THE AGRICULTURAL GAZETTE. 



239 



U 



' 7,vn HF\LTHY LIVES ASSURED. 



PISEA^ A ^li D , and GENERAL LIFE 



* 'EDICALV Jii Ma^l. lindon-Tliis Office is provided 

 0FF ICE. « Pall Mau. by which H can A 



fmJ accurate!) -cor si, » increased Annuities granted 



STl?« q th« ™?varying with the particular 



"^ H \f rnnsumulive Families Assured at Equitable 

 members of Con s umpcnei E q p Nbison , Actuary. 



~^T fSlTAlNMUTUAL LIFE ASSURANCE 



i^ RE * cnriETY H, Waterloo-place, Lomdox. 

 V* BUW ' Directors. _ . 



r Wroan. Wm.Morley, Esq., Deputy. Chairman. 



-^ chi»holm, ^«J irroo Jame s John Kinloch, Esq. 



joha Bri**" * ! e?' Henry Lawson, Esq. 



y^nci, Brodigan, r. q- Robert powerf Esq 



Jftmc , Wito«» beacon. | q Reverend F. W. Johnson 



ffiS&^S 1 ^ E * q - vickery ' A - M - 



- , rcn -T C. Simmons, Esq.— George Thomas, Esq. 

 C.B. Rolc ' tq ; ohn ciendinning, M.D., 16, Wimpole-street. 

 Pk i£%r- Walter Prideaux, Esq., Goldsmiths' Hall. 

 *^ 'Bankers.— Union Bank of London. 

 Advantages of this Institution. 

 . . of tne Profits divided annually among the Holders 

 -.•»JI«l«i which five Annual Premiums shall have been paid. 

 *£K5wn for half the amount of the first five Annual Pre- 

 SEiS which means Assurances may be effected and loans 

 ■mms-. . „..-oH with the least uossible present outlay ; 



^^STr^avroent of the arrears, the Policy-holder will become 

 ifi 'to •participate in the entire profits of this Institution, 

 ^Sv in the same manner as if he had paid the whole airount 

 KtaPreminms in advance in the usual way. 



■SLT for example— a person in the 25th year of his age, in- 

 .♦«H of oavJnir 2/. 6*. per annum for an Assurance of 100L, 

 Irn.iid be required to pay 1/. 3s. only during the first five years, 

 wteT on payment of the arrears of Premium, amounting to 

 Li is* his share of the profits would be such as to reduce his 

 fatnre Annual Premiums to very little more than the half Pre- 

 mium of ll 3»- originally paid by him. The Great Britain is 

 tie only Mutual Assurance Society in which this very great 

 teeomnodstion is given to the Assured. 



Credit allowed for the whole of the first five Annual Premiums 

 on satisfactory security being given for the payment of the same 

 at the expiration of five years. 



Transfers of Policies effected and registered (.without charge) at 



Claims on Policies not subject to be litigated or disputed, except 

 with the sanction, in each case, of a General Meeting of the 

 Ataured, to be especially convened on the occasion. 



Solders of Policies of 1000/. entitled (after payment of five 

 Annual Premiums), to attend and vote at all General Meetings 

 of the Assured, who will have the superintendence aud. control 

 of the funds and affairs of the Society. 



Full particulars are detailed in the Prospectus, which, with 

 every requisite information, may be obtained by application to 



A. R. Irvine, Managing Director. 



KOYAL FARMERS' and GENERAL FIRE, LIFE, 

 and HAIL-STORM INSURANCE INSTITUTION. 

 Empowered by Special Act of Parliament.— Capital, ,s£ J 500,000. 

 Offices, Strand, London. 



Honorary Directors. 



Earl Ducie. 

 Viscount Torringfron. 

 Viscount Campden. 

 Lord Rayleigh. 

 Lord Feversham. 

 Lord Stanley, M.P. 



Duke of Rutland, K.G. 

 Dolce of Bedford. 

 Far I of Stamford and War- 

 rington. 

 Earl of Stair, 

 larl Howe. 

