OKLAHOMA ACADEMY OF SCIENCE 71 



THE BANK OF MISSOURI 



J. Ray Cable, 1921. 



This paper attempts to point out some of the more conservative 

 influences in early Middle Western banking development. Missouri 

 organized a state bank with branches in 1837, and gave it monopoly 

 of the issue function. For 30 years this bank was the great middle 

 western teacher of sound banking principles. It furnished a tre- 

 mendous contrast to the unsound banking conditions of surrounding 

 states. It is iteresting to speculate upon the causes of the differ- 

 ence. Missouri commercial development came a little later than that 

 of the Ohio valley and the lesson was no lost. Locally Missouri 

 had been taught the evils of banking by two earlier and unfortunate 

 private experiments — St. Louis, and the Loan Office Experiment. 

 The Branch bank of United States had shown her how much good 

 a real'y good bank could do. With this in mind it is at least easy 

 to see why a conservative start was made. Their bias was never 

 changed and was, in fact, carried so far that the State Bank failed 

 to furnish legitimate and necessary business accomodation. The 

 protest became so insistent that in 1857 the Assembly revoked the 

 monopoly powers of the State Bank and established 6 private banks 

 of issue. Ten years later the state stock was sold and after a decade 

 of bad management under national charter the bank applied for a 

 receivership in 1877. 



WHERE DID THE INDIANS OF THE GREAT 

 PLAINS GET THEIR FLINT? 



Chas. N. Gould, 1921. 



It is a well knov/n fact that before the coming of the white 

 man to this country, the Indian artifacts, both those of war and of 

 agriculture, were composed almost entirely of stone. Stone, for 

 this purpose, must be hard enough to maintain a cutting edge, and 

 brittle enough that it may be chipped or shaped with comparative 

 ease. Flint was the most common material used by American In- 

 dians , although in many places, obsidian, quartzite, jasper, and 

 agate were also used. In almost every instance the material nearest 

 at halid was utilized, whether this material he flint, ol^sidian, or 

 some other rock. 



The greatest part of the Indian arrow-heads and other im- 



