June, 1931 



THE I. A. A. RECORD 



Page Thirteen 



Farm Bureau Members 



/, 



^ave ^200,000 Annually 



Auto Insurance Service No'w Used 



by Nearly 28,000 Policy 



Holders 



THE Illinois Agricultural Mutual In- 

 surance Company is now saving its 

 policy holders more than $200,000 an- 

 nually on the cost of their insurance, 

 according to V. Vaniman. These fig- 

 ures are based on the current rates of 

 the I. A. A. Farm Bureau Company and 

 those charged by the closest state-wide 

 competition, which recently increased 

 its rates. 



The Illinois Agricultural Mutual on 

 June 1 had received 27,947 applica- 

 tions for auto insurance since it began 

 operating a few years ago. Total appli- 

 cations for May were 479. 



use car in evening. Bright lights of ap- 

 proaching car caused son to hit man on 

 highway resulting in death to man. 



Remarks: A good rule to follow — 

 "Don't drive blind." 



Logan county — Fire — Member de- 

 livering gas. Employee poured gas into 

 tractor and spilled some on hot mani- 

 fold igniting gasoline. Employee threw 

 gas can on ground spreading fire to can 



Explain Farmer Employers' _ 

 Liability in Accidents 



Policy Holders Report Many Acci- 

 dents to Employees in 

 Recent Weeks 



CC/'^ NE of our members reports that 



Knox and Monroe Lead 



Interest in hail insurance on farm 

 crops is on the increase with the ad- 

 vance of the crop season. Applications 



10 High Counties 



The 10 high counties in 

 auto insurance policies in 

 force are as follows: Du- 

 Page 1,059, Cook, 989, 

 Champaign 914, McLean 

 8 58, LaSalle 843, Winne- 

 bago 796, Henry 784, Liv- 

 ingston 688, Logan 676, 

 and Will 606. 



The 10 high counties in 

 applications received during 

 May are: Champaign, Mer- 

 cer, McLean, Kane, Will, 

 Lake, St. Clair, Livingston, 

 McHenry, Logan, Cass, 

 Cook, Monroe, Morgan, 

 Ogle and Whiteside. 



Roy Mitchell of Cham- 

 paign county led all other 

 agents in applications re- 

 ceived with a total of 35, 

 Next in line were Mai'k 

 Foster, Mercer county; Ber- 

 tram Abney, Lake County; 

 C. E. Hopkins, Livingston 

 county; Fred H. Wilson, Kane county; 

 Otto P. Kolmer, Monroe county; Wm. 

 E. Hedgcock, McLean county; R. F. 

 Shaffer, St. Clair county; L. T. Oxley, 

 Morgan county; K. W. Cleland, Boone 

 county; and Earl Payne, Schuyler 

 county. 



A few accidents reported by policy- 

 holders recently follow: 



Clinton county — Our insured going 

 east started to make left-hand turn. 

 Stopped with front wheel just over 

 black line. Truck going west at high 

 rate of speed avoiding our member's 

 car ran over curbing into a front porch 

 causing personal injury to occupants of 

 truck and damage to house and porch. 



Effingham county — Our member 

 loaned car to prospective purchaser. 

 Prospectiye purchaser allowed son to 



CHECK FOR. 



$200,000.00 



(ANNUAL 



his attorney gave him to under- 

 stand that a farmer doesn't have to 

 on ground and one hanging on faucet ^arry employer's liability insurance," 

 of oil truck. Tank on truck blew up. ^^^^ y Vaniman, director of insurance 

 Nothmg left but junk. service. "He gave our member the im- 



Remarks: Gasolme is dangerous. Use pression that the farmer is exempt from 

 every reasonable care in handling it. liability. 



"Apparently there is some misunder- 

 standing. For while it is true that the 

 farmer employer is exempt from the 

 provisions of the Workmen's Compen- 

 sation Act for work done on a farm, 

 he is not exempt from the common law 

 liability for injury or death 

 to employees engaged in op- 

 erations on the farm. 



"Under the common law, 

 if the employer is guilty of 

 negligence or careless in any 

 way he is liable." 



Recently accidents to 

 farmer employees have been 

 reported as follows: 



Saline county — Hired 

 man fell, throwing hand 

 under roller on which log 

 was moving. 



Kane county — Employee 

 fell over partition; vein in 

 right leg bursting. 



Jackson county — Em- 

 ployee while working with 

 spray material got some 

 lime in eye. 



Morgan county — Em- 

 ployee standing up in box 

 wagon when driving out of 

 barn — cut head on nail in 

 plate over door. 



Richland county — Em- 

 ployee stretching barb wire 

 for hail insurance received by the Farm- for employer, when wire came loose 

 ers Mutual Reinsurance Company, June from stretcher and tore palm of left 



ILLINOIS 

 AGRICULTURAL 



/AUTOAL INSURANCE 



CO. 



1, totaled $425,313 



Most of the insurance applied for is 

 to cover corn and small grains. The 

 leading counties in hail insurance appli- 

 cations up to June 1 were: Knox, Mon- 

 roe, Henry, McDonough, and St. Clair. 



Monroe county farmers led the st^itc 

 in protecting their crops against hail 

 up to the middle of May. Otto Kolmer 



hand. 



Will county — ^Man throwing down 

 hay got chait or small piece of weed 

 in eye; eye becoming much inflamed. 



Henry county; and E. Altes, Monroe. 



During the past two years hail insur- 

 ance has cost $20 per $1,000 on corn 

 and small grains. This is approximately 

 of that county was high agent and had one-third cheaper than that provided by 

 taken applications for $39,800 worth of eld line companies. — :- 



hail insurance by May 18. The next The cost of insuring soybeans is 



nine a,i?ents in business written follow: slightly higher at $25 per $1,000. Ini- 



T. E. Benton, Williamson county; C. 

 Kingston, Warren county; L. R. Welk, 

 Logan county; A. M. Nash, Henry 



tial payment is $4- per $1,000 on all 

 hail insurance and a check for the bal- 

 ance must be given at time of applica- 



county; C. J. Thomas, Jackson county; tion payable Oct. 1. The Farmers Mu- 

 A. Speichmeyer, St. Clair county; I. tual Reinsurance Company reinsures all 

 Cottingham, Jersey county; R. H. Fick, its hail risks. 



