351] The Condition of the Western Farmer. 73 



" R," and " P " are inserted, (but only on those tracts of land 

 on which owners are in actual residence), to indicate whether 

 the owner of the tract has been classed respectively as a settler 

 on government land (G), a purchaser from the railroad 

 company (R), or a purchaser from a former individual owner 

 (P). In running through the cases we see that it is the last 

 of these classes whose mortgages are to the least extent rep- 

 resented by improvements, while at the other extreme the 

 comparatively few settlers on government land whose places 

 are encumbered have ample improvements to show for their 

 debts in all except perhaps two cases. This conclusion agrees 

 very closely with that arrived at when considering mortgages 

 alone with reference to the kinds of land originally settled 

 upon. 



