4G4 



THE GARDENERS' CHRONICLE AND AGRICULTURAL GAZRTtt? 



ANNUAL DIVISION OF PROFITS. 



GREAT BRITAIN MUTUAL LIFE ASSURANCE 

 SOCIETY, 14, Waterloo-place, and 52, King Wil.iam- 

 stree' C rjr« The Chisholm Chairman. 



Richard Habtlet Kennedt, Esq., Deputy Chairman. 

 The Annual General Meeting of this Society was held on 

 the 82d of May, when a report of the business for the last year 

 was presented, exhibiting a statement of mo*t satisfactory pro- 

 gress, the new policies issued exceeding by one-third the 

 numb r of those of 1849. and the claims being folly one-fourth 

 under i lie estimate. After considering a rerj careful valuation 

 of asses and liabilities, it was resolved to allow a reduction of 

 SO per cent, on the premiums, payable on all policies on the 

 participating scale on which five or more annual payments had 



been pf viously made. 



Credit i^ allowed for ha'f the annual premiums for the first 

 five Years. The following table exemplifies the effect of the 





present reduction : 



Age 



when 



Assured. 



. J Annual 



Amoun | Premium 



AsaUrec} !fIitbertopaid. 



I 





45 



10U0 



1000 

 1500 

 2000 



£ s. 



2 » 17 

 23 



43 15 



80 11 



d. 



6 











8 



Reduction of 

 30 per cent. 



Annual 



Premium 



Now payable. 



6 



6 



13 



24 



s. 



5 



18 

 2 

 3 



it. 



3 

 

 6 



6 



£ s. d. 

 14 12 3 



16 2 

 30 12 6 

 56 8 2 



A. R. Irvine, Managing Director. 



THIRD SEPTKNNIAL BONUS. 



pROWN LIFE ASSURANCE COMPANY, 



v>> 83, New Bbidge-Strfet, Buckfriars, London. 



Directors. 



Geoboe H. Hooper, Esq., Chairman. 



Sir John Kirkland, Deputy-Chairman. 



Oeorge II an key, Esq. 

 James Mitchell, Esq. 

 John Nelson, Esq. 

 Octavius Ommauney, Esq. 

 Alexander >tewart, Esq. 



William Whitmore. Esq. 

 William Wilson, Esq. 



Park Nelson, Esq. ; Walker 



, ESTABLISHED 1819. 



EUROPEAN LIFE INSURANCE COMPANY. 

 Toe amount of New Business transacted by this Office, 

 for the three months ending 3lst March last, was at the rare of 

 339,6202. per annum. The paid-up capital and accumulated 

 premiums offer perfect security to the public. The rates are 

 low. Loans are granted on undoubted personal security. The 

 claims paid without dispute have amounted to nearly 600.000J. 



Wm. Barton Ford, Secretary. 

 __10 f Chatham Plac e. Blackfriars, London. July 19. 1851. 



UNIVERSAL LIFE ASSURANCE SOCIETY, 

 ESTABLISHED 1834. 



Empowered rt Special Act of Parliament. 

 1. KING WILLI AM-STR E E T, LONDON. 

 For the Assurance of Lives at Home and Abroad, including 

 Gentlemen engaged in the Military and Naval Services. 



The priciple adopted by the Universal Life Assurance Society 

 of an annual valuation of assets and liabilities, and a division 

 of three- fourths of the profits among the assured, i9 admitted 

 to offer great advantages ; especially to tbo»e paTties who may 

 wish to appropriate their proportion of profit to the reduction 

 of future premiums. 



The following tabic will show the result nf the last division 

 of profits, as declared on the 14th of May, 1851, to all persons 

 who had on that day paid six annual premiums, being a reduc- 

 tion of 45 per cent, on the current annual premium. x This will 

 be found a most liberal reduction, if the original premiums be 

 compare'! with those of other offices adopting a similar plan of 

 division of profits : — 





the Practical ll«„» *i^?* ; 



Notes. B, a Cow'titSi I^ 1 "- »Mi ifii! 

