THE GARDENERS 



CHRONICLE AND AGRICULTURAL GAZETTE 



^LERICAlTmEDICAL, and GENERAL LIFE 



conferred by an act obtained in the session ot ItoO, t ^P^ 

 .ions of wbich came into operation on tne i ns 



advantages and P"^ e «" ^L*?^* derived from most 

 aisten«<? to an extent greater than can o flnd a 



A RGUS LIFE AgS URA^J ^ Mali>> 



A 3 ^^ B °°r\ T homa T 8 B |ar D comb Esq., Alderman. 



CMtrman— Thomas rai^ . £ 



• Arden, Esq. Thomas Kelly, Esq., Aid. 



TAYLOB'S BEE KEEPERS' MANUAL, 



* 



Just published, Fourth Edition 



THE 



BEE 



KEEPERS 



lldtt^ 



Jeremiah Pilcher, Esq. 

 Lewis Pocock, Esq. 



Richard B 

 Edward Bates, Esq. 

 Thomas Camplin, Esq. 

 James Clift, Esq. 



J. Hurr.phery, Esq., Aid., M • ^ , R ShuU leworth, Esq. 



Auditor* -Professor Hal^M- A q , . . y . squa re. 



o J X C O^S> n Esq ^Fredericks-place, Old Jewry. 



/»^?"-^°"_Professor Hall, M.A.. of King's Colleg. 



T^nTThUan'd 11 &™™L*A tLJTolf^f™ 

 tftdpS. year, arising from the issue of upwards of 



7000 Policies. BQNus QR pR0FIT BRANCH# 



Persons assuring on the Bonus system, will be annually 

 entitled^ 80 per cent, of the profits on this branch (after pay- 

 Lent ot five yearly preminms) ; and the profits assigned to each 

 P^oHcy may either be added to the sum assured, or applied in 



reduction of the annual Premiums. .„ rn 



XOH-BOXUS, OR LOW PREMIUM, BRANCH. 

 The Tables on the non-participating princip^ afford peculiar 

 advantages to the assured, not offered by any other office-for 

 wb?re the object is the least possible outlay, ^e payment of a 

 certain sum is secured to the policy holder, on the death of the 

 assured, at a reduced rate of premium. 



MANUAL 



OR ' 



PRACTICAL HINTS ON THE MANAGEMENT AND COMPLETE MffiSERYuir. 

 r OF THE HONEY BEE. ot *UTlOj 



BY HENRY TAYLOR. 



« Th« Bee Keepers' Manual is a useful compendium of the Natural History of the Bee. The author *,» «. 

 JirieSe. "S describes various kinds of hives, some of hi. own cons ruction. "-AnnaUof A «C gS* «** 



be found u fc,^ 

 'ofPoarl^n. 



« W^rTver Hs dlroetlooi are followed, it will recommend itself. All that is required will 

 BelVs Messenger. _ ____ ^ _- . . * A . ffl 



LONDON: GROOMBRIDGE AND SONS, 5, PATERNOSTER-ROW; AND ALL BOOKSELLER 



TTNITED KINGDOM LIFE ASSURANCE 



LJ roMPANY 8, Waterloo-place. Pall-mall, London ; 

 9 f^Bew»™fedtabargh ; 12, St. Viacent-place, Glasgow ; 



i/College-greeo, Dublin. qndon BoarD( 



Chairman.— Charles Graham, Esq. 

 Deputy Chairman.— Chaeles Downes, Esq. 



J. G. Henriques, Esq. 



a 



H. Blair Avarne, Esq. 

 E. L. Boyd, Esq., Resident. 

 Charles B. Curtis, Esq. 

 William Fairlie, Esq. 

 D. Q Henriques, Esq. 



F. C. Maitland, Esq. 

 William Railton, Esq. 

 F. II. Thompson, Esq. 

 Thomas Thorby, Esq. 



Premiums to Ass 



£100. 



Age. 



