Cauadian Fonstni Journal, June, 1915 



105 



INSURANCE OF TIMBER LIMITS 



One of the qiu'stioiis in coniH-i-tion 

 witli fort'st iiiana^tMiU'iit wliicli coiiu's 

 lip occasionally as a matter of argu- 

 ment, rather than prophecy, is tiie 

 possibility of developing fire protec- 

 tion to a point wiiere insurance on a 

 limit will be issued by commercial 

 companies. At present no such thing 

 is even in sight, and discussion may 

 seem premature and useless. AVei-e 

 the timlier limit l)rought within the 

 class of reasonable risks, — and such a 

 thing is at least 'possible'. — insur- 

 ance in some form, assumed by mu- 

 tual associations, companies, or gov- 

 ernments, might prove as simple as 

 the covering of cargoes and hulls at 

 sea. The Journal recently asked the 

 opinion of a consulting forest-.n" of 

 national reputation upon the problem 

 of forest insurance, and his reply was 

 given in these words : 



"It is my personal judgment that 

 the risk of loss by fire on timl)er lim- 

 its is one that must necessarily be 

 borne by the owner. As I see it. the 

 only exception to this would be the 

 case of very large tracts, in which 

 ca.se insurance might be secured 

 against a great catastrophe, the owner 

 carrying the risk of all loss up to a 

 certain point, in a similar manner as 

 in the insurance policy negotiated by 

 Price Bros, of Quebec. 



"It goes without saying, of cour.se. 

 that in any case the company issuing 

 a policy would only do so after the 

 tract had been reported upon by ex- 

 perts for the purpose of determining 

 the cost of the risk. 



''Xo .system of government fire 

 patrol, however efficient, could elim- 

 inate the necessity of a special patrol 

 for each tract, for, in any case the 

 risk, and tlu^refore the cost of the 

 insui-ance. would vaiy greatly from 

 tract to tract — and varv vastlv." 



TO FILL IN THESE BLANKS MEANS 

 INCREASED MEMBERSHIP. 



tteriotary 



Canadian Forestry A^^sociation, 

 Journal Building, Ottawa. 

 I believe that the following persons 

 would be interested in knowing about 

 the wrk of the Association and might 

 be persuaded to become members: 



Name 



Address 



Name 



Address 



Xame 



Address 



Kinilly mail this to the .Secretary as early 

 as possible. Last month 's coupon brought 

 an immediate response from Journal read- 

 ers. As a result, the Secretary is now in 

 communication with a number of prospec- 

 tive members. 



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Dealers write 



