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(c) "Employee" means (1) when used in reference to allotments 

 of pay for savings accounts, a civilian employee of an agency, and (2) 

 when used otherwise, a civilian employee of an agency or a member of a 

 uniformed service; 



(d) "Beneficiary" means a person or persons receiving an 

 annuity or benefit payment or other recurring payment under Federal law, 

 other than a payment of salary or wages or pay and allowances; 



(e) "Allotment of pay for a savings account" means an authori- 

 zation from an employee for a recurring payroll deduction from salary or 

 wages due, in a specified dollar amount, to be remitted to a financial 

 organization of his choice, for credit to his savings account; 



(f) "Savings account" means an account (single or joint) 



for the purchase of shares (other than shares of stock) or for the deposit 

 of savings in any financial organization, the title of which account 

 includes the nure of the authorizing employer; 



(g) "Net pay" means the amount o. c salaries or wages of civilian 

 employees and pay and allowances of members cf the uniformed services 

 remaining due after all payroll deductions for allotments of pay for 

 savings accounts and other purposes and all other payroll deductions; 



(h) "Recurring payment" means a benefit, annuity, or other 

 payment which is made repeatedly at regular intervals . 

 §209.3 Allotments of pay for savings account s. 



(a) Any employee whose place of employment is within the United 

 States may authorize an allotment of pay for a savings account under 



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