580 APPENDIX. 



National Banks. 



Capital and surplus | 972,367,445 



Deposits. . , ; 1,869,000,000 



Total resources $2,841,367,445 



State Banks: 



Capital and surplus |331,036,112 



Deposits 723,640,795 



Total resources $1,054,676,907 



Loan and Trust Companies. 



Capital and surplus ". .$239,131,000 



Deposits 675,100,000 



Total resources 1914,231,000 



Pbivate Banks:* 



Capital and surplus |25,359,128 



Deposits 50,278,243 



Total resources $75,637,471 



Savings Banks. 



Capital and surplus $ 186,154,186 



Deposits 1,983,413,564 



Total resources $2,069,567,750 



Total capital for loaning (less reserves as above) . . . $6,955,480,573 

 And this is the money power. 



II. THE RAILROAD QUESTION. 

 1. DECISIONS OF THE INTERSTATE COMMERCE COMMISSION. 



The proceedings of the Interstate Commerce Commission arc, in many- 

 respects, like those of a court. Complaints are filed, answers made, evidence 

 taken if necessary, argument heaixl, and a decision rendered. If, however, the 

 parties do not comply with the decision, the Commission has no power to 

 enforce them. For that purpose recourse must be had to a court, where the 

 entire question may be tried over again, as if it had never been heard by the 

 Commission. Under our constitution there is no way to avoid this, but it is 

 possible to make evidence taken before the Commission available before the 

 court, in support of the decision of the Commission, which the law has made 

 prima facie evidence of what is true. Those who have occasion to complain of 

 railroads are not usually able to bear the expense of litigation, and when they 

 have once proved a thing some means should be found of making that evidence 

 available once for all for what it is worth. The Commission can also be clothed 

 with greater power of compelling witnesses to testify. The tedious processes of 

 tlic American courts arc the strongest refuge of evil-doors. In dealing with 



'About one-fifth of the i)rivatu banks i)uly. 



