ae A ll Re GAZETTE. 
=——— Fen wade every half year w 
659 
hi the bank v 
ee institution is n 
Hon. Sec., York. 
2 were Gelrayea by subscription, anc 
ow self- “supporting. Hi. Taia 
—— 
fa d labour, and spent 50002, 
jae hei ya ne, an iy Smith is so dete mas ined that 
| the pu lic shall pleas no one but hinaf entit 
s] 
ed to 
MF: Amount |Average eeey | th ieir sey te I ask the favor our of a sp 
ER Amount de-| ace in your n 
$i ien posited = Sairaan prir The following are the rules adopted in an te to place the truth before the publie 
S once at car. | | naif year. it, | parish :— clip I can, that they. x nef ju 
~ bank f year. rae k will der sir of the different ı modes o of Basa: of ~ 
_ night. pases tet ake ORE 6 PEN kay Trom TO T E receive eae ivy any s aos | Smiths s plan, Mr. Fowler’s, and m n, as t tee form 
eadi r” s. d. | d. ld. to 5s. The committee will not be answerable for fom | disti t methods en e as ye et as rologik 
73 647 6 Tij 4 | 93 deposit Shale the depositor Bethe have paid without having the | uenga b tracti bei ae h 
427 1099. 111 403 4 A i ll% | sameentered in his book. 3. Whenever any depositor’s payment: x y rope ction as Dg pra 
. | shall amount to 20s., that sum may, at the request the | nomical, 
570 «| «178k 0 4 wee N vA z A depo: itor, be ap agro to n aovauns me aa pi gs 4 ey always been satisfied myself (though out of 
| 1672 7 osits in the penny bank will not bear interest. Bu 
sié a | x | the pat individual continue to deposit in the penny da cig t to. Mr. Sm ith and his s plan I have DEVOE pu ub- 
Í s «| 1908 5 34 134018 0| 2 23 | bank as before. 4. The deposits in this bank may be take € 
|__| —— [yang | ont by the depositor, one week’s notice being given chereof.— | and I Bowland to prove it. I don’t mean to | say 
.. | 7008 E 6 rh aE | Committee: — | ise and to ct oa 1l power | hi is neal od of cultivation ; for every one will give him 
yw open on Fridays ey pte fat D AE par Ce D Marine S Aa moter ea credit for the effectual man: ral in which he breaks up 
ays for old depositors. es i 
a hp for the pur- Each depositor has an San ang ress w = me alts he si Ed pi nici r: opted Ss.» 
depositors have their deposits aaranteed., | the first page - which the aboy e rules opruk indlass. y 
i deposited from week to week in | the num aie vette ti t t valle fatio" Ti is of the greatest importance that the agricultural 
erci and investments are made from dg upo a hich ee account is enter a public, “ “who by thousands” or Mr. Smith states) “are 
time with the Halifax Corporation. Sums of | secretary a a 
to and ups rds are received, ane Sues als | sums received o or paid out. To start a penny bank, | 7,014 loot erya” 
n be made with, ongest, a a oes a spat chase B ete i L| whichever it Ek fe that will most economize the 
r The amount at this tiie it w he ee ds | accoun tb Ae sity aon Shin t e “ao limited power they must use, to be portable, on account 
3000 l. 12s. 9d. Did your spac e | often Res seach phere Sa! a p aeri e of its weight ; om again, that thers will see to the fric- 
it I wad ave you interesting veh SOR XD Ae simple “angnage, should | tion and wear- and-tear of the rope, 
] of this penny tank and of the valu- | therefore be circulated, that the people may compre-| T trust I ma yl 
ded among the working tea mee: hend the es n ee s the pe Fei A bank if T first take notice of my own itp as poet, eti i 
above figures, however, hag for themselves. ee na Rast wh og ie g hor th 0 or 80 ight, having pare 
F. Stephenson, Manager, Halifax nee tps ors in its first eight months. er the circula na ploughing i in 1852, pi waren out my patent 
tion of an explanatory paper the number rose in a few n 1853: can perhaps illustrate my P mode 
The small town of East Grinstead, is Dehi in an 
So ain i A penny bank was open ere 
n 1851, which, is considered „a SUC- 
PER + 
eeks to nearly 400. J. B. Whiting, Royston, Herts. 
The establishment of institutions which en receive 
s than 1s. 
Haili ng Hj quoting suet of a oa per which I w 
which was read at the Society of Arts, on ‘the Ist of 
February, 1856, on the subject 
troduced | by Mr. Fo owler, Mr. oe "Ransome in te 
“ae ‘habit “of sav It was 
a single 
reate sg aea in 
ing. 
set that as soon as 
hit 
e 
chair, 
} 
e mong “the rising 
jemy to the savings 
6d.) would andanbindig tend - prom 
fr ragality, industry, and temperar 
gen neraty ions, for there is no greater 
o sed rat the 
ae 
esire 
See tipoeiia Dere has e a, for Bek 
and other purpose 
1 de 
mames, 6881. 10s., and 1151. ws. 3d. is deposited i i ‘the 
pen es in the name of the treasurer. 