 Earl of Stradbroke. 

 And Seventy-six other Members" of Parliament and Gentlemen. 



HAIL- STORM DEPARTMENT. 

 Advantages of Insuring in this Office: — 



An actually subscribed Capital of ^500,000, secured by IQ03 

 Shareholders, whose names and addresses are enrolled according 

 to Act of Parliament. 



Insurances effected in one sum. 



I>»m«on of profits amongst the Insured every third year. 



All losses, whether total or partial, paid in full, as soon after 

 xne occurrence as the valuation can be completed. 



Ao Average Clause; so that the sufferer will be certain of 

 receiving: the full amount of his loss, to be settled as in the case 

 of loss by fire. 



n^l m f iUI ?> S . ixpence per acre for Wheat, Barley, and Peas ; Four- 

 *?!«. ? at t BeaDS ' Turnips, and Potatoes. 



ThP « 1Q f othouses - greenhouses, or private houses, 20s. p. cent. 

 cer>? tn »? °l P s ' after Paying an annual dividend of At. per 

 be dirw«i shareholders . and providing for a reserved fund, will 

 insured ***** third year Detween the shareholders and the 



wrth an^ nth o°I this Insti *ution by no means wish to interfere 

 ImWnHnn v • ? ' but » as tnc General Hail-storm Insurance 

 those rh.lH? WIC , n ' has announced rates lower even than 

 the? ire •? J institution last year, they do not feel that 



«**m!££^lSa^ n s** mG attention to *■ com ^ & - 



«■£ Farmers' and General 

 irt l L 'f e > and Hailstorm 



e Company. 



tSSSSS* by *>*>* Act of 



*»*£i& ; f h rehoMers re - 



MdmJ. ""*• Wlt » names and 



^liS. aCC °" linB tU Act of 



■£££■* up0Q the above - 



of5oo,OH/ y to the exte 

 *o52L^ * hl <* Parties 



extent 



General Hail-storm Insurance 



Company , Norwich. 

 (Not the Norwich Union Insur- 

 ance Office.) 

 No Act of Parliament. 



Nominal capital, 100,000/. 



Number of shareholders, not 

 announced. Query, what num- 

 ber, their names and addresses ? 



No experience. 



Rates not founded on expe- 

 rience, and too low to meet 

 losses on an average of seasons. 



Limited liability, confined to 

 shares taken, however few. 



No power to sue the Company 

 in the name of the Managing- 

 Director, Secretary, or any one 

 of the Directors; and, as the 

 Shareholders are unknown, the 

 insurers may have a difficulty 

 in recovering their losses. 



Purchasers of Shares are indi- 

 vidual^ liable to the 100,000/., 

 and if sued, have no power to 

 recover contributionsfrom their 

 co- Shareholders. Any clausb 



INTRODUCED INTO A FOLIC V 

 TO LIMIT LIABILITY IS INVA- 

 LID unless the Company is em- 

 powered by Act of Parliament, 

 giving Shareholders the power 

 l^ , of obtaining contributions from 



fori!r ,,cdPr o«pectu^««,e. v their co-Shareholders. 

 tJH^p mRS' ^ ob *i«*i at the office, or will be 

 j** amal commi«£? °? a PP l «»tion. 

 A ^taareapn Tn'H n *° Soli <*ors. 



ea m Rl1 the Principal Towns in the Kingdom . 



W. SHAW, Managing Director. 



hC d nf aySuethe Company 

 "^?2g&£M: can re- 



PROVIDENT LIFE OFFICE, 50 Rkcb.vt Street, Feb. 15, 1844. 

 ^™rr..r>^ ^ USES DECLAR ED. 529,306/. i;«. yd. 



]VOTICE is hereby given, that all Persons who hold 

 ■i-^ Policies in this Office, bearing date prior to the vear 1834, 

 may receive the present value of the Bonuses which have been 

 added to their Policies, upon application at the Head Office, or 

 to the Agents through whom the Policies were issued. 



GEORGE BEAUMONT, Actuary. 