2) 



30 

 40 



50 



60 



One 

 Year. 



£0 17 8 

 118 

 15 

 1 14 1 

 3 2 4 



Seven 

 Years. 



£0 19 1 

 12 7 



16 9 



1 19 10 



3 17 



Whole Term. 



This Company, established by Act of Parliament in 1834, 

 affords the most Perfect Security in a large paid-up Capital, 

 and in the great success which has tended it since its 



ThTB^nu/added to Policies from March, 1834, to the 31st 

 December, 1847, is as follows^ Sumaddedto Sum Paya b!e 



at Death. 



Just published, ««g^^^ 



, U R A L C H E M iSTit 



V By EDWARD SOLLY, F,R,u L /.J 



Honorary Member of the Royal Agrie,!^ 

 England, Professor of Chemistry to the gortSLIu 

 of London, Lecturer on Chemistry in the EmlI r 

 Military Seminary at Addiscombe, &c. &c ^ 



Second 



▼T 



ILtlqi 



ORNAMENTAL AND DOMESTIC PC 

 their History and Management BytheRwt» 

 Saul Dixon, M.A., Rector of Intwood with " 



With 

 Profits. 



£1 



2 

 3 

 4 



6 



15 10 



5 5 

 *0 7 



6 

 12 9 



Without 

 Profits. 



£1 11 10 

 2 7 



2 14 10 

 4 11 

 6 10 



Sum 

 Assured 



£5000 



5000 



1000 



1000 



1000 



500 



500 



500 



Time 

 Assured. 



Sum add, to 

 Pol. in 1811 



Pol. in 1848. 



I3yrsl0 mtb 



1 year 

 12 years 



7 j ears 



1 year 

 12 years 



4 years 



1 year 



£633 6 



8 



£787 



112 



157 



157 



22 



78 



45 



11 



10 

 10 



100 







10 

 10 





10 



50 







15 

 





5 





 

 

 

 

 

 

 



' 



V u~u*lf of the Whole Term Premium may remain on creoi* 

 for seven years, or one-third of the Premium may remain for 

 life as a debt upon the Policy at 5 per cent., or may be paid off 



at any time without notice. 

 Claims paid in one month after proofs have been approved. 



Loans upon ap roved security. . • 



The Medical Officers attend everyday at Throgmorton-street, 

 at a qua rter before 2 o'clock. E. Bates Resident Director. 



T TNI VERS AL LIFE ASSURANCE SOCIETY, 



U ESTABLISHED 1834. 



Empowered bv Special Act of Parliament. 

 1. KING WILLIAM-STREET, LONDON. 

 For the Assurance of Lives at Home and Abroad, including 

 Gentlemen engaged in the Military and Naval Services. 



The principle adopted by the Universal Life Assurance Society 

 of an annual valuation of assets and liabilities, and a division 

 of three fourths of the profits among the assured, is admitted 

 to offer great advantages ; especially to those parties who may 

 wish to appropriate their proportion of profit to the reduction 

 of future premiums. - , . 



The following table will show the result of the last division 

 of profits, as declared on the 14th of May, 1851, to all persons 

 ■who hfid on that day paid six annual premiums, being a reduc- 

 tion of 45 per cent, on the current annual premium. This will 

 be found a moBt liberal reduction, if the original premiums be 

 compared with those of other offices adopting a similar plan of 

 division of profits : — 



jtf6470 16 8 



5112 10 



1257 10 



1157 10 



1022 10 



628 15 



545 



511 6 



the year 1841, a per 

 the Annual Paymeut 







Age when 



Policy was 



issued. 



Date of 

 Policy. 



Sum 

 assured. 



20 

 30 



40 

 50 

 60 



On or be- 

 fore 14th 

 of May, 

 1346. 



Original 

 Premium. 



£1000 

 1000 

 1000 

 1000 

 1000 







Reduced 



Annual 



Premium 



for the 



current year. 



