TRANSACTIONS OF SECTION F. 551 
failing agreement, by arbitration. The purchase money would be advanced at 
such a rate of interest as would enable the farmer to continue to pay annually 
a sum equal to the amount of his rent. The payment so to be received would 
include the interest paid by the bank for the money advanced, a sum towards 
a sinking fund, and a percentage to meet expenses and cover losses. 
The bank would hold the property in security until the debt was paid. 
Any profit made would go to form a reserve fund. No dividends would be paid. 
2. A Comparison of British and German Insurance Legislation. 
By Miss A. ASHLEY. 
Germany was the pioneer of legislation to provide for the contingencies of 
industrial life. ; 
Britain was largely influenced by German example in the objects aimed at, but 
in part adopted different methods. There was a difference of principle in the 
method of providing for old age; difference of principle, but practical approxi- 
mation in method of providing for accidents; substantial similarity of the pro- 
vision for sickness, with large divergencies, e.@., 
(a) Different treatment of invalidity. 
(6) Greater uniformity of obligations and benefits. 
(c) Larger scope for individual action. 
Difference in German and British atmosphere—question of malingering. 
Britain’s new departure, without precedent, in the direction of compulsory 
insurance against unemployment. 
3. The Results of the Reformatory Treatment of Inebriates. 
By Davip Heron, M.A., D.Sc. 
The present system of reformatory treatment of inebriates was initiated in 
1899. Up to the end of 1909, 3,309 inebriates had been admitted and 2,293 
discharged. It is not unreasonable, then, to ask for some account of the results 
of reformatory treatment so far as the reform of the inebriates is concerned. 
The following table gives the results of reformatory treatment of inebriates 
from all the available official sources :— 
Summary of Results of Reformatory Treatment of Inebriates. 
| No. dis- ‘Doing Re- Much Im- Not | Not con- 
Authority | charged | well |formed|improved) proved | relapsed | victed 
Parker, Brentry 2 227 75 —_ — — + = 
Parr (Section I cases 
only) odin (2 133 — 59 — =e — = 
Dunning, Liverpool . 60 _— — — a 22 — 
Atkinson, Leeds A 28 8 — — — — = 
Halketh, Hull . : 23 1 — — — 4 — 
Wright, Newcastle . 50 4 — “= — — _- 
Nelson, London : 74 — = = = — 3a* 
Baggallay, London . 80 _— — = — — 42* 
Barradaile, Birming- 
ham Pi aden aA 21 — — —_— — — 8* 
After-Care Association | 407 82 -- — — — — 
Gomme, Farmfield . 394 56 =a a5 os = — 
Gill, Langho .. 227 34 — 17 15 _ — 
Dunlop, Scotland .| 181 12 — — — = = 
Totals. . . | 1,905 272 59 17 15 26 83* 
* Not convicted, after discharge, at the same police court. 
