PACE SIX 



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ILLINOIS AGRICULTURA - AS 



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JOHN THINKEIV. farm bureau Member. TALKS TO NEIGHBOR BH 



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WIFE and I JU6T FIQUKED UP 

 HOW MUCH OUK 5EMEPIT PAYMENTS 



on WHEM and cof\N-HO<j adjustment 



PLUS TKAT EKTKA lOt PEK 6U. THE COKN 

 LOAN AMOUNTED TO, bILL. 

 IT TOTALED *650 



NOT BAD 

 JOHN. OURS 

 WONt MI5b 



THAT VERY 

 FAPc 





isn't nr4 



? 



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BUT, 5ILL,D10 YOU EVEK STOP TO THINK HOW 

 ALL THIS HAPPENED? \T WAS ORGAVilZED /^R^CULTUW 

 IZ YE AK FIGHT THAT SECUKEO THE AGMCULTUKAL , 

 ADJUSTMENT ACT. WHEN PRESIDENT ROOSEVELT 

 WAS ELECTED HE TOLD OUK FARM BUREAU LEADERS 

 TO WRITE OUT d PROGRAM and HE'D HELP PUT IT THRU 



OF 



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Whiteside Farm 

 Bureau Showing 

 Steady Growth 



Success of Illinois Agricultural 



Mutual Made Possible By 



Organized Effort. 



* 



By A.K. R1("H ARDSOV 



To havp nny successful coopera- 

 tive enterprise we must have an 

 orgranlxatlon. or an association of 

 people who have a common Inter- 

 est and are fully conversant with 

 the needs and prohlems incident to 

 the business or Industry which the 

 members are enKaprod In. 



The statement has been made 

 many times that the farmers In 

 Illinois never would have known 

 what they should be payinj? for au- 

 tomobile insurance had they not 

 had an organization of farm folic 

 who were wilUnif to venture Into 

 thi« field and set up a group co- 

 operative Insurance company with 

 no private capital or stockholderH 

 Interested In profits. 



Three thousand farmers seven 

 years ago had the courage to make 

 application for Insurance on auto- 

 mobiles In a company that was not 

 •ven In existence at that time and 

 put up the cash In advance to see 

 a cooperative project of insurance 

 started for the farm people of Illi- 

 nois. These 3.000 farmers had a 

 common interest and were fully 

 conversant with the needs of auto- 

 mobile insurance In their busings 

 of farming. This never could and 

 never would have been accom- 

 plished had it not been that they 

 had other common interests and 

 had many years ago built up in Illi- 

 nois a fj\rm organization which to- 

 day is recognized as the strongest 

 agricultural organization In the 

 world: namely, the Farm Bureaus 



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Moinbe'rs Had Knowledge. 



Because of the knowledge of the 

 needs for insurance and because of 

 the real purpose for Mhich this 

 company was set up there has not 

 been any question in the minds of 

 ininois farmers as to the sucess of 

 the Illinois Agricultural Mutual In- 

 surance Company and no question 

 has ever been raised as to what 

 the cost of insurance should be, 

 fully realizing that an Insurance 

 company is never sound unless the 

 policyholders pay all the losses and 

 expenses incident to the operation 

 of a company. 



There are many other such 

 groups of this kind where the 

 members all have a common inter- 

 est but there is probably no other 

 interest more common to all than 

 the Interest in inauranco . 



Professor Hoffman of the Uni- 

 versity of Pennsylvania said some 

 few years ago, '"It may be serious- 

 ly doubted whether the average 

 farmer would be willing to accept 

 a cooperative principle of insur- 

 ance. He is fundamentally an In- 

 dividualist and shares his lot with 

 others reluctantly and to pay pre- 

 miums over a considerable period 

 of time with no loss In return and 

 rejoice In ones good fortune re- 

 quires a philosophical outlook not 

 possessed by most farmers." 

 Glad To Pay Prrmluiiis. 



I have challenged this statement 

 many times because in the seven 

 years experience which I have had 

 in the management of the Illinois 

 Agricultural Mutual Insurance 

 .Company I have not heard a mem- 

 ber say that he was glad he had 

 an accident so that he could get 

 some of the money back that he 

 l)ut Into his insurance company. In 

 fact It has been really just the re- 

 verse and I have heard many men 

 ■ay, "Well, here's my premium. 1 

 have been a member so many 

 years and I never had a claim 

 and I hope I never do." 



Regardless of our pride the, past 

 arcomplishments are now only a 

 small page in the history of the 

 great cooperative movement which 

 Is fast developing. This movement 

 truly can be said to be growing out 

 of the organization nf men who 

 have a depth of conviction and a 

 common interest, t'.reat opportu- 

 nities lie ahead and this genera- 

 tion of farmers must carry on as 

 did the pioneers with the same 

 courage, conviction and determina- 

 tion. 