3424. 2. pen There has 
a 
3 
was to add to it would Aad execute th 
poser as a matter ko course, and so the little fund, | ber would be ones of the pert when the advan- eame Ti elt arnesi that we song $ make use of 
md the effort to make it _greater, would both go on vai become generally known, if solicited, to become t 
s t who, eing unsolicited, would never, find | | which was coming into such hivei use, so that when a 
må to the industrious clases generally a place where | their way ‘ farmer had engine and had not half sufficient 
lay by a port on ot their gi ap a To insure success, let there be no an sapprehension ; Sit for iag ý ding a * plonghing-macht his 
4 j peda of sho lay “ Who is to receive — of implements he could find full employment for 
2 cts th its?” What t security are the depositors to havı Te cultivating his land. Of the power posse in 
een east The following À or been | = annaa] for accounts which, in a yh ea of cases, will ‘an ordi nary fa arm engine I had no doubt ; but the dif- 
tend over many years? And, finally, e are th y. g the tee hie 
-£121 7 8| The fifth year anal ra EY $ deposits to be invented ? The e par rish clergym over the 
Beaape 17) & | The sitet your, 290:19..3 a more — — ha the Nn te ont 80 soil a s a piece of ap paper. There were two modes 
bad ne A o ge et him to underta ke | | Sr ners,” sg is: the one to remain at one corner of the 
p 
it was com leted, the other (the one which 
the responsibility, 
so 
J 
ct with tl 
e be | 
ates 
ely to. ks ‘ solicit” as he arn haia 
ate, again, are under Government, the books en 
to inspection, „and their officers under a a hea 
, 
th 
| i prone head a); by fi 
AL nS 
mer “to a horse in a.w 
Boe and. Band 
n looking: 
la pair of shafts, sim 
| kr ty: aed woul! 
ee poe 2 
biien 
| a 
in ther own names, who, previously to their 
a mht their services. 
several 
ie de tei interest. ai 
of the depositors fally. ines the expenses, [a 
h a induce others 
abits among the working c 
in life to many a 
to the general savings 
then why not elsewhere? Thomas Gaetan 
classes, for benefit the 
&c. With a view 
penny bank where eh resent there is bey | 
of the kind, I send:you ing partic 
small town such an institution has encou: | 
youth, and proved the means of en 
n 218 | ti 
cou 
the depositor on 
p 
de for thei 
suring their lives burial, and o' 
ing the humiliating “necessity ity of their friends irinn 
m 
mode “of n; 
working in meg an 
this system over 
whose 
riginally. pai do not suffi- 
Mikaela of its ts facilities, is piati 
bra Sa i i the wots bank m 
to the pin or 
small plots of 
re say the Conservative | Conjunction with 
ber, 1854, w 
peice 
fae cons — is one that 
of 
was pirate Bi. 4s. od. But the ape 
Jand, and I da 
La and me or ‘similar institutions, could be c called | 
Ei Aai penny bank is 
e habit of say ing, 
ikely to 
The 
P Ernia baaaie “of the results 
ed the formatio 
ie Is. Old. 
i HA rit F Mr. 
vention, in ied 
ie) 
the | have cautiously abstained from 
The | moreoy 
; and no | not entitled to—viz., “that he 
g 
Culti 
| the decision of th 
Fowler’s plan 
cra ram cease 
to, to | engi lling direct 
in ba Sm te ould be more gern ene ~ gine, I should rete on the drum p A 
i die hase their own shoes, thus pro- the engine 8 chains of rope, or 176 Si on * 
pwr eal bere, With to. th aa the other double that’ ME puomi Aat or 352 Haia making 
ti correspondent, Mr. B. F. yards; ' 
Smith, in ve to provide “ niger these e ee iye should pu pull the long v way, pn Sager am rou 
run u meet any sudden domestic ns each, or a 
childigh whi whim,” I think the cis plans ans would, by oo ate bein use asthe Pb ee et 
iving I . ri Smith’ a 
ss =~ reala me remain arie he gotra, A Sngincer. newspap 
loft Ean thie | OF July 23d, in which Mr. Smith’ y f steam ct 
ne tivation is illustrated by a field n Sire 
pepe orasa t for « rome on account. F. W. = nod a 3 ease 
JEAN CULTIVATION Se pueda Aa or 8, See NY 
CUL ATION. twi that is, h i 6: : “orig mig A 
I : md then he shafts his. anchors and rope (not 
ir. Smith's im “your journal on ) the i r 
all su 
ETA up th ‘he ‘hat nt pte 
and fairly 
as 
steam culture, having, 
sa tm hn ay tl 
e welfare and success 
jap 
