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interest at heart and that the prosperity of the community is likewise 

 that of the banker. So it has been an inspiration to me to see the 

 response which has come through the bankers in behalf of this movement. 



The Saturday Evening Post some weeks since, referring to ''The 

 Banker-Farmer Partnership," said, "Why stop at the farmers?" The 

 Banker-Farmer tried to answer that. I do not believe the bankers of 

 this country intend to stop there. Of course, we know in any movement 

 in this country, whether it be in public or private life, service rendered 

 is simply casting bread upon the waters. There is no doubt when results 

 are brought to pass that Mr. Calwell's efforts to do service in this com- 

 munity will be realized, and you will see the effect of it. [Applause.] 

 In trying to bring out the best there is in the soil and rural life, the banker 

 is bringing out the best in himself. We want to make The Banker-Farmer 

 the Banker-Everybody. 



In Illinois we have the reputation of being the greatest agricultural 

 state in the union. I am not going to advertise Illinois, because that is not 

 so. Illinois is not the greatest in actual results, but I have some figures 

 on Pennsylvania Agricultural Statistics which I would like to read to you. 



In trying to solve your farming problems, you may find some light in 

 these census figures. While the figures I give you are rather disparaging 

 to Pennsylvania, yet perhaps the best way to get Pennsylvania to take 

 her proper place in the agricultural ranks of the North Central States is 

 to read the comparative figures. 



There are, of course, local conditions that affect or in part explain 

 some of these figures, but in general they are as accurate as such broadly 

 gathered statistics may be, and they are at least sufficiently correct to 

 unmistakably show that you are due for a revival. 



Of the nine North Atlantic States (Connecticut, Maine, Massachu- 

 setts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode 

 Island and Vermont) Pennsylvania has the largest number of farms 

 (219,295); has as much or more improved farm land than any of these 

 states except New York, while four states average larger and four smaller 

 acreage per farm. 



While Massachusetts with her average farm of 77.9 acres, 31.5 acres 

 (40 per cent) of which is improved; Pennsylvania's farms average 84.8 

 acres with 57.8 (60 per cent) improved acres. 



The value of the land in the average farm in Massachusetts and 

 Pennsylvania is almost the same — $2859 and $2875 respectively, though 

 Massachusetts' improvements are valued at $2401 as against $1873 in 

 Pennsylvania. 



Massachusetts, however, leads all these states in the value of all 

 crops and livestock products per improved acre with $51.42; while Penn- 

 sylvania brings up the rear with $22.25 per improved acre. 



On improved acre basis, Pennsylvania's crops average $14.09; live-stock 

 $9.09; while Massachusetts' corresponding figures are $27.44 and $23.98. 