ATATIONAL MERCANTILE LIFE ASSURANCE 



■L* SOCIETY, Arthur-street West, London Bridge. (Es- 

 tablished in 183".) Directors. 



Chairman.— Robert Currey, Esq. 



G 



UANO 



Edward Baker, Esq. 

 Jasper Capper, Esq. 

 Thomas Dakeyne, Esq. 

 Giles Redmayne, Esq. 

 James Spicer, Esq. 

 Henry Sterry, Esq. 



Thomas Bax, Esq. 

 Joseph Cooper, Esq. 

 Russell Jeffrey, Esq. 

 William R. Spicer, Esq. 

 Joseph Sterry, jun., Esq. 

 Robert Wilcoxon, Esq. 



Bankers. — Messrs. Pr^scott, Grote, and Co. 



ADVANTAGES. 



A BONUS of two-thirds of the Profits allotted to the Assured. 



LOWER RATES OF PREMIUM charged for Assurances 

 without profits. 



PREMIUMS pavahle Annually, Half-yearlv, or Quarterly. 



ASSURANCES OF EVERY DESCRIPTION maybe effected. 

 Among others, the important one, originated by this Society, of 

 securing a sum to the Assured himself on his attaining any given 

 age, or to his family in the event of his earlier death. 



A POCKET DIARY conuining detailed particulars, may be 

 had on application at the Office, or of the Society's agents. 



Jknki.y Jones, Actuary and Secretary. 



T ONDON, EDINBURGH, and DUBLIN LIFE 



-L* ASSURANCE COMPANY, No. 3, Charlotte-row, Mansion 

 House; and 18, Chancery-lane, London. 



This is the only Company who are bound by their deed of con- 

 stitution not to dispute any Policy, unless they can prove that it 

 was obtained by fraudulent misrepresentation ; and nothing but 

 fraud proved to have been committed against them can vitiate a 

 Policy granted by this Company. 



This is the only Company from whom the assured on the 

 mutual principle receive the whole of the mutual accumulations, 

 and also a guarantee from the Shareholders for the sums assured. 



This is the only Company who bind themselves to pay the sums 

 in the Policies, although the debts for which they were effected 

 shall have been liquidated before the claims arise. 



This is almost the only Company who grant in favour of cre- 

 ditors uhole-world Policies, whereby the debt is secured, although 

 the debtor should go beyond the limits of Europe. 



By the half. premium plan only one- half of the premiums for the 

 first seven years is required, the other half being payable at the 

 convenience of the assured; thus allowing a Policy to be con- 

 tinued for seven years at one-halt of the usual rate, or to be 

 dropped at one-half of the usual sacrifice. 



Alex. Robertson, Manager. 



HOT-WATER APPARATUS FOR HEATING 

 HORTICULTURAL BUILDINGS, DWELLING-HOUSES, 

 CHURCHES, and MANUFACTORIES, upon improved prin- 

 ciples, and at very moderate charges, erected by DANIEL and 

 EDWARD BAILEY, 2/2, HOLBORN. 



D. and E. Bailky having devoted much time to the considera 

 tion of this subject, and had much experience in the erection of 

 apparatus for the above-mentioned purposes, have, by improve- 

 ments suggested in their practice, rendered their mode of heat- 

 ing not only very efficient, but very simple, and have combined 

 durability in the apparatus with economy in the charge. They 

 have erected apparatus in England, Scotland, and Ireland, for 

 many noblemen and gentlemen, and have had the honour to be 

 employed by the Horticultural Society ol London, in executingthe 

 works of their splendid Conservatory, lately erected at Chiswick. 



D. and E. Bailey also construct in metal all descriptions ol 

 Horticultural Buildings and Sashes, and invite noblemen, gentle- 

 men, and the public to an inspection of their various drawings 

 and models, at 272, Holborn, where they have the opportunity of 

 exhibiting, amongst othermetalworks,anextremelycompleteand 

 convenient kitchen apparatus, or range, adapted for the continued 

 supply of hot water, and an arrangement of the oven more com- 

 plete than has hitherto been brought before the public. 