F 



TO 



OFFER LOIN RtTES 



Farmers' Mutual Reinsurance 



Co. Writes Blanket Policy 



For Farm Bureaus. 



The federal government is pro- 

 tected by Insurance against loss 

 of cribbed corn by fire or tornado 

 on which loans have been made, 

 hut the farmer apparently Is not 

 protected unles.s he has bis own 

 insurance. This opinion was ex- 

 pressed by W. S. Bradley, chief 

 of the government corn loan di- 

 vision both at the recent I. A. A. 

 convention, and at conferences 

 held last week In the I. A. A. of- 

 I flees. 



■, Based on this Information the 

 i I. A. A. moved at once to offer 

 " Farm Bureau members having 

 corn loans, fire and windstorm in- 

 surance at a special low blanket 

 rate through the Farmers Mutual 

 Reinsurance Company. 



Insurance to Farm Bureau 

 members Is offered at a blanket 

 policy rate of 30c per MOO of in- 

 surance against fire and light- 

 ning. The windstorm rate to 

 members is 10c per $100 up to 

 noon Oct. 15, 1934. There is no 

 policy fee. 

 . Non-members are offered In- 

 liurance in the Farmers Mutual 



[at the regular annual rate In 



An Increase in volume of busi- |/orcc in their territory with a pol- 

 ness of 84 per cent was shown by l/lcy fee of $2 on each application, 

 the Chicago producers during the ^ Members should make appllca- 

 month of January as compared tion to their respective County 



f; H. SHUMAN. ^ 



Whiteside County Farm .\dviser 



Whiteside Is one of the first 

 two <H)unllc.'* to make a 25 |>or 

 cent fcahi in membership Kinc« 

 .Tan. 1. 1934. 



Producers Make 84 

 Pet. Increase In Jan. 



loans w»re secured, 

 ! of such corn at 



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: Albert Hayes Of 

 * Peoria Tells How 



mm 



He Saves Money 



with the same month a year ago.' 

 During the month their total re-/ 

 celpts amounted to 2.367 carload* 

 ►«-' l aw— itn nlf yhlcb !• ♦hA.&«atfiii 



numner hanoTen in any one month 

 in producers' hi8tor>'. 



In cattle they handled 18,701 I the loan period. 



head which represented 8 per cent ' • 



of all the cattle sold on the Chi- | 

 cago market. As compared with 

 .Tanuary of last year this was an 

 increa.se of 109 per cent, though 

 market receipts during that period 

 show an Increase of 32 per cent. In 

 addition the cattle department 

 handled 4.899 calves or 13.3 per 

 cent of the salable receipts. 



The Ivolume handled by the hog 

 department amounted to 96,873 

 hogs which was 17.1 per cent, of all 

 hogs sold at Chicago, representing 

 an Increase of 91.6 per cent over a 

 year ago. Market receipts during 

 this period likewise show a sub- 

 stantial increase, salable receipts 

 increasing 61.6 per cent. The num- 

 ber of directs during the month 

 likewise showed some increase, the 

 i total being 345.054 as against 312.- 

 811 for January a year ago. 



The sheep department advanced 

 its percentage from 10.7 per cent in 

 January, 1933 to 18.2 per cent In 

 Januar>- 1934. handling 45.603 

 head, an Increase of 29 per cent 

 over a year ago. whereas market 

 receipts show a decline of 23 per 

 cent. 



These figures afford convincing 

 proof of the continued success of 

 the cooperative marketing pro- 

 g:rani and the type of service that 

 is being rendered by this farmcr- 

 owned and controlled selling 

 agency. For this organization to 

 show an Increase year after year 

 can only mean sallsfactorj- sales 

 and service. 



Albert Hayes, president of the 

 Peoria County Farm Bureau and 

 newly elected director from the 

 16th district to the I. A. A. board, 

 is one of the many Illinois farm- 

 ers who believes that it Is good 

 business even from a selfish angle 

 to belong to the Farm Bureau and 

 Its a.s80ciated cooperative organiza- 

 tions. 



He proved his point conclusive- 

 ly at the last meeting of the 

 Peoria County Farm Bureau exec- 

 utive committee while presenting 

 figures on savings on his own 

 farm during 1933. He keeps a 

 farm account hook. 



