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Bank — Clerks— ^Duties — Salaries — Promotions — Discipline — Training^ XIL Bank Book- 

 keeping. XIIL Banking Calcalations. XIV, Banking Docuraent^-Boftds — Letters of 

 Credit, &;c. 'I - j^ ' 4 



Pa^^J. — Of Banking Institution's. I. The Bank of England. 11. IJndon Private 

 Banks. III. Joint-Stock Banks in London. IV. Country Private Banks. V. Country 

 Joint-Stock Banks. VI. The Banks of Scotland. VII. The Banks of ^ Ireland. VIH. .: 



Mor^l and Religious Dixies of Banking Compaiiies. IX. Ten I\Iinates' Advice about 3^ 



Keeping a Banker. X. Summary, ■'■'•' ^ . 



** Mr. Gilbart's worksion Banking have attained a just celebrity. Plain and practical, 

 they are suitable to the character afld the position of the writer, and to thft'wants and 

 inclinations of the banking'lind mercantile .community, for whom they are**chiefly in'* 

 tended. . They are not, however, without much interest for every inquiring minJ, while 

 for statesmen and political economists they are sources of much useful and even indis- 

 pensabre'informifllon^^, The present work treats of banking as an art, and its merits have 

 already been recognized bj^l^e puhli^ The principal characteristic of Mr. Gilbart's book 

 is, practical common sense, a due subordination of all the parts of the subject, so that none 

 has an uAdue promin^iice ; which, l^eing joined with a perspicuous style, accounts for the 

 favor his works have deservedly Inet with.*'— ion(f on Economist. 



4 



^ 



III. McCulloch's Essays on Interest, Exchange, Money, Coins, &<^ 



. .All in One Volume, octavo, — 75 cents. 



(L) On Interest and the Operation of the Usury Laws. Comparison between the Market 

 Rate and the Statutory Rate of Interest from 1714 to 1793. Pernicious Effects of Laws 

 to regulate Interest. The Usury Laws do not protect the Prodigal and Unwary. There 

 were no Usury Laws in Holland. On the legal Rate of Interest in France, Hamburg, 

 Russia, Austria, Leghorn, Spain, and the United States. Usury Laws do not reach the 

 Government. Error of some Writers on the Subject of a low Rate of Interest. 



(2.) On Foreign rfhd Domestic Exchange. 1. On Inland Exchange. 2. Foreign Ex- 

 change. 3. Real Exchange. 4. Unfavorable Real Exchange. 5. Negotiation of Bills 

 of Exchange. 6. History and Advantages of Bills of Exchange, 7, Laws and Customs 

 respecting Bills of Exchange. 8. Moneys of Account. 



(3.) Essay on Money, Coins, Bullion, &c., with Remarks on Metallic an3 Paper Cur- 

 rency, Seignprage, Degradation of the Standard, &c, 1. Origin of 31oney. 2. The Ex- 

 changeable Value of Money. 3. Seignorage. 4. Currency of the Precious Metals. 5. Pa- 

 per money, 6. Standard of the Currency. 7. Standard of Money. Together with co- 

 pious Tables of the Weight, Value, &c., of the Gold and Silver Coins of all nations; — 

 their Assay, Weight, Standard Weight, and Sterling Value. Average Market price of 

 Bullion in every year from 1800 to 1821. 



**Mr. McCulloch has condensed a great mass of knowledge, which men of all parties 

 should be glad to see so put togethet, in his * Political Econoiny,' ' Exchange,' * Interest,' 

 * Taxation/ ' Paper Money/ and ' Principles of Banking.' " — Edinburgh Review, 



IV. Chronicles and Characters of the Stock Exchange. One 



Volume, octavo^ — 75 cents. 



Dedicated by permission to Samuel Gurney, Esq., comprising Sketches of Loans, Lot- 

 teries, Life Assurance, Tontines, Bribery, Corruption, Contractors, Railways, Samson 

 Gideon, Abraham Goldsmid, Mark Sprot, Sir Francis Baring, David Kicardo, Francis 

 Baily, Nathan Meyer Rothschild, Greek Loan and Joseph Hume, Poyais Loan and 

 Gregor McGregor, Frauds, Forgeries, Anecdotes, and Legends. 



•' Mr. Francis has fulfilled, and most admirably fulfilled, the title of his book. — London 

 Atlas, 



''The extraordinary frauds which have been perpetrated from time to time by Stock 

 Exchange speculators, afford Mr. Francis ample materials for the historical portions of his 

 work ; and his sketches of the manners of the Slock Exchange, at the present lime, show 

 that he has made Ixiraself intimately acquainted with the customs of its frequenters. — Loti- 

 don Bunher*s Magazine, 



V. The Banker's Almanac, 1851, containing 130 pages of valuable 

 Statistical Tables relating to Banks, Banking, Exchange, Coins, FU 

 nance, &c. — 50 cts. 



h SMITH HOMANS. 



.?■ 



Sept., 185 L 



111 Washington st.^ Boston. 



