became a man. "No sir!" 

 he replied. "I am going to town. I am going to 



