﻿FUK-SEAL 
  SERVICE. 
  145 
  

  

  year, 
  almost 
  every 
  family 
  saving 
  something 
  out 
  of 
  the 
  amount 
  al- 
  

   lowed 
  for 
  its 
  support. 
  

  

  Careful 
  inquiries 
  into 
  the 
  motives 
  governing 
  the 
  making 
  of 
  these 
  

   savings 
  developed 
  several 
  interesting 
  points. 
  It 
  seemed, 
  on 
  the 
  

   whole, 
  that 
  the 
  main 
  object 
  of 
  the 
  native 
  was 
  not 
  to 
  hoard 
  the 
  cash 
  

   thus 
  obtained 
  by 
  saving, 
  but 
  on 
  the 
  other 
  hand, 
  to 
  get 
  possession 
  of 
  

   the 
  cash 
  itself, 
  which 
  in 
  many 
  instances 
  he 
  at 
  once 
  took 
  to 
  the 
  store 
  

   to 
  expend 
  for 
  perhaps 
  the 
  very 
  articles 
  he 
  had 
  denied 
  himself 
  in 
  order 
  

   to 
  make 
  the 
  saving. 
  Some 
  few, 
  of 
  course, 
  used 
  the 
  cash 
  to 
  purchase 
  

   in 
  San 
  Francisco 
  articles 
  which 
  could 
  not 
  have 
  been 
  issued 
  to 
  them 
  

   had 
  they 
  not 
  the 
  cash. 
  No 
  savings 
  accounts 
  were 
  created. 
  If 
  any 
  

   sums 
  were 
  saved 
  they 
  were 
  secreted 
  in 
  the 
  natives' 
  houses. 
  

  

  Some 
  of 
  the 
  natives 
  who 
  made 
  the 
  largest 
  savings 
  had 
  previously 
  

   complained 
  that 
  their 
  allowances 
  were 
  too 
  small; 
  those 
  who 
  have 
  

   always 
  been 
  thrifty, 
  however, 
  redoubled 
  their 
  efforts 
  to 
  save, 
  increas- 
  

   ing 
  their 
  hoards 
  regularly 
  every 
  month. 
  But 
  it 
  was 
  found 
  that 
  to 
  

   make 
  these 
  monthly 
  savings, 
  in 
  some 
  cases 
  the 
  children 
  in 
  the 
  family 
  

   were 
  made 
  to 
  suffer 
  through 
  deprivation 
  of 
  proper 
  clothing 
  and 
  

   sometimes 
  food. 
  

  

  At 
  the 
  end 
  of 
  the 
  year, 
  the 
  sum 
  of 
  S632.48 
  was 
  unused 
  from 
  the 
  

   natives' 
  fund 
  and 
  remained 
  for 
  distribution. 
  This 
  amount 
  was 
  

   divided 
  among 
  the 
  sealers, 
  the 
  first-class 
  men 
  receiving 
  about 
  $32 
  

   each, 
  and 
  the 
  lower 
  grades 
  in 
  proportion. 
  This 
  money 
  was 
  nearly 
  

   all 
  spent 
  in 
  the 
  store 
  for 
  articles 
  of 
  general 
  use. 
  No 
  portion 
  of 
  it, 
  as 
  

   stated, 
  was 
  used 
  to 
  create 
  or 
  to 
  incroass 
  savings 
  accounts 
  in 
  bank. 
  

   It 
  is 
  reported, 
  however, 
  that 
  the 
  natives 
  were 
  greatly 
  pleased 
  with 
  

   the 
  plan 
  as 
  operated 
  and 
  under 
  it 
  many 
  of 
  them 
  came 
  into 
  possession 
  

   of 
  more 
  money 
  than 
  they 
  ever 
  owned 
  before. 
  

  

  The 
  net 
  result 
  of 
  this 
  one 
  year's 
  experiment 
  is 
  not 
  large. 
  It 
  shows 
  

   that 
  the 
  natives 
  desire 
  their 
  earnings 
  in 
  cash 
  rather 
  than 
  a 
  mere 
  

   credit. 
  It 
  shows 
  also 
  that 
  if 
  paid 
  in 
  cash 
  for 
  their 
  labor 
  in 
  taking 
  

   sealskins, 
  etc., 
  the 
  greater 
  portion, 
  if 
  not 
  nearly 
  all 
  of 
  their 
  money, 
  

   w^ould 
  be 
  used 
  for 
  the 
  same 
  purpose 
  for 
  which 
  the 
  credit 
  is 
  used, 
  

   namely, 
  the 
  purchase 
  of 
  the 
  necessaries 
  of 
  life. 
  It 
  shows 
  that 
  under 
  

   the 
  present 
  communal 
  system 
  the 
  natives 
  are 
  not 
  desu'ous 
  of 
  creating 
  

   permanent 
  savings 
  funds 
  because 
  of 
  their 
  inability 
  to 
  profit 
  greatly 
  

   by 
  the 
  result 
  of 
  the 
  self-denial 
  necessary 
  to 
  create 
  the 
  fund. 
  

  

  It 
  must 
  be 
  stated 
  that 
  conditions 
  were 
  not 
  favorable 
  for 
  carrying 
  

   the 
  operation 
  of 
  this 
  plan 
  beyond 
  the 
  mere 
  pomt 
  of 
  inducing 
  the 
  na- 
  

   tives 
  to 
  curtail 
  their 
  use 
  of 
  the 
  necessaries 
  of 
  life 
  to 
  a 
  minmium. 
  It 
  

   was 
  unpossible 
  to 
  demonstrate 
  to 
  them 
  that 
  any 
  particular 
  benefit 
  

   would 
  follow 
  this 
  saving, 
  because 
  there 
  was 
  nothing 
  they 
  might 
  obtain 
  

   with 
  their 
  savings 
  except 
  the 
  bare 
  necessities 
  of 
  life, 
  of 
  which 
  they 
  

   had 
  deprived 
  themselves 
  in 
  order 
  to 
  create 
  the 
  savings 
  fund. 
  And, 
  

  

  