D. and E. Bailey were the first to introduce metallic curvili- 

 near houses to horticulturists, and can refer to the Conservatory 

 attached to the Pantheon as one of their works, besides many 

 others in this country and on the Continent. 



D.and E. Bailky have prepared a quantity of the Galvanic 

 Plant Protectors, which are now ready for immediate delivery; 

 they beg to introduce to public notice a new Trough Pipe, for 

 Orchidaceous or other Houses where vapour is constantly, or at 

 intervals reauired, and which may be seen at their Manufactorv. 



RENDLE'S TANK SYSTEM OF HEATING. 



STEPHENSON and CO., 61, Gracechurch-street, 

 London, Inventors of the IMPROVED CONICAL and 

 DOUBLE CYLINDRICAL BOILERS, having been much engaged 

 in heating buildings upon the above system with Tanks of 

 various materials, solicit the attention of scientific Horticul- 

 turists to an Iron Tank now fitting up on their premises, which 

 offers most decided advantages over every other article hitherto 

 employed for the same purpose. These tanks, which are orna- 

 mental in appearance, can be made from 10 to 100 feet long and 

 of any width and depth, and can be connected or disconnected 

 by any working Gardener without the slightest difficulty, thus 

 affording the opportunity to persons in remote districts of 

 employing this much approved method of heating without the 

 assistance of Engineers. The Tanks can be applied to Boilers 

 and Pipes already fixed, and from the present low price of Iron 

 will be found cheaper than of any other material. Mr. Rbxdlk ; 

 of Plymouth, has kindly undertaken to receive orders and furnish 

 information to any persons in his neighbourhood, and prices for 

 any size will be forwarded upon application to S. and Co. 



BURBIDGE and HEALY beg respectfully to inform 

 the Horticultural world that they are quite ready to supply 

 their new BOILER, of every size. They have now fixed a suffi- 

 cient number to warrant them in stating that what they put 

 forth as the qualities of their Boiler and Furnace arrangement 

 may be perfectly relied upon : they have put up one at the Hor- 

 ticultural Gardens, where B. and H. believe it is considered to 

 answer as represented ; they have also fixed it in connection 

 with a new description of Iron Tank, which combines the quali- 

 ties of the round pipe and the open tank, which may be pro- 

 nounced the perfection of a Heating Apparatus for Horticultural 

 purposes, particularly for Graperies, Epiphyte-houses, Melon- 

 pits, &c, &c. The arrangement is such that any gentleman or 

 gardener may have the whole constructed so as to be put toge- 

 ther with the greatest facility by the gardener, first sending a 

 correct plan to 130, Fleet-street. A Prospectus may be had 

 detailing the prices, &c. 



E WEEKS, Sen., after a series of years' practice 

 • and great study in building Hothouses, Greenhouses, and 

 Conservatories, combining utility with elegance, and as a prac- 

 tical man in Forcing, begs to inform the Nobility, Gentry, and 

 Public, that he has for inspection a quantity of the above with 

 all his new inventions for Heating the same on superior princi- 

 ples. Boilers and Apparatus on revolving, circulating, and 

 ventilating systems j Bath and Office-stoves, &c, &c, superior 

 to anything yet seen for steaming and circulating of heated 

 water, at his Factory. Uurtulaa- Place. King's Road, Chelsea. 



ON SALE BY THE IMPORTERS. 



JOHN BOYD & Co., 

 ? e Jil I1Jr * on Cham hers, London bridge, Borough. 



99 



99 



GLANo (GENUINE PERUVIAN & BOLIVIAN) 

 ON SALE. BY THE ONLY LEGAL IMPORTERS, 

 ANTONY GIBBS and SONS, LONDON; 



Wm. J. MYERS and CO., LIVERPOOL; 

 And by their Agrents, 



COTESWORTH, POWELL, and PRYOR, LONDON; 

 GIBBS, BRIGHT, & CO., LIVERPOOL and BRJSTUL. 

