therefore renders no more service to the borrower than he would if, 

 both using in every way the same kind of spectacles, the Ijorrower 

 should hand his to the banker, while he borrowed the banker's for his 

 own use. 



But it is not our intention to enlarge here upon the subject of our 

 essay, which is fully treated there. What we propose is not new ; it 

 has long been known to a few, who, when we hear the unsound doc- 

 trines of those who want an exclusive government money, and the 

 fallacies of "specie basis," wonder how long we shall have to wait be- 

 fore WE get a hearing. We can only say in conclusion, that the in- 

 compatibility of present money systems, with the requirements of 

 modern progress, is a guarantee of their speedy overtTirow, by the 

 establishment of a Money System in which interest will ha|^o part. 



The Author. 



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