Nov. 30,] 



THE NEWSPAPER. 



1844. 





3Tf?e iSetospapsr. 



SATURD AY, NOVEMBER 30, 1844. 



LIFE ASSURANCE.— The following are specimens 

 of the low Rates of Premium charged by the Al STRALA 

 I SIAN COLONIAL AX!) GENER AL LIFE ASSURANCE AND 

 " ANNUITY COMPANY. 



Age. ^J 20 I 30 1 40 1 50 | 60 



An.l'r. | £\ 10 3 \ £2 7 | £2 15 3 | ^4 1 8 | £Q 3 9 

 and of these Premiums one-third may remain unpaid, in the 

 hands of the assured, at interest to be deducted from the sums 

 assured, when they become claims. 



Persons assured to the amount of <rf?500 for the whole term 

 of life, participate in the profits of the Company. Subscribed 

 Capital ^200,000. 



For Forms of Proposal and other particulars, apply at the Office, 

 126, Bishopsjyate -street, corner of Cornhill, City. 



■VTORT ti BRITISH INSURANCE COMPANY, 



-L^i Established 1809. His Grace the Duke of Sutherland, 

 K.G., President j Sir Peter Laurie, Alderman, Chairman of the 

 London Board; Francis Warden, Esq. (Director H.E.I.C.). 

 Vice Chairman; John Webster, M.D., F.R.S., 24, Brook-street, 

 Physician. 



Third Division of Profits. 



The Third Septennial Investigation of the Company's Affairs 

 will take place on the 31st December next. Parties joining- the 

 Profit Scheme in the interim, will participate in the Bonus to 

 be then declared. 



This Institution is incorporated by Royal Charter, and is so 

 constituted as to afford the Benefits of Life Assurance in their 

 I fullest extent to Policy Holders, combined with perfect security, 

 I in a fully subscribed Capital of One Million Sterling, besides 

 an Accumulated Premium Fund, exceeding Four Hundred 

 Thousand Pounds, and an Annual Revenue -of Eighty-seven 

 Thousand Pounds. 



Fire Insurances may be effected on Private Houses, Country 

 Mansions, &c, at the lowest rate of Premium, 



A Prospectus, containing Tables of Premiums, with the names 

 of the President, Vice Presidents, Directors, and Managers, who 

 are all responsible Partners, may be obtained of Messrs. B. and 

 M. Boyd, 4, New Bank Buildings, or of the Actuary, 10, Pall- 

 Mail East. John King, Actuary. 



OTICE is hereby given, that the ACHILLES 



LIFE ASSURANCE ASSOCIATION has been UNITED 

 with the GREAT BRITAIN MUTUAL LIFE ASSURANCE 

 SOCIETY; and the holders of Policies effected with the said 

 Achilles Life Assurance Association are hereby requested to pay 

 the renewal premiums on such Policies at the Office of the 

 Great Britain Mutual Life Assurance Society, No. 14, Waterloo- 

 place. London. E. Gilbertson, Secretary. 



RE AT BRITAIN MUTUAL LIFE ASSURANCE 



SOCIETY, 14, Waterloo Place, Pall Mall, London. 

 The Chisholm, Chairman. W. Morley, Esq., Dep. Chairman. 

 GREAT ADVANTAGES OFFERED TO POLICY-HOLDERS 



BY THIS INSTITUTION. 

 A large and immediate accession of Assurances, by the trans- 

 fer of the Policies of the "Achilles British and Foreign Life 

 Assurance Association." 



PROFITS. 

 The whole of the Profits divided annually among the 

 Members, after payment of five Annual Premiums. 



An ample guaranteed Capital, in addition to the Fund con- 

 tinually accumulating from Premiums fully sufficient to afford 

 complete security. 



CREDIT. 

 I Credit given to Members for half the amount of the first five 

 Annual Premiums, without security. 



Credit allowed to Members for the whole of the first five 

 Annual Premiums, on satisfactory security being given for 

 their payment. 



