HAMPSHIRE COUNTY FARMERS' MONTHLY 



OLD DEERFIELD 



FERTILIZERS 



' Reasonable in Dollars and Sense'' 



MANUFACTURED BY 



A. W. HIGGINS, Inc. 



SOUTH DEERFIELD, MASS. 



Telephone 140 



BISSELL'S TIRE SHOP 



NOUTHA31PTON, MAS.S. 



Miller, Goodyear, and U. S. Tires 



Tires and Tubes 



Vulcanized by Steam 



GOODYEAR SERVICE STATION 



FHKE AIR 



66 KING STREET 



Tel. 1893-M 



NORTHAMPTON 



COMMERCIAL 



COLLEGE 



"THE SCHOOL OF THOROUGHNESS" 



In session twelve montlis in 

 the year. Students udniitteil 

 at any time and gi-aduated 

 wiieii competent. 



Greater demand and better 

 salaries for business = trained 

 men and women than ever be- 

 fore. For catalogue and com= 

 plete information address 



JOSEPH PICKETT, Principal 

 76 Pleasant St., Northampton, Mass. 



POST OFFICES OFFER 



BANKING FACILITIES 



The new issue of Treasury Saving Cer- 

 tificates which mature in five years from 

 date of purchase offer adequate banking 

 facilities for all. They are offered in 

 three denominations, the $20.00 certifi- 

 cate has a maturity value of .$25.00; the 

 $80.00 certificate, $100 ; and the $800 cer- 

 tificate, $1,000. These certificates are 

 bought at a minimum jDrice which in- 

 crea.se automatically month by month as 

 long as they are held. If the necessities 

 of the investor rec|uire cash from his .se- 

 curities before maturity, he has only to 

 turn to a table of values on the reverse 

 side which shows exactly what the cash 

 value is on that particuular month 

 Cashed before maturity, these certifi- 

 cates yield .31 per cent while if held to 

 maturity or 5 years from date of pur- 

 chase, they yield 4 J per cent. These cer- 

 tificates form a very valuable means of 

 safeguarding money even though not held 

 till maturity as each is registered under 

 the name of the purchaser thus safe- 

 guarding them against loss or theft. 



These certificates are redeemable 

 through the U. S. Treasury Department 

 at Washington. The process is very 

 simple. They should be endorsed by the 

 owner and this endorsement certified by 

 the local postmaster or an officer of a 

 bank. They are then sent to the U. S. 

 Treasury Department at Washington, 

 and the Department, recognizing the 

 the necessities of the people in this re- 

 spect, have facilities for handling these 

 redemptions very rapidly, usually the 

 funds are back in the hands of the in- 

 vestor within ten days or two weeks time. 



.Another convenience in connection with 

 these certificates is the fact that they 

 may be purchased through any of the lo- 

 cal postmasters mo.st of whom are 

 equipped with a supply of certificates for 

 immediate issue. In some cases, the 

 postmasters have not received stocks of 

 these certificates, but they are always 

 glad to assist in handling purchases 

 promptly and efficiently through their 

 special facilities in communicating with 

 the larger offices in their vicinity. 



Moreover, order for certificates may be 

 sent through the rural free delivery 

 carriers to the post office and returned 

 via the same process. 



CLOVER LEAVES 

 Continued from pas^e 4. column 3 



making a 4-H uniform. Mr. Hill of 

 Northampton gave the girls their cloth 

 at a very i-easonable figure besides a dis- 

 count. 



Many clubs have bought their cloth for 

 sewing garments cooperatively, thus 

 being able to get a discount. 



The Room Club girls of Worthington 

 are progressing very well. 



W. H. RILEY & CO. 

 PLUMBING and HEATING 



KITCHEN FURNISHINGS 



AfiEN'TS roic 



Glenwood Ranges and Lowe Bros. Paints 



Opp. Pi)st Office Northampton, Mass. 



5^ortItamptnn Jnattlittton 

 for i'auingH 



Incorporatf.l 1843 



(■9* ti?* (i9* 

 A MUTUAL SAVINGS BANK 



Deposits begin to draw interest on the 



first business day of each month 



$1 will open an account 



^?* ti?* ^* 



Your income from your deposits in Massa- 

 chusetts Mutual Savings Banks is not 

 taxable under the State Income Tax 



(^V ^/^ t^* 



Open 9 A. M. to 3 P. M. 

 Saturdays, 9 A. M. to noon 

 Monday evenings, 6.30 to 8 



FIRST H 



NATIONRL BftNK 

 ORTHKMPTON 



^^■^ The BanU or\ The CorneT* ""^^ 



We make every effort 

 To render a faultless 

 Personal service. 

 May we serve you ? 



\VM. G. B.ASSETT, President 

 F. N. KNEELAXU, Vice-President 

 EUWARI) L. SH.\W, Vice-President 

 ELBERT L. ARNOLD, Cashier 



