LITTLE did Gladstone, who believed the Mosaic account of 

 JOURNEYS creation was literally true, and yet had a clear, cool, 

 calculating head for facts. 



The greatest financial exploiter in America today is 

 an Orthodox Christian, taking an active part in mis- 

 sionary work and the spread of the Gospel. In his fam- 

 ily he is gentle, kind and tender; a good neighbor a 

 punctilious church-goer, a leader in Sunday-school, 

 a considerate teacher of little children. 

 In business relations he is as conscienceless as Tam- 

 erlane, who built a mountain of skulls as a monument 

 to himself. He is cold, calculating, and if opposed, vin- 

 dictive. On occasion he is absolutely -without heart: 

 compassion, mercy or generosity are not then in his 

 make-up. The best lawyers procurable are paid princely 

 sums to study for him the penal code, and legislatures 

 have even revised it for his benefit. Eviction, destruc- 

 tion, suicide and insanity have trod in his train. A pic- 

 ture of him makes you think of that dark and gloomy 

 canvas where Alexander, Csesar and Napoleon ride 

 slowly side by side through a sea of stiffened corpses. 

 Bribery, coercion, violence and even murder have been 

 this man's weapons. He is the richest man in America. 

 And yet, as I said in the beginning, all this represents 

 only one side of his nature : he reads his chapter in the 

 Bible each evening by his family fireside, and tenderly 

 kisses his grandchildren good night. 

 The individual who imagines that embezzlers are all 

 riotous in nature, and by habit spendthrifts, does not 

 know humanity. The embezzler is one man ; the model 

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