[ 7 ] 



year, to mortgage it for ten thoufand 

 pounds, at 4 per cent, this reduces his in*- 

 come to 1600/. a year: and in whatever 

 manner the ten thoufand pounds were 

 fpent (unlefs in fome profitable undertak- 

 ing ; or in one expence which has no re- 

 turn, nor attendant cofts) we mufi: efti- 

 mate the contra6ling fuch a debt as a 

 mark that the former income was regularly 

 exceeded j and confequently that the excefs 

 will continue : fuppofe this excefs only 

 200/. a year, with no greater dedu6lion, 

 his future income becomes no more than 

 1400 /. befides the numerous heavy ex- 

 pences peculiarly attending fuch perfons 

 who fuffer the balance of their accounts 

 to be much on the wrong fide of the page. 

 It is evident, that the fituation of fuch a 

 gentleman is extremely difagreeable : — that 

 he mull be conflantly cramped for want 

 of money, and that he muft ever remain 

 Utterly unable to expend extraordinary 

 fums, however urgent the call. Advantage- 

 ous matches for his childj-cn j opportunities 

 of advancing himfelf in point of inrerefr j 

 oi' of enlarging or promoting his anuilc- 

 ments : — whatever may be the occaiion 

 of a demand for m.oney ; it is clear that he 

 i3 4 can 