 °* ^ the Cottage <Ci£. Au *<* of a Sen e ft* 



pfc*"" RlVINQT ° H8 ' St - Paul ^hurohT. r a, ani ^ 



THIRD EDlTWfTS?1^ "^ 



IANCAL OP BrVtISH gfr*^ ?. AB ^ 



MA 



the price of these copies^ iu circu.K^^^ 



- 



Age when 



Policy was 



issued. 



Date of 

 Policy. 



John Chapman, Esq. 

 Cnarlas Cniupindale, Esq. 

 james Oolquboun, Esq., LL.D. 

 B. D. Colvin, E*q. 



Rear- Admiral Dundas, C.B., 



U.P. 

 "W. H. Goschen, Esq. 



Auditors— J. U. Gardiner, Esq ; 



Pitcairn, Esq. 



Physician— Sir C. F. Forbes, M.D., K.C.H., 23, Argyll- street. 

 Sur-jeon— John Simon, Esq., F.R.S., 3, Lancaster-place, Strand. 



standing Counsel— Charles Ellis. Esq. 

 Solid 'ors— Messrs. Hale, Boys, and Austen. 



Bankers— Bank of England 

 Actuary— J. M. Rainbow, E-q. 

 On a Third Septennial Investigation into the affairs of 

 this Company. t> the 25th March, 1846, a Bonos, amounting 

 on rhe average to 31 per cent, on the Premiums paid for the 

 preceding Seven Years, was assigned to all Policies of at least 

 Thne Year*' standing, and effected for the whole duration 

 of life. 



To similar Policies the following Bonuses were declared at 



former Divisions, viz. : — 



FIRST DIVISION, IS 1832.-On the average, upwards of 

 26 per cent, on the Premiums paid. 



SECOND DIVISION, IN 1 8»9 —On the average, 33 percent, 

 on the Premiums paid tor the preceding Sev^n Years. 



The advantages ot this Office, among others, are :— 



1. A participation aeptennially in two-thirds of the Profits, 

 which may be applied either in reduction of the Premiums, or 

 to nu. 'meat the sum assured. 



2. Premiums may be paid in a limited number of annual 

 sums, instead of by annua- payments for the whole of life- the 

 Policy continuing to participate in profits after the payment of 

 such Premiums has ceased. 



o rtM Assurance or Premium Fund is not subject to any 

 enarg- for Interest to Proprietors. 



*vSVr rmi ? i0 . n lo pa8S to Continental Ports between Brest and 

 toe tXbc inclusive. 



5. Parties (including Officers of the Army, Navy, East India 

 Comvuny, and Merchant Service) maybe assured to reside in 

 or proceed to all parts ot the World, at Premiums calculated 

 oa real data. 



A. Claims to be paid within three months. 



7. The Assured may dispose of their Policies to the Company. 



8 >»o charge but for Paiicy Stamps J 



f« f| T h «r ra, ' peCt ^ T o b J eR 0f RhX **> **- t0 bs **ad ^ the Office 

 in Ljndon, or ot the Company's Agents. 



_^_ T * <*• CoNTEas, Secretary. 



TO LIFE INSURERS WHO CONSIDER »ECURITY~7vri 



20 

 30 



40 



Sum 

 assured. 



Original 

 Premium. 



Reduced 



Annual 



Premium 



for the 



current year. 



