Agricultural Credit 



would be in a position to hold over his 

 crops for improved prices, instead of 

 being forced, as often happens now, to 

 sell in a bad market because he is in 

 need of ready cash. 



(4) It would enable the farmer to buy 

 artificials which otherwise he could not 

 have afforded. 



(5) It would enable many farmers to 

 get financially free from the middle- 

 man, to whom their indebtedness is 

 great at present. 



(6) It would provide the agriculturist with 

 the soundest way in which to borrow 

 money. 



The objection to the Raffeisen system of 

 credit is that each member of the society 

 must necessarily know the financial position 

 of every other member. If one member 

 borrows, all the society must know the 

 amount of the loan and for what purpose 

 it is granted. Many of our agriculturists 

 would object to this, and there are other 

 good systems under which money can be 

 advanced. In Belgium, for instance, a very 

 excellent method was devised. A few years 



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