Transfers of Policies effected and registered (without charge) 

 at the Oftice. 



Claims on Policies not subject to be litigated or disputed, 

 except with the sanction, in each case, of a General Meeting of 

 the Members. 



An extremely low Rate of Premium, without participation 

 in the Profits, but with the option, at any time within five 

 years, of paying up the difference between the Reduced Rates 

 and the Mutual Assurance Rates; and thus becoming Members 

 of the Society, and entitled to a full participation in the Profits. 



Extract from the Reduced Scale of Rates, for an Assurance 

 of 100/. 



AGE. 



ANNUAL PREMIUM. 



O.VK YEAR. 



SEVEN YEARS. 



WHOLE LIFE. 





£. s. d. 



oC # • Cv* 



£ . s. d. 



20 



1 9 



1 1 6 



1 13 11 



30 



1 2 9 



1 3 3 



2 2 1 



40 



1 s 6 



1 7 6 



2 16 4 



50 



1 15 9 



2 1 6 



4 1 11 



-?p_ 



3 3 5 



3 17 



6 8 3 



Full particulars are detailed in the Prospectus. 

 . A. R. Irvine, Managing: Director. 



QCOTTISH (Widows' Fund) LIFE ASSURANCE : 



*-* constituted by Act of Parliament ; instituted a.d. 1815. 



President— The EARL of ROSEBERY, K.T. 



Capital accumulated and invested upwards of i,4.'jO,000/. ; 

 annual revenue upwards of 220,000/. The Directors are now 

 empowered to grant Assurances for fixed sums, without any 

 claim on the part of those in right of the Policies to participate 

 in the Surplus Fund or profit of the Society. 



There is no Oftice in Scotland, and very few in England, 

 Which can compete with this Society in respect either of the 

 amount of Insurances effected annually and the uumber of 

 Policies ted, or of the advantages afforded to the members 

 insured, whether participating in the profit fund or not. 



The total amount of sums insured since the Society was esta- 

 blished is nearly six millions and a half starling. 



The amount insured during the last seven years has on an 

 average been upwards of half a million annually. 



The amount < ffered for insurance in one year alone was 

 upwards of 790,0001. 



One of the leading characteristics of the Society is, the libe- 

 ral, punctual, and simple manner in which the claims ate 

 settled, combined with the very great care bestowed by the 

 Directors (with the advice and assistance of the medical officers) 

 in the selection of lives. Instead of affording every facility to 

 parties to join the Society, and afterwards throwing all manner 

 of unnecessary obstacles In the way of settlement when the 

 claim emerges, the Directors proceed upon the opposite prin- 

 ciple of being most cautious and particular in their inquiries 

 Before admitting members to the benefits of the Society ; hut 

 af £ er being admitted they are entitled to all the advantages 

 which the Society affords to each class of insured respectively, 

 and when the claim emerges, no undue delay takes place, and 

 no difficulties which can be avoided arc interposed to prevent an 

 easy and expeditious settlement. 



forms of proposals, and every necc ry information, may 

 oe obtained at the head office, Edinburgh, 5, St. Andrew- 

 square; or at any of the Society's agencies. 



John Mackenzik, Manager. 



«.. . Hi on M'Kkax, Agent, Office, /, Pall Mall. 



4-uinburgh, November, isu. 



DISEASED AND HEALTHY LIVES ASSURED. 

 MEDICAL, INVALID AND GENERAL LIFE OFFICE, 



25, PALL MALL, LONDON. 

 SUBSCRIBED CAPITAL ^'500,000. 



'"PHIS Office is provided with very accurately con- 



-*- structed Tables, by which it can Assure Dl IBRD Lives 

 on Equitable Terms. The EXTRA PREMIUM DISCON- 

 TINUED on restoration of the Assured to permanent health. 

 Increased Annuities granted on UNSOUND LIVES, the 

 amount varying with the particular disease. Members of 

 Consumptive Families ASSURED at Equitable Rates. 

