18 



linga a week in five years, comes to twenty-eight 

 pounds, tliree shillings and three pence. — 0)ie shil- 

 ling a week in seven years, comes to twenty pounds, 

 ten shillings and eight pence. 



The Saving's Bank will take into safe keeping- 

 every sum you can keep together, above ten pence. 

 When you deposit amounts to twelve shillings and 

 six pence, it will bear interest, at the rate of four 

 pounds in the hundred, which will be six pence for 

 one year, or one halfpenny in the month ; this inte- 

 rest you may add to what you have given before, and 

 receive interest upon it again. Let every poor man 

 think of the advantages which this plan proposes to 

 him : in the Sa\ang's Bank, his money may remain 

 free from any danger ; though his cabin may be rob- 

 bed, or any other accident occur, what he deposits 

 in the Bank is safe ; but should he keep it with him- 

 self, even free from every chance, he will do so at a 

 loss ; a man may be pilfered, not only by thieves, and 

 his own family, but by himself; for when a man gets 

 a httle matter of money together, he often says, " it 

 will make Httle diiference if I spend a small portion 

 of it." So what he has scraped together, is thrown 

 away in the public house. If his httle savings had 

 been laid up in a Saving's Bank, all this would have 

 been avoided; the money could not be withdrawn 

 just at the moment he wanted to drink, and when he 

 became cool he would not wish to have it. 



Let the poor man then lodge his money, whatever 

 it may be, not in the hand of any private person, but 

 in the Saving's Sank for thei'e he may be sure it is 

 safe, and whenever an opportunity occurs of using it 

 with advantage, he can draw it out at a week's notice. 



Take cai'e before you take an inch of land to have 

 suitable capital ; have money in pocket, or you cannot 

 get on ; have enough to buy a cow and manure, at 

 first starting, and two years rent lodged in safe hands, 

 at interest, lest a bad year should come on you ; 

 do this, and there ■will be little doubt of your success, 

 if you farm judiciously. 



