>n 3 ^c^ 



STATE BOARD OF AGRICULTURE. 



CIRCULAR No. 78. 



January, 1918. 



Short-time Credit for Farmers. 



CHARLES p. HOLLAND. 



From the Sixtt-fifth Annual Report op the Massachusetts State 

 Board of Agriculture. 



BOSTON: 



WRIGHT & POTTER PRINTING CO., STATE PRINTERS, 



32 DERNE STREET. 



1918. 