£19 6 8 



24 8 4 



31 10 



42 15 



66 11 8 



£10 12 8 



13 8 7 



17 6 6 



23 10 3 



36 12 5 



Agents in India: Messrs. Br addon and Co., Calcutta; Messrs. 

 BAiNBRiDGEandCo., Madras; Messrs. Leckie and Co., Bombay. 



Michael Elijah Impey, Secretary. 



nnHE 



YORKSHIRE FIRE AND 



SURANCE COMPANY. 



LIFE IN- 



* Example.— At the commencement of 



son aged 30 took out a policy of 10002., 



for which is 242. U. 3d. j in 1347, he had paid in Preouums 

 1602. 11 5 . 3d. ; but the profits being 2J per cent per a *™*°* 

 the sum insured (which is 221. 10*. per annum for each 10002 ) 

 he had 1572. 105. added to the Policy, almost as much as the 



Pr The U p?emrums, nevertheless, are on the most moderate scale 

 and only one-half need be paid for the first **? y" r ». ff ^ 

 the Insurance is for Life. Every inform ation wiU be 'afforded 

 on application to the Resident Director, 8, Waterloo-place, Pall- 



mall, London. _ 



i * Nearly ready, price 10s. , 



"rpHE JOURNAL OF THE ROYAL AGRICLL- 



X TURAL SOCIETY OF ENGLAND, Volume XII., 



Part I. (No. XXVII.) , T , 



Publibhed by John jIur ray, 5 > _Albemarle-stre_e_t, London. 



Price 35. Gd. t neatly bound in cloth, 



TTOW TO LAY OUT A SMALL GARDEN. 



XX Intended as a Guide to Amateurs in Choosing, Forming, 



or Improving a Place (from a Quarter of an Acre to Tfcir.y 



Acres in extent), with reference to both Design and I Execu'ion^ 



By Edward Kemp, Landscape Gardener, Birkenhead 1 ark. . 



Also, by the same Author, price 2s., in cloth, for the pocket, 



HHHE HAND-BOOK OF GARDENING; 



-I expressly iutended for persons pob sussing and fond of 

 cultivating a garden of KB >derate size. A New Edition, re- 

 vised and greatly enlarged. # 



hSRADBORY and Eva nb, 11, Bc nve ne-street. 



Complete, price 25., or in Four Parts, price 6 2. each, 



HOW TO SEE THE EXHIBITION. 

 By W. BLANCHARD JERROLD, 

 •« We have not met with a more intelligent, well- arranged or 

 agreeable guide to the Exhibition than is contained in this 

 unpretending little volume. A thorough mastery of the whole 

 subject is displayed, the details are taken in the course least 

 confusing or wearisome to the visitor, and occasional remarks 

 of the writer's own are in the best taste."— Examiner. 



London: Bradbury and Evans, 11, Bouverie-st reet ; 



and all Booksellers. 



Price 3s. 6c2. (post free.) 



THE TREE ROSE.— Practical InstraS* 

 Formation and Culture. Illustrated b; tl 1 

 Reprinted from the Gardeners' Chronicle, wjft 



Price 3d., or 5s. for 25 copies for distribution uaq 

 Tenantry, delivered anywhere in London, oq i fmk 

 order being sent to the Publisher, James Minium 

 Office of the Gardeners 9 Chronicle. 



THE COTTAGERS' CALENDAR OF G« 

 OPERATIONS. 



By Joseph Paxtoh. 

 Published by J. Matthews, 5, Upper WellingtMi 



Coven t-garden, London, 



THE METALLIC PAINT, producedbj kh 

 Alkali Company, has .been extensively wi k — 

 years on farm-buildings, iron bridges, rooft it: 

 shipping, &c, and it is admitted that it cotot tnat 

 face and stands far better than any other pigaalt* 

 iron, Abethaw Lime, and Roman Cement, Flak: 

 per ton, and Rich Purple-brown, 201. per tot-Ota 

 Com p a ny. 1, Sere Broad-st.London.— JomA.Ww>w 



HOUSE FURNISHING AND 

 DECORATIVE ESTABLISHMENT, 0. 

