Maech 18, 1910] 



SCIENCE 



405 



is thrown on the question, and on that of 

 standard of living, by the following replies 

 to the query whether the total income was 

 sufficient, or whether they were running 

 behind. The answers are here set down 

 exactly in order of the tabulation. "Run- 

 ning even, with aid of fortunate real-es- 

 tate venture on borrowed capital. Felt 

 forced to do this." "Salary alone would 

 not suffice to cover expenses of living with 

 any manner of comfort." "Sufficient" 

 (has private capital). "I keep even, but 

 could not do it on my salary." "Can 

 barely make both ends meet now" (in debt 

 $1,000). "Ends compelled to meet under 

 present method of living." "When debt 

 incurred for study is paid, I think my in- 

 come will do a little better than make both 

 ends meet." (It would be cruel to shatter 

 the hope. This is a young man, recently 

 married, no children.) "Sufficient" (un- 

 married, supplements salary 25 per cent.). 

 "Annual saving $500 on close living" 

 (supplements salary 12 per cent.). "Must 

 depend on outside sources." "Total just 

 sufficient" (married, three children, sal- 

 ary $2,400). "Sufficient" (recently mar- 

 ried). "Have had to earn outside to make 

 income equal expenses." "Barely suffi- 

 cient" (married, no children). "Running 

 behind, $1,000 insurance recently aban- 

 doned, from inability to meet premiums" 

 (married, two children, net indebtedness 

 $1,094.70). "Just even with aid from 

 other sources." "If I can keep expenses 

 practically stationary, expect to pay debts 

 in seven to ten years" (present indebted- 

 ness $2,053.50). "Both ends meet" (mar- 

 ried, no children). "Have kept even, 

 owing to remarkable freedom from sick- 

 -ness in family and to consistent self-sac- 

 rifice on the part of my wife." "It is 

 against my principles to run behind, but 

 neither can I get ahead on present salary 

 ($1,350) or furnish necessary books and 



equipment to make my time count as it 

 should." "Barely sufficient" (married, 

 no children). "Can now make ends meet 

 with difficulty." "Running behind a lit- 

 tle" ( present indebtedness $2,500 ) . " Since 

 marriage I have fallen behind." "Am 

 making both ends meet, but it costs self- 

 denial in buying books, etc." (married, no 

 children, salary $1,200). "Salary would 



not support even my small family in 



. Saved a little when I wasn't 



teaching." And about forty more replies 

 of the same tenor. 



To complete the picture of the present 

 financial status of these men : Seventeen 

 men show an average net indebtedness of 

 $1,019. The details are given in Table V. 



TABLE V 



Table of 'Net Indebtedness 



Average, $1,019. 



Forty-three men show an average saving 

 from salary of $1,765. The details are 

 shown in Table VI. (From this table have 

 been omitted two cases reported of saving 

 from business ventures— one of $15,000 

 and one of $30,000.) 



The remaining 52 report themselves as 

 just even or make no comment. If we sub- 

 " Parents. 