Complete m 1 fi^oTurolTlialfTS^H 



pAXTON'S MAGAZINE of'bo^?- 



1 Regwer of the most beautiful Pi«.\. U0T ANY : 

 been added to our Garden *d"rt2lT?* Plaot ' »W* 

 upward* ot 700 graving", carefuU, 'f' X \ »«•* 

 and numeroua Engraving on Wood I ? ° Ured f «« 



Wm .^OMMiOjbiB.n Corn 



H 





I 



ow 



^his da y U pub „ s ^ pr ,^ 



B ^w?oum\i 3 , T8 EXHlB11 



44 



V* kv- !' BLAN °HARD JERR0LD 





On or be- 

 fore 14th 

 of Mav, 



1846.* 



£1000 

 1000 

 1000 

 1000 

 1O00 



£19 

 24 

 31 

 42 

 66 



6 



8 



10 



15 



11 



8 



4 





 



8 



£10 

 13 



17 



23 



36 



12 



8 



6 



10 



12 



8 

 7 

 6 

 3 

 5 



icai mt'e book in his han7th 



need not be lost amidt__ 



him in the Glass Palace."— Express 



Bbadbort and Evans, 11, Bouverie-street • 



Booksellers. 



and l 



Agents in India: Messrs. Bbaddon and Co., Calcutta; Messrs. 

 Bainbridge and Co., Madras; Messrs. Leckie and Co., Bombay. 

 Micha el Flu ah Impet. Secretary. 



VICTORIA LIFE ASSURANCE COMPANY, 

 18, KING WILLIAM-STREET, CITY.-Established 1838. 



Directors. 

 Benjamin Hayyes, Esq., Chairman. 

 Thomas Nesbitt, Esq.. Deputy- Chairman. 

 Charles Baldwin, Esq, W. K. Jameson, Esq. 



John Barnard, Esq. John Knill, Esq. 



George Denny, Esq. John Nolloth, Esq. 



Bryan Donkin, Esq., F.R.S. Charles Phillips. Esq. 





Aaron Goldsmid, Esq. 

 Sidney Gurney, Esq. 



Daniel Sutton, Esq. 

 O'B.Bellingham Woolsey, Esq. 



CCOTTISH 



COMPANY. 



H*o. 67, Corn hi II, London ; r.dinbur^h and OrtHn . 

 ■ KLMlLalb carefully invested, afford the ino«t absolute 



UNION INSURANCE 



(FIRE AND LIFE.) 

 No^orntin N ?^^ BT R » T « *u»™. 



OF 1 



iecurt^ en me assured wiih tnis Corpoiation irhSi'ha; 

 been 2i years established. F ' ^^icn nas 



MUDERATE RATES OF PREMIUM 

 LIHKIML CONDITIONS, OR TUB ' 



POUCIM P£f{I0DICAL EDITIONS MADE TO THE LIFE 



The pract'eal effects resultmer from this sv«tp m «m „* ^ 

 be seen ******** -racfs from the^^"' book?-- 



Additions made to Policies of iomj each. " 



Assurers in this Company have the guarantee of an ample 

 subscribed capital, and careful and economical management. 

 The success of the ?ocie»y is manifest from the face that since 

 its establishment more than 2,200 Policies have been issued 

 assuring ov*r 1.300,000*., while its assets stand at 125,000*. and 

 upwards, with an income of 30,000*. avear, steadily increasing. 



CREDiT OF ONE-THIRD OF THE PREMIUMS TILL 

 DEATH.— When an assurance is taken out for whole term ol 

 lite, one-third of the annual premiums may remain unpaid till 

 death. J ' 



CREDIT OF HALF THE PREMIUMS FOR FIVE 

 YEARS.— When an assurance is effected for the whole term of 

 life, one-half of the annual premiums may remain on credit 

 for five years, at 5 per cent, per annum interest, to be paid off 

 at the expiration of the five years, or to remain as a charge 

 upon the policy, ns may be agreed upon. 



PROFITS— BONUS.— Four.fifihs, or 80 percent., of the 

 entire profits of the Company are appropriated everv seven 

 years to parties who have been assured on the profit scale for 

 Three clear years ; the bonus may be applied either in addition 

 to the sum assured or in reduction of the future premiums. 