 47, Lim e-street. April 12, 1844. 



TO GARDENERS AND AGRICULTURISTS. 



SUPER-PHOSPHATE of LIME is capable of pro- 

 ducing a more rapid vegetation in Plants than any sub- 

 stance known. It may be had at Mr. Lawks' Factory, Deptford 

 Creek, price 7*. per cwt. Phosphate of Potashf 15*. per cwt. 



Soda 12*. „ 

 Magnesia y*. - 



Ammonia 1*. per lb. 

 *** Super-phosphate of Lime in a concentrated form may also 

 be procured of Messrs. Warxer, 28, Corn hill, and other Seeds- 

 men, in 7 lb. packets, price U. 



MANURES. 



BOAST and Co.'s PATENT INORGANIC 

 MANURES. ThesL- strong and productive manures have 

 already proved their superiority over all others yet adopted. It 

 is now thoroughly understood and acknowledged by intelligent 

 agriculturists that each plant requires a distinct manure, and it 

 is upon thin perfectly scientific principle that these manures are 

 prepared, being formed so as to supply u\l the substances taken 

 from the soil by each particular crop. They are immeasurably 

 more efficacious, far more economical than all others, and pos- 

 sess the great advantage of being easily applied to the land. 



Prospectuses, with lull particulars, mav bt obtained; or will 

 he foi warded by post on application at the Manufactoiy, Bow, 

 Middlesex. 



%* By the use of these Manures, any land may be rendered 

 fertile. Wheat, &c. may be grown on the same land every year 

 with immense advantage to the farmer, and without injury to 

 the soil ; whilst all the other crops are greatly increased. 



GUANO, superior to the foreign, at a reduced price. 



M anures pre pared expressly for Gardeners and Florists. 



T'HE URATE of the LONDON MANURE COM- 

 PANY, 5/. per Ton. It is with the greatest satisfaction, 

 after three years' experience, the Company are enabled to recom- 

 mend the above as one of the best manures for Barley, Oats, 

 Spring Wheat, and more especially Turnips. By promoting a 

 rapid growth <>f the latter it securest full plant, at the same time 

 producing a great weigh! per acre, and extending its beneficial 

 effects to the succeeding crops. The Urate may be sown broad- 

 cast, or which is preferable, by the drill, at the rate of one ton 

 to three acres, and it is desirable it should not be placed more 

 than two inches below the surface. As a top-dressing for Wheat 

 the Urate has been used with great advantage. Gaideners and 

 Florists will find it very useful for Dahlias and other roots. Full 

 particulars and Testimonials will be forwarded on application. 

 Genuine Peruvian Guano; Phosphate and Sulphate of Ammo- 

 nia; Gypsum and every other artificial Manure. 

 Edward Purser, Secret ary, 40, New B ridge Street. 



DR. HALLETT'S LIQUID FERTILISER.— The 

 beauty of Flowers, with their power of perfecting their 

 Seeds, and the flavour and siz^ of Fruits and Vegetables, must 

 ever depend upon the food supplied to the plants producing them, 

 and these a very extensive series of trials on various soils has 

 shown, may be secured by the use of Dr. Hallktt's Covckn- 

 tratki) Liquio Fkrtiliskr, which contains all the essential 

 ingredients of the best foreign Guano, but not to be found in the 

 Atlantic Ocean. Bold by Messrs. Warn krs, 28, Cornhitl ; Messrs. 

 Winstani.ky, 7, Poultry; Messrs. Hurst and M'Mullem, 6, 

 Leadenhall-street; and all respectable Chemists and Seedsmen ; 

 with directions, .in stone quarts, at is. 6d. each, and in bottles 

 containing as much as six of these, at Jta 6rf. The quart requires 

 32 gallons of water to reduce it for use, for watering soils and 

 growing bulb* in. 



GLASS SUPERSEDED for HORTICULTURAL PURPOSES by 



WHITNEY'S CHEMICAL TRANSPARENT 

 WATERPROOF COMPOSITION, rendering- Muslin, 

 Calico, or Linen, for the Frames of Greenhouses, Pine, Melon, or 

 Cucumber Stoves, &c, impervious to rain or moisture, admitting: 

 light equal to Glass, much warmer, and the plants never burn 

 under it. 



