HAMPSHIRE COUNTY FARM BUREAU MONTHLY 



'MAWlLLi 



MANDELL^S 



"Where the people who know" 

 buy their 



SHOES TRUNKS 



HOSIERY BAGS 



UMBRELLAS SUIT CASES 



The Draper Hotel Building 

 NORTHAMPTON 



Northampton 

 ^ National Bank ^ 



C. N. CLARK, President 

 WARREN M. KING, Vice-President 

 EDWIN K. ABBOTT, Cashier 



CAPITAL AND ;>URP1.US. $OKU.OIW 

 DEPOSITS. Si'.MKld.lKX) 



Interest Paid on Special Accounts and 

 Certificates of Deposit 



We are qualified to act as Executor, 

 Administrator and Trustee 



Why not make your will appointing 

 this Bank as Executor? 



THE BANK FOR EVERYBODY 



The Habit of Saving 



Is at the bottom of most 

 big successes in tlie l)iisi- 

 ness woi'lil. Bc.u'iii the 

 habit by ojieniiii;' a, sav- 

 ings account witlt the 

 H a y (1 e n V i 1 1 e Savings 

 Banlc. One dollar is 

 enough to start with. 



BANK BY MAIL 



Coiltiiiueil from pa^e 1 



are subject to a discount of 5 per cent 

 if paid in cash on December 1 and a 

 further discount of one-half per cent for 

 each month in advance of that date. 

 These are maximum prices and competi- 

 tion in the trade may make prices lower. 



The fertilizer trade conditions provide 

 that these f. o. b. rates shall apply to 

 New .Jersey, Delaware, Maryland, and 

 approximately the eastern half of Penn- 

 sylvania. In Middle Western territory, 

 including New York, western Pennsyl- 

 vania, and the Ohio River counties of 

 West Virignia and west to the western 

 Missouri and Iowa boundary lines $3.7.5 

 i)er ton will be added for freight to any 

 railroad delivery point; to Long Island 

 delivery points $2..50 pei- ton will be ad- 

 ded ; and to New England .$4. .50 will be 

 added to rail, water, or trolley delivery 

 points. In addition to the jirices quoted 

 to New England points there will be 

 [ added .$3 per ton for shipments in less 

 than carload lots from which a deduction 

 is made of $1 per ton if a carload is 

 ordered; $2 per ton in the event of two 

 carloads and up to 99 tons; $2. .50 for 

 100 to 199 tons; and .$3 for 200 tons and 

 over. 



It is understood, of course, that to far- 

 mers ordering less than 30 ton lots there 

 must also be added to these prices a fair 

 profit to the dealer which usually amounts 

 to about $2 per ton. 



Only part of the schedule of prices, 

 formulated by the Government, is given 

 below. This list, will give an idea of 

 the prices farmers can expect. 



NH. 



P^O, 



10 



HAYDENVILLE SAVINGS BANK 



HAYDENVILLE, VIASS. 



10 



10 



10 



W. H. RILEY & CO. 

 PLUMBING and HEATING 



KITCHEN FURNISHINGS 



AiiHNTS Fnit 



Glen\v(MKl Kanuc's and L(»\\e Bros. Paints 



(,)l)p, Tost ottiti' NortbHiuiJton, Mass. 



JJnrthamptnn ilustitution 

 fnr ^auinga 



Iii.-orp..ruti'il 1H42 



^^* ^% t^^ 



Quarter Days, First Wednesday in 

 January, April, July, October 



$1 will open an account 

 Interest Paid on Deposits 



«^* (,?* ^* 



Open 9 A. M. to 3 P. M. 

 Saturdays, 9 A. M. to noon 

 Monday evenings, 6.30 to 8 



For New England the price would be 

 increased by $4.50 for freight, plus $3 

 per ton in less than ton lots, in addition 

 to approximately $2 per ton for dealers 

 commission. This would make a 4-10 

 fertilizer cost $48.25 per ton, as compared 

 with $64-$66 this spring. 



FIRST NATIONAL BANK 



.\()KTH.\MPTO.\, MASS. 



rHK /.'.lA'A' n.V TIIK CoRXER 



If you want to feel at home, do 

 your banking business with us. 

 We pride ourselves on our large 

 and progressive agricultural cli- 

 entele. Assets over ^2,700,000 



WM. G. H.\SSETi, President 



!■. .\. KNEliLANU, \ ice-Prcsidenl 

 OLIVKK !'.. BKAULKY, Cashier 



