[ 5 1 



LETTER II. 



T BELIEVE you will readily allow that 

 -*" many perfons of confiderable eftates, 

 who are involved in difficulties for want of 

 money, might eafily extricate themfelves 

 by giving half the application to improve- 

 ments, which necelTity forces from them 

 to ways and means injurious to themfelves, 

 their families, and their eftates. 



To affert that a man who had run out 

 his whole eftate, could grow rich by im- 

 proving it, would be an abfurdity : fuch 

 an aiFertion would have too much the air 

 of quackery : but the utility of the con- 

 du6t I recommend, by no means depends 

 on fuch extravagant capabilities. Many 

 of the landlords of thefe kingdoms, are in- 

 volved in difficulties for want of income, 

 without being near a fiate of ruin. If we 

 were to conclude every man ruined that is 

 in debt, the Lord have mercy on three- 

 fourths of his Majefly's fubjects. 



When expence exceeds income, it mull 



either be provided for in fomc regulat 



B 3 man- 