Noblemen, Gentlemen, and Gardeners will, by using- this com- 

 position, have the only effectual protection for their Fruit-trees 

 during the blooming season ; it is a certain defer.ee from frost, 

 sleet, wind, and blight; its transparency admits the general 

 beams of the sun, with abundance of light, which causes the 

 bloom to expand with increased luxuriance, the fruit to set and 

 swell more freely, much earlier, and a crop of fruit to any extent 

 may be warranted. The covering not to be moved by day 

 (except to thin the Fruit, which will be necessary), till the month, 

 of June. It is recommended that the Calico be prepared early, 

 so as to be thoroughly dry before using. 



Sold in Bottles, with directions for use, pints, 2s. 6d., quarts, 

 4s. 6d. each. One pint is sufficient to coat four Frames twice 

 over, each Frame to be 5ft. by 3 ft. 3 in., or thereabouts. Prepared 

 by George Whitney, Chemist, Shrewsbury. Seedsmen, 

 Florists, and Merchants supplied by Mr. W. Bailbt, Chemist, 

 North-street, Wolverhampton. Appointed Agcuts:— Messrs. 

 Butler and Mdcklev, Covent Garden, where a sample of pre- 

 pared calico may be seen; Mr. Watkixso.v, Market-place, 

 Manchester; Page and So.v, Southampton ; T. and C. Whallet, 



Nurserymen, Liverpool. 



Agents wan ted for Lo ndon and the country. 



WuODLANDS NURSERY, MA RES FIELD, near Uckfield, Sussex. 



\ VILLI AM WOOD and SON have much pleasure in 



» V acquainting their numerous Patron$ and Friends that 

 they have been appointed Agents for the sale of that most 

 invaluable article-WHITNEY'S CHEMICAL TRANSPARENT 

 WATERPROOF COMPOSITION, samples of which may be seen, 

 and the composition in use, at Wood and Son's Nursery. Sold 

 in bottles, with ample directions for use, pints 2s. 6d., quarts 

 4 s. 6d. each. Discount to the Trade. 



THE NEW CHEMICAL MANURE. 



HUMPHREYS'S FARMERS' COMPOUND, 

 stronger than Guano, and without its caustic rankness. 

 Samples on view at the Royal Polytechnic Institution. On Sale 

 with the following Agents : — Thomas Gibbs and Co., by appoint- 

 ment Se.dsmen to the Royal Agricultural Society of England- 

 corner of Half Moon-street, Piccadilly ; Cottam and Hallex, 

 Agricultural Repository, Winslow-street, Oxford-street ; Bifrch- 

 fikld, Smithfield ; Batt and Rutlev, 412, Strand; Clark, 

 Bishopsgate-streetj Charlwood, Tavistock -row, Covent Gar- 

 den; Flavagan and Son, Mansion-house-street; Butler, 

 Covent Garden ; Fothergill, 40, Upper Thames-street ; Hurst 

 and McMuli.e.v, Leadenhall-street; Lockhart, Cheapside; 

 William and John Noblk, Fleet-street; W\ J. Nutting, 

 Cheapside; Wedlakx, Fenchurch -street; Samuel Howard, 

 38, Mark-lane; White, Phoenix Wharf, Blackf, s; Alle*, 

 Shrewsbury; Coperman and Co., Wells, Norfolk; Dickso.v 

 and Co., Edinburgh; T. S. Kino, Rochester; W. F. «">**•- 

 worth, Banbury; W. Maddock, Tunbridge Wells; w • ■*• 

 Rendlk, Plymouth; Thomson and Co., Macduff, near »» n ° * 

 Thomas Watkinson. Market place, Manchester. P"" ;**;Jr 

 cwt.-DAVY, Mackmurdo, and Co., Manufacturing Chemists, 

 100, Upper Thames- street, London. 



