THE SYNDICATE 343 
while interested labor hurries the hay into the 
barn to make it safe, knowing that the extra 
half-hour will be made up to it in some other 
way. 
It pays the farmer to take his help into a kind 
of partnership, not always in his farm, but always 
in his consideration. That is why my farm-house 
was filled with papers and magazines of interest 
to the men; that is why I spent many an even- 
ing with them talking over our industries; that 
is why I purchased an organ for them when I 
found that Mrs. French, the dairymaid, could 
play on it; that is why I talked economy to 
them and urged them to place some part of each 
month’s wage in the Exeter Savings Bank; and 
that is why, early in 1898, I formulated a plan 
for investing their wages at a more profitable rate 
of interest. I asked each one to give me a state- 
ment of his or her savings up to date. They were 
quite willing to do this, and I found.that the ag- 
gregate for the eight men and three women was 
$2530. Anderson, who saved most of his wages, 
had an account in a city savings bank, and did 
not join us in our syndicate, though he approved 
of it. 
The money was made up of sums varying from 
$90, Lena’s savings, to $460 owned by Judson, the 
buggy man. My proposition was this: Pool the 
funds, buy Chicago, Rock Island, and Pacific 
stock, and hold it for one or two years. The 
interest would be twice as much as they were 