Mr. Hayes li."»ted his savings as 

 follows: 



Service Company dividend.! 46. '50 

 Auto Insurance. 2 cars and 



truck fiS.OO 



.lerum IBOO 



Life Insurance 20.00 



Lk S. Producers refund ... 8.00 



Total 1154. &0 



Vermilion County 

 Is Ready To Go, 

 Reports Kercher 



The Vermilion County Farm 

 Bureau had a luncheon meeting 

 Saturday. February 10, to launch 

 an extended membrrship drive. 

 They expect to sign at least 300 

 new members which If accom- 

 plished will more than put the 

 county over the top with a 25 per 

 cent increase. 



"Some of the membership teams 

 are at work today." Farm Adviser 

 Kercher wrote on February 7. 

 "James Hart and A. V. Carter of 

 Jamaica spent one day soliciting. 

 interviewed eight men, signed six 

 and came in and got 60 more 

 membership blanks. We believe 

 there is no time like the present 

 for Illinois farnxcrs to rally to 

 their organization and show that 

 they arc in earnest in the drive 

 for agricultural recovery." 



Farm Bureau offices, if they are 

 not already prot^ted. 



Fn^- 'rs are jiablite under their 



^lvery 

 on of 



ly FEB. 28TI, 

 MEOFCCC 



The com loan division of the 

 Commodity Credit Corporation has 

 advised that all corn loan ware- 

 house certificates and other papers 

 must be completed and mailed to 

 the lending agency not later than 

 the close of business on February 

 28. This means that all persons 

 desiring to seal their corn and ob- 

 tain the 45 cents per bushel loan 

 must get their cribs sealed and all 

 papers filled out by the end of 

 this month. 



A total of 533 warehouse certifi- 

 cates had been issued on 713,196 

 bushels of corn in Marshall and 

 Putnam counties on Feb. 1. This 

 represents loans of |168,488. 



Production Credit 

 Loans Being Made 

 To Fruit Growers 



Fr>iit growers who are begin- 

 ning .to lay plans for the spring 

 and summer seasons, will be in- 

 terested in an announcement made 

 recently by J. M. Huston, pres- 

 ident of the Production Credit 

 Corporation of St. Louis, that the 

 Illinois Fruit Orowers Production 

 Credit .\ssocintion located at 

 Centralia is ready to supply the 

 sound credit needs of the fruit 

 growers of the entire .state. 



The ns.sociatton may make loans 

 for the following purposes: to 

 purchase material and .supplies; to 

 pay for labor, and replace worn- 

 out equipment; to purcha.se pack- 

 ages; to purchase fertilizer: to 

 cover the expetises of marketing, 

 pruning, spraying, freight, and in- 

 surance; and to refinance existing 

 indebtedne.s» Incurred for horti- 

 cultural purposes. 



Illi;iois fruit growers who are 

 interested in obtaining one of 

 these loans should write David B. 

 Perrine at Centralia. Illinois. 



€( 



254 New Members 

 In Henderson Co* 

 Drive Continues 



Out in Henderson county where 

 they have made long strides to- 

 ward building a bigger and bet- 

 ter Farm Bureau, many a non- 

 member has quietly slipped into 

 the office during recent months, 

 according to Farm Adviser E. D. 

 Walker .and signed up. 



And if yo»i ask Bill Stevenson 

 or Otto Steffey how Henderson 

 added 254 new members during 

 1933. they'll tell you "If you want 

 to get results you gotta make 

 calls." These two men are respon- 

 sible for a large percentage of the 

 Increase In that county. H.^nder- 

 son Is out to establish a new rec- 

 ord for percentage gain |n one 

 year* 



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Ungrateful If I 

 Hadn't Joined''— 

 Piatt Man Says 



I'p to Feb. 7 corn loans num- 

 bering 565 for a total of $504,000 

 had been made in Piatt county — 

 one of the smaller counties in Illl- 

 nol.s — and "as near as we can tell 

 this represents 70 to 75 per cent 

 of the corn in this county." ac- 

 cording to Farm Adviser S. S. 

 Davis. 



Piatt county has been steadily 

 adding new members and the 

 signup will continue until April 1. 



"One farmer who recently 

 signed," reports Davis, "stated 

 that he would be very ungrateful 

 if he had not Joined after all the 

 Farm Bureau In the county, state, 

 and nation has done to help him 

 as well as other farmers in get- 

 ting back on their feet." J 



In /* f 



EquaAtza 



grestion, plan ""^s: a 

 that a more ^^^^^'* 



To that end C 

 Bureau mem ^^^^^ ^ 

 the interests >f ^ arr 



Much hfs ^^^^ 

 ranks. Enlist 

 . Agricul 



1,000 Age 



v^our n 

 urem 



ifs 



MORE 



MEMBERS 



MEAN 



MORE 



POWER! 



608 S. DEARBORN S 



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