 Health v Lives are Assured at LOWER RATES than at most 

 other Offices. POLICIES of twelve months' standing are NOP 

 AFFECTED BY SUICIDE, DUELLING, &c. ; and As-igned 

 Polices are valid from the date of the Policv, should death 

 ensue from any of these causes. F. G. P. Neiso.v, Actuary. 



BRITISH AMERICA. 

 Her Majesty's Pi nee of New Brunswick. 



HPO EMIGRANTS. -THE NEW BRUNSWICK 



-*- AND NOVA SCOTIA LAND COMPANY (empoweied by 

 Royal Charter and Act of Parliament) have resolved to SELL 

 portions of their LAND on the following terms, for Lots of 100 

 Acres each, viz., 



Si. to be paid down. 



[No payment required in the Second Year.] 



31. to be paid on or before 1st Dec. in the Third Year. 



3/. ditto ditto in the Fourth Year. 



3/. ditto ditto in the Fifth Year. 



3/. ditto ditto in the Sixth Year. 



3/. ditto ditto in the Seventh Year. 



3/. ditto ditto in the Eighth Year. 



3/. ditto ditto in the Ninth Year. 



3/. ditto ditto in the Tenth Year. 



4/. ditto ditto in the Eleventh Year. 



rpHE 



JL SF.I 



MISS MARTINEAU ON MESMERISE 



ATHEN.EUM of This 



SECOND OF A SERIES OF LET 



Day c<VtlM{ **&- f r f P 



TERS FROM MLSS * **« 



HAR 

 TRE 



EtRIET MARTINEAU, on her RECOVERY L/ MfiSSteftlC . 

 CATMENT ALONE. /«s. » 



FARM.— Wanted to Purchase, A FA 

 400/. a year rental : it mo&t be south of t 

 —Address, by letter, stating size, sit uati n, rerV 

 E., Gardeners' Chronicle Office, 5, Upper Wi 

 Covent-gardcn, London. 



Of 2067. to 

 *arid priee,N to • 







Ttl.3li. sterling, without any charge for interest. 



The territory belonging to the Company is upwards of half-a- 

 million acres, situate in Her Majesty's Province of New Bruns- 

 wick, between the rivers St. John and Miramaehi. Several 

 other rivers run through the tract, on one of which, the Nash- 

 wauk, is situated the Company's principal Town and Settle- 

 ment of Stanley. Here is a church, schoolhouse, and corn and 

 saw-mills, and many houses belonging to resident settler 

 The Chief Commissioner and the Company's Establishment ai 

 at Stanley, and there is also a resident surgeon. 



The passage from the chief port in the Province (St. John) to 

 the Company's town of Stanley may be made in 24 hours, at a 

 very moderate expense. 



For further particulars (gratis) apply (if by letter, post-paid) 

 to the Secretary, 5, Copthall-court, London j or to Mr. I. I. 

 Birchal, 10, St. Mary's Gate, Manchester. 



London, November 30, 1844. 



HOT WATER FOR BOTTOM-HEAT. 



T WEEKS AND DAY, Architects, &c, GIou- 



*' • cester Place, King's Road, Chelsea, HORTICULTURAL 

 BUILDERS, and Hot-water Apparatus Manufacturers, invite 

 the attention of Horticulturists to their Improved Plan of Bot- 

 tom-Heat, now becoming so universally adopted. 



From the extensive Practice they have been honoured with 

 for 20 years in designing end building CONSERVATORIES, 

 GREENHOUSES, HOTHOUSES, PITS, &c. &c, and erecting 

 their HOT-WATER APPARATUS to every description of 

 Buildings to which heat is applicable, J. Weeks and Day 

 have the greatest confidence in recommending their 

 BOILERS as the most efficient of any yet invented, their 

 largest being capable of heating a range of Forcing Houses 300 

 feet in length, with a comparatively small quantity of fuel, and 

 only requiring attention once io 10 hours. To be seen in use at 

 most of the London Nurseries, also at their Manufactory j and a 

 variet y of Horticultural E rections. Models, Plans, &c. &c. 