LOANS. — Advance-* are made to assurers on assignable pro- 

 perty or income, and also on the guarantee of most undoubted 

 personal sureties. 



_"h>t.iam Ratrat. Ac tuary and S ecreta ry. 



TTNITED KINGDOM LIFE ASSURANCE 



_V n ' CuMp ANY I 8, Waterloo-place. Pall-mall, London- 

 97 Oeor^e-sreet. Edinburgh; 12, St. Vincent- place, Glasgow'; 

 4, QQliegetgre*!!, Dubim. Annual Income upwards of 100,000* 

 arising fa*) th« i*sue of upwards of 7000 Policies. 



Iris Company, established by Act of Parliament in 183* 

 aftorls the most Perfect. Security in a large paid-up Capital, 

 and 1 1 the great success which has at ended it since its 

 commencement. 



™ ie . Borm4 l :,dded to Policies from March, 1334, December, 31, 

 184/, is as follows : ' 



Sum add. to [Sum adde<ito Sura Payable 



a » BRITISH P0M0L08Y. 



Now ready, Parts T. and II ; and to be continn^ - 



of every month, price 1,. 6d., UIu. trlZ ™_ * * 



engravines. ^* Wlin QQ* 



BRITISH POMOLOGY ; or the History D_ 



-U tion. ClasHification, and Synonymy of th/ii? 

 Fruit Trees of Great Britain. By Romit Hogg "* 



This will be the most comprehensive and complete •» 

 the systematic Pomoloary of this country, which h.« •!!' 

 published. It willembrace all the varieties of Fruit, 2 

 as existing m Great Britain ; and while it will form^ 

 pensable Text- book for the Nurseryman GanW 

 Amateur Pomologist, it will also supply much of an iZ 

 and popular character, suited to the taste of the eeneral^ 



London: Groombridge and Sons, Paternoster row'* 

 be bad through all booksellers. ' 



In the Press, and nearly ready for publicatioirinrowl 

 bound in cloth. Price, to Subscribers. U 1, #» 

 Subscribers, U. lis Gd., ' ' to 



\ TREATISE ON THE ARRANGEMENT 



^ CONSTRUCTION OF AGRICULTURAL BCILD 

 By Jony Ewart, Land Surveyor, Agricultural Architr 

 Engineer; Author of an Essay on the Construction off 

 Buildings, in the " Journal of the Royal Agricultural So 

 of England," &c. 



Specimens of the work may be seen at the Newcastle Om 

 Office; the Establishment of Messrs. M. and M. W. Lta 

 trie Farmers' Club Room ; the Central Exchange News R 

 at the Rooms of the Literary and Philosophical Society, 

 castle-upon-Tyne ; at the News Room, Alnwick; at tbe ft 

 shire-street Room*, Carlisle; at the Athenaeum Roomi, Dor 

 and at the Farmers* Club, London. 



The Subscription List will very shortly be closed; tad 

 who may be desirous of obtaining: Copies at tbesubien 

 price of IS. Is., are requested to signify the same inn 

 without delay, to M. and M. W. Lambert, M, 6rej4 

 Newcast^upon.Tyne. — July 19. 



HE EDINBURGH REVIEW, JfoiCJ 



was published on WEDNESDAY last 



Contents :— 

 The Gheek Text of the New Testament. f 

 Johnston's Notes on North America. j 



Hartley Coleridge. 

 Fatal Accidents ; How far Preventible. 

 Pulszki's Tales and Traditions of Huhgabt. 

 Sir Edw. L. Bulwer Ltttok's Lettebi to Jow B 

 The Romans in Britain. 



GROTE'S HlsTORT OF OREECf VoL*. VII. AND YlU 



Dixon's Life of Penn. 



Modern Chemistrt : its Progress and Extest. 

 Longman aod Co. Edinburgh: A. andCB* 



L 



II. 



in. 



IV. 



v. 



VI. 

 VII. 



in. 



IX. 



x. 



