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ARE SO MANY FARMERS BUYINC / 



EMPLOYERS AND GENERAL LIABILITY INSURANCE? 



A GAINST claims made by injured farm em- 

 ployes, including domestic servants. Be- 

 cause, even though farm employers do not come 

 under the Workmen's Compensation Law, they 

 may be held legally liable if, through their negli- 

 gence, an employe is injured. Protection is pro- 

 vided up to $5000 for injuries to one person, 

 and up to $10,000 for accidents involving in- 

 juries to more than one person. (Higher limits 

 are available for an extra charge.) | 



A GAINST claims made by persons not em- 

 ployed by him, but who are injured by reason 

 of his negligence. It covers all farming operations, 

 including use of farm tractors, personal activities 

 of the insured, and liability for injuries sustained 

 around the home of the insured. (Typical farm ac- 

 cident: Animal getting onto the highway and in- 

 juring some person or damaging a motor ve- 

 hicle.) The coverage provided is up to $5000 

 for one person, and up to $10,000 for accidents 

 involving injury to more than one person. (Higher 

 limits are available if desired.) , 



A GAINST having to pay excessive medical 

 bills in cases of an accident while working. 

 The policy provides payment for all reasonable 

 and necessary medical, hospital, dental, surgical, 

 ambulance, registered nurse service, and medi- 

 cal supplies. Payment is made up to $250 for 

 each employe injured in an accident, and up to 

 $500 in case of death. The limit payable on one 

 accident is $2500. (For a small extra charge, 

 this protection can also be made available to 

 the father, brother, and son of the injured.) 



WHAT ABOUT COST? 



For a farmer with one employe, on a year-around basis 

 The Initial Payment would be: 



1. Policy Fee (Paid only once) $ 5.00 



2. One Year's Advance Cash Premium Deposit ($5.00 for each six 

 months of labor, estimated to be employed by insured during a 



year) - 10.00 



Payment each six months thereafter: $15.00 



1. Flat charge $3.00 



2. Charge for each month of farm labor actually employed by insured during 



the past six months (50c per month) 3.00 



ACTUAL COST FOR SIX MONTHS $6.00 



(The difference between the "Actual Cost" and the "Advance Cash Premium 



Deposit" Is refunded If the policy is not renewed.) 



A Farmer with two year-around employes would make a $20.00 Advance Cash 



Premium Deposit and pay $9.00 each six months thereafter. 



For further details in regard to rates, protection, and manner of reporting extra, as 



well as regular labor, see the Insurance Agent in your County Farm Bureau Office. 



ILLINOIS 



AGRICULTURAL 



MUTUAL 



INSURANCE 



COMPANY 



608 South Dearborn St., 

 Chicago 5, Illinois 



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The 



The niineis . 

 published mon 

 Agricultural A 

 Road. Mandol 

 Dearborn St., 

 clou matter at 

 bar 11. 1336. 

 rate of postag 

 Feb. 28. 192S, 

 all communico- 

 Offices. Illinois 

 608 So. Dearb 

 membership ie 

 sociation is fir 

 payment of fi 

 Ulinois Agricul 

 master: Send 

 liTerable copie 

 torial offices. 



Director oi _, 

 MsniU C. Ckef 

 United States 

 Fester; Directoi 

 on leore ei al 



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Greatest 



Prasidant, E< 

 Vica-Presidet 

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 Field Sec ( 

 Treasurer, R. 

 Aast. Treas., 

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