18 Russell R. Spafford 
fact that they are to-day conducting their business on a plane 
very different from that on which they made their first attempts. 
Misconceptions regarding the plane of profitable business on the 
adverse side of critical lines are not wholly confined to the prac- 
ACRES 
PER PERSON 
CENTRAL CHINA rage EASTERN CHINA 
° joo 
Fic. 21. The effect of critical moisture in China. (See Index to Graph, 
Fig. 17.) : 
tical agriculturist. Scientists working on the problems of our 
border regions have not infrequently had experiences somewhat 
similar to those of eastern farmers. The same may be said of 
large business organizations—as for example, loan companies. 
It is gratifying to observe, however, that general farm experience 
supplemented ‘by scientific study is gradually solving a number of 
the most difficult problems peculiar to border regions. 
i 
i 
i 1 ; 
' CEDAR | i 
i toro -tomon oanora. 
oemsenen eal aa nd era 
! i 
. CUSTER 3 ' SHERMAN* HOWARD 
ee | ee Et int oe a rei cee eee eco 
1 1 ’ ' 
| 
PHELPS! MEARNEY 
SRE pea 
ADANS i 
Uo ee 
Fic. 22. Insurance companies have hesitated to make loans in western 
Nebraska. The solid line shows what at one time was the western limit 
for the Union Central Life Insurance Company. The broken line marks 
what at one time was the western limit for the Northwestern Life Insur- 
ance Company. 
108 
