HAMPSHIRE COUNTY FARMERS' MONTHLY 



OLD DEERFIELD 



FERTILIZERS 



" Reasonable in Dollars and Sense" 



MANUFACTURED BY 



A. W. HIGGINS, Inc. 



SOUTH DEERFIELD, MASS. 



Telephone 140 



BISSELL'S TIRE SHOP 



NOIiTHAMPTON. MA>^. 



FARMERS' EXCHANGE 



For Sale: — 5 grade Guern^:ey cows, 5 

 grade Shropshire sheep with lambs. O. 

 B. Lyman, Huntington, Blass. 



For Sale: — Registered Holstein bull 

 calf from high producing dam sired by a 

 Mount Hermon bred bull. Henry Pease, 

 Chester, Mass.. R. F. D. 2. 



Miller, Goodyear, and U. S. Tires 



Tires and Tubes 



Vulcanized by Steam 



GOODYKAR SHRVICE STATION 



FREK .A IK 



66 KING STREKT 



IVl. 1203-M 



NORTHAMPTON 



COMMERCIAL 



COLLEGE 



"THE .SCHOOL OF THOROUGHNESS" 



In session twelve iiiontlis in 

 the year. Students admitted 

 at any time ami graduated 

 when competent. 



Greater demand and better 

 salaries for business - trained 

 men and women than ever be- 

 fore. For catalogue and com- 

 plete information address 



JOSEPH PICKETT, Principal 

 76 Pleasant St., Northampton, Mass. 



Northampton 

 ^ National Bank ^ 



WARREN M. KING, President 

 C. H. PIERCE, Vice-President 

 EDWIN K. ABBOTT, Cashier 



HOW THE FARMER CAN FIGURE 

 COST OF HIS POTATO CROP 



Labor and .Vlaterial Constitute about HO 

 per cent of Total Cost of production 



Figuie.s from which the potato grower 

 can make a fairly close calculation of 

 his own cost of production are given in 

 a preliminary report on labor and ma- 

 tei'ial requirements in potato production, 

 just issued by the United States Depart- 

 ment of Agriculture. These figures, 

 gathered by the Office of Farm Manage- 

 ment and Farm Economics in the sum- 

 mer of 1920, represent results on 481 

 farms in nine potato-giowing districts 

 of Minnesota, Wisconsin, Michigan, New 

 York and Maine. 



It i'- shown that labor and material 

 costs — that is, man labor, horse labor, 

 fertilizers, and seed — constitute about 80 

 per cent of the total cost of potato pro- 

 duction in average practice. The de- 

 partment points out that the farmei' 

 knows what his labor and material re- 

 quirements are in hours, bushels of seed, 

 etc., or can easily determine them, and 

 that by using these with current rates 

 for labor and prices for materials, he 

 can readily approximate these costs. 

 Since the.se costs are, roughly, 80 per cent 

 of the total operating expenses, it is then 

 but a simple problem to find out the total 

 operating expense, including overhead, 

 taxes, etc. To this must be added the 

 charge for the use of land to get the 

 total cost. 



Department specialists in cost of pro- 

 duction studies point out that the accu- 

 racy of the results obtained by the farmer 

 in estimating his cost by the method here 

 described will depend largely upon 

 how closely he is able to judge how his 

 own labor expenditure per acre compares 

 with the average for his locality. 



The Office of Farm Management and 

 Farm Economics makes the following- 

 suggestions to farmers in estimating the 

 cost of the 1921 crop of potatoes: 



1. Labor. Multiply the estimated num- 

 ber of man hours required per acre on 

 your farm by the local rate of hired la- 

 bor per houi- and the estimated number 

 of horse hours by the prevailing horse 

 rate. 



2. Fertilizer. Include commercial fer- 

 tilizer at cost. Manure may be valued at 

 the .suggested rate of .$1..50 per ton for 

 1921. 



3. Seed. Multiply the number of bu- 

 shels planted per acre by the current 

 market price at time of planting. 



CAPITAL AND SURPLUS. r;«il.l"«i 

 DEPOSITS, $2,m\im 



Interest Paid on Special Accounts and 

 Certificates of Deposit 



We are qualified to act as Executor, 

 Administrator and Trustee 



Why not make your will appointing 

 this Bank as Executor? 



THE BANK FOR EVERYBODY 



4. "Other" expenses. This includes 

 the charges for spraying, machinery, 

 storage, taxes, insurance and overhead 

 expenses. For estimating allow 25 per 

 cent of the charge for labor, manui-e, fer- 

 tilizer and seed. 



.5. Charge for the use of land. Use 

 cash rent basis if available in the com- 

 munity. Interest at mortgage rates on 

 the conservative value may be used to 

 estimate the charge for the use of land. 



6. Total acre cost. The sum of the 

 charges for man labor, horse labor, ma- 

 nure, fertilizer, seed, other expense, and 

 the charge for the use of land constitute 

 the total acre cost. 



7. Bushel, barrel or cwt. ccst. Divide 

 the total acre cost by the yield per acre. 

 If estimating in advance of the harve.st- 

 ing of the crop, use a ten-year average 

 yield as the basis for the unit cost. 



The Habit of Saving 



Is at the bottom of most 

 big succt^sses in the busi- 

 ness world. Begin the 

 lutbit by opening a sav- 

 ings aiT-ount with the 

 H a y (1 e n V i 1 1 e Savings 

 Bank. ()ne dollar is 

 enougli to start with. 



BANK BY MAIL 



HAYDENVILLE SAVINGS BANK 



HAYDENVILLE, MASS. 



