into the river, making 

 one of the finest water- 

 falls in Europe. The 

 drive to Banjalnka is 

 through a richly culti- 

 vated but comparatively 

 commonplace section, but 

 the town offers beautiful 

 views and several inter- 

 esting buildings. The 

 costumes here are differ- 

 ent from those already 

 seen, but no less elab- 

 orate. 



We are near the bor- 

 ders of Croatia, and the 

 Austrian military rail- 

 road, so called, brings us 

 in three or four hours 

 to Agram, the ancient 

 Croatian capital, under 

 the crown of Hungary. 

 The trip as we have de- 

 scribed it gives a vivid 

 idea of the great variety 

 in land and people of 

 what is only a small part 

 of the dominions of Em- 

 peror Francis Joseph. 



Photo by Emma G. Cuinmings 

 CROATIAN CHILDREN RETURNING EROM SCHOOE, NEAR 

 AGRAM 



Photo from "A British Officer in the Balkans." By Major Percy Henderson. J. B. Lippincott Co. 



DANCING THE CSARDAS 



'The national dance is graceful and fascinating when well performed. Each dance is kept up 

 for about twenty minutes, and goes on for hours with short intervals 



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