London : 



Sum j 

 Assured 



.i e 



Assured. 



£.^000 



501)0 



H»00 

 10i>0 



1000 



500 

 500 



Pol. in ltfH 



13yrsl0mt 

 1 year 



12 j ears 



7 3 ears 



1 year 



VJ \ears 

 4 years 



1 year 



£638 6 8 



loo'o "o 



50 



Pol i 



nl8 

 10 



48. 

 



at D 



eath 



• 



£787 



^6*470 



16 



8 



112 



10 







5112 



10 







157 



10 







1257 



10 







157 



to 







1157 



10 







%f "2 



10 







1022 



10 







78 



15 







028 



15 







45 











545 











11 



5 



o- 



511 



5 







Ace 



■when 



First Bonus for 

 Seven Years 



Assured from 1834 to 1841. 



3 



40 



45 



61 



j*188 7 6 



235 19 



188 15 6 



142 9 



148 17 6 



Second Bonus for j Total Sum 



Five Years ' 

 from 1841 to 1846. 



sen 



73 

 74 

 76 



81 



3 



9 



18 



B 



8 

 7 

 7 

 9 



4 



Payable in case 

 or Death. 



£l^')5 n 

 lv(»9 2 

 1213 5 

 1219 7 



5 



1. 



7 



i 



9 



10 



The next Division of Profits will take pi ace at 1st A uirust 1S->1 

 * ire Insurance* at the reduced rates. 



p™.m L02JD d 0S BOard of direction 



vfce^dTnt'T !!0: ii THE »*«■•"* M«.r.Eii>. 



scale, 

 when 

 apnli- 



Pall- 



,' ^ A ^a E :"^ thtJ Cuu,m eocement of the year 1841, a"per. 



160/ u\) t 1% M; ± ! n . 1847 ' he bad P aid in Premium. 



hi" ha^T r",T d iWh ) c] l 1R *«■ 105 - P tr »«»«« fo? each 1000J ), 

 JjJffjJ ^d. d to the Po.icy, almost as much as the 



•nd^nL r !! ni T^ nere r t 5 elesR ' areor) the most moderate 

 and only one-half n^d be p.id for the first five years, 



catmTtTtho^ ^^ •«■"««* « 



cat on to the Hesilcnt Director, No, 8, Waterloo-place, 



(JOCIUN CHINA CHICKENS FOR SALE, bred 



v^ from i.np,.rted BMte 9 Bfp. H months, ^ei^ht 84 Ioh. A 

 gg? ffgl^^K^ Adto ^ 2 W. TcrneI, Tufnefl 



Wi^rn^lN^uiN and Co., bl, Gracechurcli^tr^t 



,« 1 ^ r 0n,,0 "» Hnd 17 » N«w Park-streec, S.Mirhwark Inventors 



CYLIS^ OOMCAL and DOUBUB 



rJ^ DK J C _ Ab 1 ? <)ILEKS » respectfully solicit the atten ion oi 



PRICK FOURPENCE OP ANY BOOfcsEUBR 



CONTENTS of the NUMBER for SATLB1 

 LAST, JULY 12, OF 



THE ATHEN>EUM, 



JOURNAL OF ENGLISH AND FOREIGN UTERA1 



SCIENCE, AND THE FINK ARTS. 

 Thirty-two Large Quarto Pages. 



Reviews of, with Extracts fbosi- 



The Rhine [Der Rhein]. By ! London at Table. 



J. G. Kohl. 

 Itnly and the East. By J 



Beldam. 

 Dramatic Works of Senor Gil 



y Zarate. 

 Original Papers.— Poetry : " The .-;- Th 

 Frances Bro^n-The i otal Eclipse of the ^un- 



' Census— Report of the Proceedings of toe j*n 

 ciation. , 



Our "Weekly Gossip.— Intramural Intermerrs- 



tical Science-Opening of ^^^^^MonoiB 

 Library at Manchester— Death ot Dr. MOK 

 Motherwell, the Scottish Poet. 

