he knows that Production Credit can 

 finance just about any farm operation. 

 In 1944 he borrowed $10,000 — $5,000 

 for equipment and $5,000 for operating 

 expenses. 



One of Best Schemes 



One of the most talked about services 

 of PCA is its budget plan. Myers thinks 

 it is one of the best credit schemes de- 

 vised for farmers. 



Under the budget plan, Myers or any 

 other farmer goes to the PCA office or 

 sees a fieldman. They discuss his credit 

 needs for the coming year, how much he 

 will need and when he will need it. 

 Myers thereupon returns home and each 

 subsequent month he receives a PCA loan 

 check in the mail just as he asked for it. 

 The checks are large when he needs 

 heavier funds and small when he needs 

 fewer funds. In this way, Myers pays 

 interest on PCA funds only during the 

 actual time he is using them. 



"The best thing about Production 

 Credit," Myers said, "is that it furnishes 

 money just when you need it most. It's 

 a nice feeling not having financial wor- 

 ries on getting your crops in." 



ciation with the bulk of the funds put 

 up by the federal government as bond- 

 holder. Farmer members who use the 

 service, however, also own stock inter- 

 est. Control is vested in the hands of 

 the farmer stockholders subject to the 

 supervision of the Production Credit Cor- 

 poration office at St. Louis. The cen- 

 tral office seldom exercises its veto priv- 

 ilege. 



Directors and officers of the local PCA 

 office have the responsibility for carrying 

 on all phases of the organization's busi- 

 ness including the making and servicing 

 of loans. Myers is one of 15 members 

 of the loan advisory committee which 

 reviews and advises on loan applications. 



Never a Foreclosure 



The Decatur Production Credit dis- 

 trict office made 6,735 loans up to Sept. 

 30, 1946. 7 he amount loaned was 

 $12,478,522. Losses amounted to $1,402 

 or an infinitesimal .01 of one per cent. 

 The Decatur association has never had 

 a foreclosure. 



Myers success on the farm is reflected 

 in the attitudes of his wife and sons 

 Ralph, 18, and Nuel, 15, and daughter 

 Elaine, 13. 



A few years ago Dad bought a house 

 in nearby Stonington but had to sell it 

 again when the family flatly refused to 

 leave the farm. It is easy to see why. 

 The Myers have all the conveniences of 

 city life and all the advantages of living 

 in the country. What more could any- 

 one want. 



Get Acquainted With PCA 



Myers farms rich black soil with high 

 returns. He maintains high fertility with 

 good soil-building practices including 

 liberal applications of plant foods and 

 fertilizers. 



Myers thinks every farmer that needs 

 credit should get acquainted with his 

 Production Credit Association man. He 

 is proud of his own success as a farmer, 

 attributes much of that success to PCA, 

 and feels that the average Illinois farmer 

 can do as well with the same credit 

 facilities. 



A new health ordinance was adopted by 

 the city of Quincy, effective next December. 

 This ordinance places emphasis on the qual- 

 ity of milk delivered rather than on facilities 

 used by farmers in producing; milk. 



There's no trkk 



to Farm Bureau Serum 



Simply vaccinate your pigs 

 while young and, with proper 

 care, you will gladden Uncle 

 Sam's heart and stomach with 

 a real crop in '47! The thou- 

 '""* sands of Illinois farmers who 

 >p=^ use it year after year can't be 

 wrong! 



See Your 

 Farm Bureau 



MARCH. 1947 



19 



