384 ZACHARIAH SIMPSON, ESQ. 



who, instead of making- the most of his advantages, 

 ' dissipated his wealth in a boundless vanity, without 

 profit either to others or himself.' Besides the bank 

 and its branches, he had other businesses to which he 

 could not or did not attend. Inattention to the 

 concerns of the former was alone the cause of his 

 losing thousands a year. Of this I remember one 

 instance when he was attending' the races at New- 

 market. I may say I never saw him at any other 

 race-meeting ; but latterly he was, as a rule, present 

 at the gatherings on the Heath, and he would some- 

 times, I believe, visit Yarmouth. During the racing 

 at the former place, one of his clerks used to come 

 once or twice a week, bringing his letters and taking- 

 instructions back to the head- manager. On one 

 occasion he was much annoyed to find a customer had 

 overdrawn his account £1,500, of which sum, he told 

 me, he should never see a guinea again. This caused 

 him to write a strong letter to his manager, to tell 

 him never to let any other man overdraw his account 

 in his (Mr. Simpson's) absence from home. A few 

 davs after, he found that his best client had taken 

 away his account on being refused the usual over- 

 draft; and this, he told me, was worse than the other, 

 and he must leave at once to see if he could not 

 remedy the matter. But I never heard with what 

 success. 



His career on the turf cannot be considered suc- 

 cessful, though he had his chances. In some portion 