 Pine Arts.— Reviews of New Publications. 



Music and tne Drama.- Royal I«H«J^ 



London at iw 

 Home U Homer A TaFft 

 Castle Delursine: A. >ot 



Domestic Pe^-Bv^Lc 

 Remarks on Horace. 

 Murray, M.A. 



Poet's Wealth 



Flauto Magico") 

 James's Theatre ( 



-Haymarket (''^nandS^M 

 Rachel in- V«leria M J-P olieb § ; W- 



MusicaVand Dramatic ^f^^lT^kl 



Reti rement of M dlle. Fanny Els.ler- Foreign Moil 



Miscellao 



Order the Athenaeum 



Io-line-GeologyofA^M^. wiie! 



: 



Robert Gillespie, Esq. 

 J. E Goodhart, Esq. 

 H. M. Kemshead, Lsq, 

 Juhn Kingston, Ehn. a 



i»r. i^jkAis of 3EAFIELD. 



Richard Oliverson, E»q. 

 J. R. Robertson, Esq. 



,. , . ^ G - ^mith, iisq., Secretary 



ne ,e« S ary particular,, may be had 8?^'. «f .h? r* "" ^ 

 Offices ,. n . V .f the A ff e.tstLou Kh oatthecJ„ < n t ry he ^W* 



the Offi:; U Comn "*"0 M to Soli *™ cr.n.«nii direct *itfa 

 Z-, C^nhilJ, London M,TH ' Semtary l ° ,he ^^ B -^. 



Hugh F. SandeoWE.q, , TZtco Xll'l^u tSTi ^^ ^^ «*' P* P- oXs! 

 George Hainaay, t*q., ?"• . H ' '" <ve a,BO u ' st< "o tl'at at the reouest rfnn.n,™™ 



Manager of the Company. 



friends they are now making th' t Tr B^^Urs'Tl'ro^^^weTras' 

 Copper, by which the cost is reduced. " ' 



32JTlil^J?»J-^"S^^^ 



POR PORT 



*- SETTLEMENT, 



LYTTELTON, CANTjg 



,., VeL£inqton'ano>' e c ^. 



ZEALAND.- the Fn-st.cla»8_PasaenKer «nip, w 





^ur8e^es throughout the kingdom. 



l7'\w d M C °;J >e ; u V uforratn ^ Trade that at their Manufactory, 

 , ' uZin'Xr Tn , rr ry ****** required for the construction 

 hJ/h ^ B ;» ld,n » «« «!l a, tor heating thern, may 



beobtained upon the moNt advantageous terms. 



A r^\ , nl7 a . t H ne8 ' **•.,•? ,ron ur Wood « ^ recl ^ on the most 

 R^Wir?w^4? , ^ Paiisadm^, Field and Garden 



m tons register, lying m the East India ^ h ' f , on T r 

 Provi-i ,ned bv the Canterbury Association w Cabin (l 



the V2 h . f Augu-t. Rates of ?*■"**;„ Si j . Steer* 

 C^bin between decks , W. ; Second L «,bm, . •, ,, 



For fr t i,ht, passage or furOier .afo ^ Ct) U 

 tatner, 110, Feochurch-street; * ILB J tf€r of ^ 

 church.s-reer. or to F»edk. Yo0ao. Mai^ 4 .- 



Office of the Cat.ter >ury A>sociation, **, ^_ 



, Tppff Wobon- 1 



Primed by Willi a- Hha^bvui of ***** jgvu.*** ^flj 

 the par.ih o( at. funeral, ^/"''Scowty o« ^USSm 



City of Londor ; and poblihed by /."™ ,. or driw n ih« JJ 



•freer, in the L..r,*u 01 **• r££«k£ie*\!**u* u >" ** 

 where all Adverti^'i.ent» at.d C^J"J" I IC * H 











