Ill 



Mr. Alversox. This work was all clone by the Porpoise Rescue 

 Foundation. The captains' panel is an internal part of the founda- 

 tion, and in that manner it has access to the confidential information 

 that is collected. 



We analyze it in confidence, and we contact the captains and the 

 owners also in confidence. 



Mr. Leggett. I recognize you would like to go back to 1970 and 

 1972, or 1972 and 1974, assuming we could not go back to that con- 

 dition of the law, do you think that a gross quota for all boats is 

 fairer than a per-boat quota? 



Mr. Alversox. I think one would have to anlyze this very, very 

 carefully. But I look at it in this way. 



We have insurance policies. They are based on a large mass anil 

 if the individual had to insure his future by plucking the money in 

 the bank, most of us could never cut it on that basis. I think we 

 sort of have an analogous situation in the fleet, where a first-class 

 skipper could have a problem on one set or certain conditions occur 

 in which he has a mortality which might put him over his number 

 for the year, and an individual boat quota puts that man out of 

 business for the year, which is rather harsh, I think, as a penalty, and 

 I think as the last resort that is the way one would go. But I feel 

 that the cooperative approach, where we have a total which allows 

 us to work with people that have problems and it gives them some 

 insurance that they are going to be there today and tomorrow — if 

 you have a fellow that consistently has a problem and perhaps he is 

 going to have to be excised from the system and not allowed to run 

 a vessel 



Mr. Leggett. What they do in the insurance business is, if you have 

 people that consistently cause problems, their premiunis go up. 



Of course the just quota for boats, directed proportionally in their 

 avoiding porpoise mortality. 



With regard to that occasional skipper that runs into a problem, 

 I am sure that you are aware of that old adage in golf, called the 

 "Mulligan." 



Mr. Alversox. He has left. 



Mr. Leggett. We could give everybody a "Mulligan." I think if we 

 did take out some of the big problem sets, from the statistics where 

 we know exactly what act of God or phenomenon contributed, I 

 think that our numbers that we have for averaging might be 

 considerably better. 



Mr. Alversox. I do not think there is any doubt about that, and 

 if there was some way, perhaps, of filtering or analyzing a man's 

 trip record to see what situations, occurred, one might make a judg- 

 ment based on facts, and perhaps, as you say, raise someone's 

 premium. 



Mr. Hodges. I would like to add about the boat owner. 



The suggestion was made during the administrative hearings by 

 some witnesses. The subject of a boat-by-boat owner is something that 

 we would have to look at very, very carefully, because, while from 

 a — you have a question as to how you are going to provide that quota 

 up— on what basis are you going to give everybody a flat number ? 