 Stbeet, London. -Cabinet Furniture o ewj ta 

 marked prices-Brussels Carpet, ft M. per p* 

 Curtains, lOd. per yard and upwards ; B «*■■• 

 Worstel (French fabnc), nearly two J»««*«P 

 yard.-The best Floor Cloths that ew he ■££ 

 dimensions, 2,. M. per yard The JaqHttoM 

 London for Paper Hangings, Enghsh MJ^i*"" 

 adapted either to the Cottage or the Man»oB 1 WM r 

 the side of a ro.unfli^edjBroecapiiaW; 1 



rTGI DOSlO."— A Canvas, bw*P 



Hair and Wool, a perfect °™;^£ 



adapted to many Horticultural «J/^*5?T 



covering over f ? mes where a *« tern rw^ 



It is 21 yards wide, and of any requu rea » » V^ 



Srd run.-Manufacmred on £ * E.T. *« W 



(I 



TTEAL and SON have erected •* 



H L Warero A om. for the purpose , of heep-^ 

 of Bedsteads. In Iron th«r «toc ^ ■ 

 manufactured, from th, S eje. J Stnm^ ^ 



handsomely or ? a, " en '^vgheo e and pattern ; « 

 Brass Bedsteads of every shape , a v. 



Established at York, 1824. Empowered by Act of Parliament. 



Capital 500,0001. 

 Trustees— Lord Wfnlock, Escrick Park. 



G. L. Thompson, Esq., Sheriff- Hutton Park. 

 Robt. Swann, Esq., York. 

 Bankers — Messrs. Swann, Clough, and Co., York. 

 Actuary and Secretary —Mr . W. L. Newman, York. 

 The attention of the public i* particularly called to the terms 

 of this Company for LIFE INSURANCES, and to the distinc- 

 tion which is made between MALE and FEMALE Lives. 

 Extract from the Table of Premiums for Injuring 1G0S. 



OLEICS SCHOOL SERIES. 

 Just published, in 18mo, price One Shilling, 



GENERAL GEOGRAPHY. For the use of begin- 

 ners. By William Hughes, F.R.G.S., late Professor of 

 Geography in the College for Civil Engineers. Forming the 

 Seventh Work of a new School Series, edited by the Rev. G. R. 

 Gleig M.A., Inspector-General of Military Schools. 



Works pvb'ished in the Series : 



GLEIG'S HISTORY of 



r ourpwi, v»~v r .F — atnolt every «*»• 

 steads-in fact, to keep in stocfc e ral UrW* t 



made ; and they have ■»»» "Jf^ 10 «»i., 

 Chintzes, Damasks, and Dimit i« s, ^ #t 



complete for the Furmsbiog ofBeoro ^ 

 AnTvrithout attempting o comP ^ ^ andfte t» 

 the lowest class of Furmtora » ""- ^ e ^W 

 ascful panose, tb"r new Swck « « ^ 



the same principle by »1 u*^,, eI tecded,.*S 

 the last 30 years been so 8 ucce 





10 



13 

 16 

 20 

 23 

 26 

 *30 

 33 

 86 

 40 

 43 



Whole Life Premiums 



A Male. A Female. 



i 



£1 

 1 

 1 

 1 

 1 

 2 

 I 



2 

 2 

 2 

 3 



7 



9 



11 



H 



17 







5 



8 



13 



19 



5 



6 

 3 

 3 

 4 

 

 3 

 

 6 

 

 9 

 3 



£1 



1 



1 



1 

 1 

 1 

 1 

 2 

 2 

 2 



a 



5 4 



7 



8 10 

 11 6 



Whole 



S A Male. A Female. 





