June, 1931 



THE I. A. A. RECORD 



Page Thirteen 



Farm Bureau Members 

 ^ Save ^200,000 Annually 



Auto Insurance Service Now Used 



by Nearly 28,000 Policy 



Holders 



Explain Farmer Employers^ 



THE Illinois Agricultural Mutual In- 

 surance Company is now saving its 

 policy holders more than $200,000 an- 

 nually on the cost of their insurance, 

 according to V. Vaniman. These fig- 

 ures are based on the current rates of 

 the I. A. A. Farm Bureau Company and 

 those charged by the closest state-wide 

 competition, which recently increased 

 its rates. 



The Illinois Agricultural Mutual on 

 June 1 had received 27,947 applica- 

 tions for auto insurance since it began 

 operating a few years ago. Total appli- 

 cations for May were 479. 



10 High Counties 



The 10 high counties in 

 auto insurance policies in 

 force are as follows: Du- 

 Page 1,059, Cook, 989, 

 Champaign 914, McLean 

 8 58, LaSalle 843, Winne- 

 bago 796, Henry 784, Liv- 

 ingston 688, Logan 676, 

 and ^ill 606. 



The 10 high counties in 

 applications received during 

 May are: Champaign, Mer- 

 cer, McLean, Kane, Will, 

 Lake, St. Clair, Livingston, 

 McHenry, Logan, Cass, 

 Cook, Monroe, Morgan, 

 Ogle and Whiteside. 



Roy Mitchell of Cham- 

 paign county led all other 

 agents in applications re- 

 ceived with a total of 35. 

 Next in line were Mark 

 Foster, Mercer county; Ber- 

 tram Abney, Lake County; 

 C. E. Hopkins, Livingston 

 county; Fred H. Wilson, Kane county; 

 Otto P. Kolmer, Monroe county; Wm. 

 E. Hedgcock, McLean county; R, F. 

 Shaffer, St. Clair county; L. T. Oxley, 

 Morgan county; K. W. Cleland, Boone 

 county; and Earl Payne, Schuyler 

 county. 



A few accidents reported by policy- 

 holders recently follow: 



i,- Clinton county — Our insured going 

 east started to make left-hand turn. 

 Stopped with front wheel just over 

 black line. Truck going west at high 

 rate of speed avoiding our member's 

 car ran over curbing into a front porch 

 causing personal injury to occupants of 

 truck and damage to house and porch. 



Effingham county — Our member 

 loaned car to prospective purchaser. 

 Prospective purchaser allowed son to 



use car in evening. Bright lights of ap- 

 proaching car caused son to hit man on 

 highway resulting in death to man. 



Remarks: A good rule to follow — 

 "Don't drive blind." 



Logan county — Fire — Member de- 

 livering gas. Employee poured gas into 

 tractor and spilled some on hot mani- 

 fold igniting gasoline. Employee threw V^ ^jj attorney gave him to under- 

 gas can on ground spreading fire to can ^^^^^ ^y^^^ ^ f^^^^^. Joesn't have to 

 on ground and one hangmg on faucet ^arry employer's liability insurance," 



Liability in Accidents 



Policy Holders Report Many Acci- 

 dents to Employees in 

 Recent Weeks 



CC/^^NE of our members reports that 



of oil truck. Tank on truck .blew up. 

 Nothing left but junk. 



Remarks: Gasoline is dangerous. Use 

 every reasonable care in handling it. 



Knox and Monroe Lead 



CHECK FOR. 



$200,000.00 



(ANNUAL 



savings) 



says V. Vaniman, director of insurance 

 service. "He gave our member the im- 

 pression that the farmer is exempt from 

 liability. 



"Apparently there is some misunder- 

 standing. For while it is true that the 



farmer employer is exempt from the 



Interest in hail insurance on farm provisions of the Workmen's Compen- 

 crops is on the increase with the ad- sation Act for work done on a farm, 

 vance of the crop season. Applications he is not exempt from the common law 



liability for injury or death 

 to employees engaged in op- 

 erations on the farm. ■ 



"Under the common law, 

 if the employer is guilty of 

 negligence or careless in any 

 way he is liable," 



Recently accidents to 

 farmer employees have been 

 reported as follows: 



Saline county — Hired 

 man fell, throwing hand 

 under roller on which log 

 was moving. 



Kane county — Employee 

 fell over partition; vein in 

 right leg bursting. 



Jackson county — Em- 

 ployee while working with 

 spray material got some 

 lime in eye. 



Morgan county — Em- 

 ployee standing up in box 

 wagon when driving out of 

 barn — cut head on nail in 

 plate over door. 



Richland county — Em- 

 ployee stretching barb wire 

 for hail insurance received by the Farm- for employer, when wire came loose 

 ers Mutual Reinsurance Company, June from stretcher and tore palm of left 

 1, totaled $425,313. hand. 



Most of the insurance applied for is Will county — Man throwing down 

 to cover corn and small grains. The hay got chafif or small piece of weed 

 leading counties in hail insurance appli- in eye; eye becoming much inflamed, 

 cations up to June 1 were: Knox, Mon- ~ 



roe, Henry, McDonough, and St. Clair. Henry county; and E. Altes, Monroe. 



Monroe county farmers led the state During the past two years hail^insur- 



in protecting their crops against hail ance has cost $20 per $1,000 on corn 

 up to the middle of May. Otto Kolmer and small grains. This is approximately 

 of that county was high agent and had one-third cheaper than that provided by 

 taken applications for $39,800 worth of old line companies. 



hail insurance by May 18. The next The cost of insuring soybeans is 



nine agents in business written follow: slightly higher at $2 5 per $1,000. Ini- 

 T. E. Benton, Williamson county; C. tial payment is $4 per $1,000 on all 

 Kingston, Warren county; L. R. Welk, hail insurance and a check for the bal- 

 Logan county; A. M. Nash, Henry ance must be given at time of applica- 

 county; C. J, Thomas, Jackson county; tion payable Oct. 1. The Farmers Mu- 

 A. Speichmeyer, St. Clair county; I. tual Reinsurance Company reinsures all 

 Cottingham, Jersey county; R. H. Fick, its hail risks. 



ILLINOIS 

 ACRICULTUR.AL 



MUTUAL INSURANCE 



CO. 



