SCIENCE. 



[Vol. XV. No. 369 



"D. li J. WdERSON'S" 



Celebrated SCOTCH ZEPHYRS, 



CHECKS, STRIPES, PLAIDS, and BOU- 



RETTE EFFECTS. 



Special novelty will be found in 

 our spriujg^ colorings and designs. 

 Tliis fabric is unsurpassed for La- 

 dies' and Children's wear. 



"FRERES KOECHLIN'S" 



PRINTED SATEEN S. 



Stoat)wcti| C^ l^rf 61, 



NEW YORK. 



European and U. S. Patent Office 



Of G. DITTMAE, C. E. Established 188r. 

 I Washington Branch, 615 Seventh St., N. W. 

 Offices-^ Germany, Hornstrasse 11 in Berlin (Prussia) 

 ( France^m'nof ce)rue Rocbechouart 47 Paris 

 Specialty: Foreign Patents and Trademarks. Di- 

 rect dealings with all Patent Offices. Attorneys' fee 

 for any country, $25.00, to which add the Govern- 

 ment fees. Searches as to scope, validity, novelty 

 or infringement, through U. S. and Foreign patents. 



PHYSICAL, ELECTRICAL 

 AND CHEMICAL 



APPARATUS 



Of High Grade. 



FOR SCHOOLS AIVD COLLEGES. 



Send for List of Catalogues. 



QUEEN & CO, PMladelpMa. 



IMPROVED OIL LIGHT 



MAGIC LANTERNS. 



Also Lime and Electric Light Apparatus, and 

 mechanical, plain, and fine colored views. 



J. B. COLT & CO., Manufacturers, 

 No. i6 Beekman Street, New York. 



MINERALS. 



Cabinet Specimens and Collections. 



Our stock is very complete in fine specimens for 

 the connoisseur, as well as cheaper specimens for the 

 student and amateur. Complete Catalogue Free. 

 GEO. li. ENGIilSH & CO., 



Dealers in minerals, 

 1512 Chestnut Street, Philadelphia, Pa. 



TWENTY-EIGHT MILLIONS OF 



DOLLARS and over is the value given 

 by the Collector of Customs for the 

 commerce of the Port of Superior, Wis., 

 for 1889. In 1888 the valuation was 

 less than ten millions of dollars. 



WEST SUPERIOR, Wis., 



is a four-year-old city of 10,000 people, 

 at the extreme west end of Lake Su- 

 perior. Its population has more than 

 doubled in 1889. Joaquin Miller be- 

 lieves it is destined to outstrip Chicago 

 in growth, and will rank with New 

 York as a commercial, financial and 

 manufacturing center. It is worth in- 

 vestigation if half of this is so; for in- 

 vestors in real estate and mortgage 

 loans can realize large profits in such 

 growing towns. Information regard- 

 ing West Superior and vicinity will be 

 gladly given by 



JAMES W. GREENE, 

 West Superior, Wis. 



He refers by permission to the Editor 



of SCIEN-CE. 



NEW YORK LIFE INSURANCE COMPANY, 



346 & 348 Broadway, New York. 



SUMMARY O F FORTY-FIFTH ANNU AL REPORT. 



Jamiary 1, 1890. 



REVENUE ACCOUNT. 



Total Income , $29,163,266 24 



BISBUKSEMENT ACCOUNT. 



Death-claims and Endowments '^'InS'SI? ?? 



Dividends, Annuities, and Purchased Insurances o,Slj J,U.4b lO 



Total to Policy-holders. . . fl2,121,121 66 



39 499 

 $151,119,088 00 



New Policies Issued 



New Insurance "Written 



CONDITION JANtJARV 1, 1890. 



Assets $105,05^ ,600 96 



^Divisible Surplus, Company's New Standard. 



tTontine " 



Surplus, by State Standard (4 per cent.) 



Insurance in Force 



PROGRESS IN 1889. 



Increase in Interest 



Increase in Benefits to Policy-holders. .■ 



Increase in Surplus for Dividends 



Increase in Premiums 



Increase in Total Income 



Increase in Assets - 



Increase in Insurance Written 



Increase in Insurance in Force 



* Exclusive of the amount specially reserved as a contingent liability to Tontine Dividend Fund. 



+ Over and above a 4 per cent, reserve on existing policies of that class. 



$7, .517, 823 28 



7,70.5,053 11 



$15.600,000 00 



150,381 

 $495,601,970 00 



$303,653 06 



1,148,051 61 



1,716,849 01 



3,4.58,330 35 



3,761,983 41 



11,573,414 41 



26,099,357 00 



75,715,465 00 



WILLI Ain H. BEERS, President. 



A. HUNTINGTON, M.D., Medical Director. 



If you vrant a Policy or an Agency, do not insure nor engage elsewhere until you know what the New York Life is offering in In- 

 surance and Agency contracts. Address the Home Office or the nearest Branch Office, giving date of birth if you want Insurance, and 

 previous business experience if you want employment. 



