PART V 

 FARM ECONOMICS 



CHAPTER XXXIII 



FARM FINANCE 



" If thou lend money to any of my people that is poor by thee, 

 thou shalt not be to him as an usurer, neither shalt thou lay upon 

 him usury." EXODUS x.\H. 25. 



325. The Call of Better Farm Management. We have now 

 studied a few facts about rural life ; and a few points on 

 the soil, its origin, composition, and treatment. We 

 have noted certain peculiarities of farm plants, how 

 they can be best selected and grown with profit ; and we 

 have also become acquainted with some of the well-recog- 

 nized principles of feeding farm stock, also how cattle^ 

 horses, sheep, and poultry are grouped into types and 

 breeds, each presenting its special point of interest. But 

 a knowledge of all these things is valuable only so far as 

 it can be made to serve useful purposes. Knowledge is 

 power only when put into use. We must not conclude our 

 study of the great subject of agriculture without a brief 

 discussion of farm management, the kind of management 

 which spells farm, community, and national efficiency. 



Agriculture is not only a science and an art, but a plain 

 business proposition as well. And whenever we talk of busi- 

 ness we talk of money and we deal with principles of finance. 



In every chapter of this book " Home Exercises " have 



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