EAL AND SON'S LIST OF BEDDING :— 



Containing a full description of weights, sizes, and 

 prices, by which purchasers are enabled to judge the articles 

 that are best suited to make a good set of Bedding, sent free by 

 post, on application to their establishment, the largest in Lon- 

 don exclusively for the manufacture and sale of Bedding (no 

 Bedsteads or other furniture being kept). Heal and So.v, 

 Feather Dressers and Bedding Manufacturers, 196, opposite the 

 Chapel, Tottenham Court Road. 



PROTECTION OF LIFE AND PROPERTY. 



J READ begs to inform Noblemen, Gentlemen, 

 • Agriculturists, and Horticulturists in particular, that he 

 has recently made improvements in his double and single- action 

 FIRE ENGINES, by reducing them to halt the usual size with- 

 out diminishing their power. They are well adapted for Man- 

 sions, Villages, Factories, Agricultural Buildings, or wherever 

 there is danger of fire ; being so portable they will pass through 

 any common doorway, and may be kept in a house or AgricuK 

 tural B/iiMing. They may be worked with two-thirds the labour 

 1 equirdtt for any other Engines of equal power. Likewise Hor- 

 ticultural Engines, Machines, and Syringes, worked with half 

 the labour of any other Engines for the same purpose, which 

 the Patentee, from 31 years' experience in that science, can 

 safely warrant. May be seen and proved at 35, Regent Circus, 

 Piccadilly, and at the ensuing Cattle Show, Baker-street, Port- 

 man-square. 

 N.B. Fire Engines made to order of any p ower or dimensions. 



OWLAND'S ODONTO, OR PEARL DEN- 



TIFRICE, patronised by M Her MAJESTY," H.R.H. Prince 

 \LBEUT, the Royal Family, and the several Courts of Europe. 

 A FRAGRANT WHITE POWDER, prepared from Oriental 

 Herbs of inestimable virtue, for strengthening, preserving, and 

 cleansing the teeth; It eradicates the factitious formation of 

 taitar and by the removal of thatextraneous substance lends a 

 s ilutary growth and freshness to the gums. It removes from toe 

 surface of the teeth the spots of incipient decay, polishes and pre- 

 serves the enamel, substituting fordiscoloar and the aspect of lra- 

 uuntv. the most pure and pearl-like whiteness; while, from its 

 salubrious and disinfecting qualities, it gives sweetness and per- 

 fume to the breath, bestowing at once cleanliness, and the ap- 

 pearance and reality of health. Price It. P* per box, duty 



la CAirTio.*.— To protect the public from fraud, the Hon. Com- 

 missioners of Her Majesty's Stamps have authoi ised tie Pro 

 nrietors' Signature to be engraved on the Government Stamp 

 fhuV.-A. Kowlan-., and Son, 20, l ton Garden, which U 

 affixed to each Box. A*k for Rowlahd's Oi.onto. Sold by 



fh.-m and bv Perfumers and Chemists. 



them, anaja> ^ ^^ ^ gpuR10lJS IMITATI0 NS. 



R 



Nc&s of tlje mce^V'iKMaii 



The election of Mr. Polk to the Presidency of the 

 United States is the leading event of our Foreign News. 

 The triumph of this gentleman, and the defeat of Mr. 