13 



19 



2 



6 



12 



17 



8 

 2 



9 

 10 

 4 

 

 2 



46 

 50 

 53 

 56 

 60 

 63 

 66 

 70 

 73 

 76 

 80 



£3 



11 



6 



£3 



1 



2 



4 



1 



9 



3 



13 



3 



4 



11 



6 



4 



2 



6 



5 



4 







4 



14 







6 



6 







5 



12 



6 



7 



4 







6 



9 



6 



8 



4 







7 



10 



8 



10 







4 



9 



7 



6 



11 



16 



2 



11 



2 



6 





a * ■ 





13 

 15 



1 



12 



9 



10 



— uv • ft • *v 



nple.— k Gentleman whose age does not exceed 30, may 

 OOOL, pajable on his decease, for an annual payment of 

 ; and a Lady of the same a^e can secure the same sum 

 for an annual payment of 19{. 17*. M. 



Prospectuses, with the rates of premium for the intermediate 

 »ges, and every information may be had at the Head Office in 

 York, or of any of the Agents. 



FIRE INSURANCES are also effected by this Company, on 

 the most moderate terms. 



M q V _.v, ... « „.__. — — l owns wnere HW »^ |< 'i<i%ui^u.o 



have been made. Applications to be made to Mr. W. L. New. 

 man, Actuary and Secretary, York ; or to Mr. lift* it Dins- 

 dale, lt t Wellington-street, Strand, Agent for London. 



SACKED HISTORY. 2s to. ; or 2 Parts, It. each, 



M'LEOD'S FXPLANATiiRY ENGLISH GRAMMAR, Is. 

 TATE'S HYDROSTATICS, HYDRAULICS, AND PNEU- 

 MATICS. Price 1#. 

 London: Longman, Brown, Gbeem, and Lowgma ws. 



GROOMBRIDGE'S FARM AND GARDEN AYS. 



Just published, price Pourpence, 



rpRUIT TREES and FRUIT-BEARING SHRUBS ; 



r comprising the App^e, Pear, Plum, Cherry, Apricot, 

 Peach, Nectarine, Gooseberry, Currants, Raspberry, and 

 Strawberry ; with select Lists of the best kinds in cultivation. 

 The Works, now ready, in The Farm and Garden Essajs, 



are as follows : — 



1. THE CULTIVATION OF ARABLE LAND. 



2. THE REARING AND MANAGEMENT OF POULTRY. 



3. ANNUALS FOR THE FLOWER GARDEN. 



4. A TREATISE ON THE HORSE. 



5. FRUIT TREES AND FRUIT BEARING SHRUBS. 



Price Four-pence each. 

 London : Gboombbidge and Sows, 5, Paternoster-row. 



LIGHT. CHEAP, AND DURABLE ROOFING. 



CROGGON'S PATENT ASPHALTE ROOFING 

 FELT, an inodorous felt for damp walls, sold in rol's 

 32 inches wide, Id. per square foot ; also dry Hair Felt, for 

 preventing the radiation of heat and deadening sound, and 

 Sheathing for ships' bottoms, on which the copper lies smooth. 

 Samples, directions, and testimonials, sent by post. — Cbogoon 

 and Co., Do wgate-hill, London. 



PKAVbLLbno ~— , to profit -2W 



1 



well to 



f §u mmer, at* ^ ^ 



the heat 



In all 







f 



/ 



eatioa 



5ft 



hrfji 



M 



of insects or l'-«*««« M . *&%%& ** 

 acknowledgert "^ 





Soid by A. .^ oW " d N perfumers. TAI [0J^ ,« 

 ,d by Chemist. wdrw cs vOg^y 



..* Beware of 81 u RoW u»»L*i>--ft#: 







and by Chem.sts a..u • - cS ,»*.. 

 ... Beware of SJ u ^w^ 



at their O B e io JJ" 1 nxfrX^ $ c*n* x *£#** 

 Itree^, in tbfJBJE^tf ^^r», & 1 ' 



where all a« 



Sa 



