CHAPTER II. 



MR. HENRY PADWICK (cO)ltinued). 



The business of money-lending— Mr. Padwick's clients— His 

 share in the affair of The Earl and Lady Elizabeth ; Admiral 

 Eous's interference— Conduct towards Mr. Whieldon ; repaid 

 in his own coin — Entrapped by a fair borrower — The Duchess 



of N ; a loan on brickbats— Equal to the emergency— A 



frail client— His character, method of dealing, all on one side- 

 How ancestral estates are lost — Attempt to sell a Derby 

 favourite on Sunday ; disastrous result ; the favourite missing — 

 Connection with Gully and Hill— Insatiable for wealth— His 

 end. 



I have given two instances of my dealings with Mr. 

 Henry Padwick in which everything was not entirely 

 above suspicion. Yet, in justice to his memory, I 

 should add that both before and after, I had many 

 important business transactions with him in which 

 there was no cause whatever for distrust. The rates 

 of interest charged were no doubt always high. But 

 this is a matter with which I have nothing to do ; 

 nor do I think other people had much right to com- 

 plain. For it should be remembered that it is the 

 borrowers who seek the money-lender, and not he 

 who goes to them. There is no compulsion. If they 