 Clay, seem to have taken all parties by surprise, and the 

 unexpected result has opened a wide field for speculation 

 on both sides of the Atlantic. The name of Mr. Polk 

 was unknown in Europe, and scarcely known beyond the 

 State which he represents, until las' May, when he suc- 

 ceeded in defeating Mr. Van Buren in the Baltimore 

 Convention. Mr. Clay, on the other hand, has been 

 long known, both in Europe and in America, as an able 

 public man, esteemed by bli countrymen during a long 

 career, and respected abroad as one of the most moderate 

 and consistent statesmen in the Union. It is evident, 

 therefore, that Mr. Polk's success is attributable, not to 

 personal considerations, but to political principles ; 

 and it is in this poin' of view that his election 

 becomes an event of great importance to the future 

 policy of this country. It is admitted to be a triumph 

 of the Southern over the Northern States, and of the 

 democratic over the Whig party ; and it may also be 

 regarded as an indication of the national feeling on three 

 subjects of vast concern to English interests — the annex- 

 ation of Texas to the Union — the definitive occupation of 

 the Oregon territory by American forces — and a low 

 in contradistinction to the present high tariff. Of all 

 these schemes Mr. Polk is a decided partisan, and if the 

 democratic party, of which he is the representative, 

 pursue their object with as much earnestness as they 

 displayed In making converts to their principles during 

 the electoral contest, the relations of England with 

 the United States must be beset with difficulties of 

 which it is impossible to foresee the limit. The 

 effect of the election on the Slave question, and on 

 the repudiating States, is also doubtful : — Mr. Polk 

 is said to be a supporter of both these ques- 

 tions, but the Whig party console themselves with 

 the belief that the new President will not possess suf- 

 ficient strengih in Congress, as at present constituted, 



to carry out his viesvs The affairs of Tahiti are again a 



prominent topic in the French papers. The recent 

 news of a fresh collision with the natives has re-opened 

 the who'e question, and there is no doubt that it will 

 form one of the leading points of attack in the approach- 

 ing Session of the Chambers. — From Spain we learn 

 that Gen. Prim and his companions have been found 

 guilty. Prim has been sentenced to six years' imprison- 

 ment in a fortress, and his companions to imprisonment 

 for two or three years, according to the presumed measure 

 of their guilt. Zurbano's insurrection continues to give 

 great uneasiness to the Government, but the accounts of 

 his movements are extremely contradictory. The advices 

 from Madrid state that he is reduced to the last extremity, 

 while those from the frontier announce the rapid progress 

 of the insurrection, and detail fresh risings in various 

 important towns of Upper and Lower Arragon. 



At home, the late railway accidents divide public 

 attention with the extensive robbery of Bank notes in 

 the City of London. The inquiry into the railway acci- 

 dents is still in progress, and it would therefore be pre- 

 mature to notice any of the various rumours which are 

 current on the subject. The extraordinary Bank rob- 

 bery at Messrs. Rogers and Towgoods' is also unex- 

 plained, and we must therefore refer to the simple state- 

 ment of the facts recorded under our Metropolitan news- 



f^ome Ncfos. 



Court. The Queen and Prince Albert, with their 



royal visitors, continue at Windsor Castle. On Satur- 

 day the Prince, accompanied by the Duke of Saxe Coburg 

 and the Duke Ernest of Wurtemburg, hunted with His 

 Royal Highness's harriers. On Sunday the royal party 

 attended Divine service in the private chapel of the 

 Castle. On Mondiy, the Queen and Prince, the Duke 

 and Duchess of Saxe Coburg. and the Duke Ernest of 

 Wurtemburg took an early walk in the pleasure grounds 

 of the Castle, and after their return, the Prince with the 

 Dukes of Saxe Coburg and Wurtemburg shot over the 

 royal preserves, and afterwards rode out on horseback. 

 On Tuesday, the Queen held a Chapter of the Order of 

 the Bath, and afterwards gave a grand dinner to the 

 Knights Grand Crosses who were present at the Chapter. 

 In the course of the morning the Duke and Duchess of 

 Sa^e Coburg Gotha and the Duke of Wurtemburg came 

 to town and inspected the new Houses of Parliament, 

 Westminster Ball, and Westminster Abbey, and after 

 lunching at the Duchess of Gloucester s returned to 

 Windsor Castle to dinner. On W ednesday the royal 



