14 



BULLETIN 277, U. S. DEPARTMENT OF AGEICULTUEE. 



SCHEDULE FOK RATING. 



1. Standard mill construction with fire walls and approved roof 



2. Same as No. 1, with shingle or unapproved roof 



3. Same as No. 1, except that walls are ol concrete blocks or of 



corrugated iron 



4. Frame building with approved floor 



5. Frame building with shingle or unapproved roof 



City. 



First 

 class. 



81. 15 

 1.40 



1.65 

 1.90 

 2.15 



Second 

 class. 



81.25 

 1.50 



1.75 

 2.00 

 2.25 



Town. 



Third 

 class. 



81. 35 

 1.60 



1.85 

 2.10 

 2.35 



Fourth 

 class. 



SI. 50 

 1.75 



2.00 

 2.25 

 2.50 



This schedule of rates is subject to material reduction if the property is protected 

 with standard automatic sprinkler equipment 

 Add for deficiencies as follows: 



1. Height: 



For 2-story building SO. 10 



For 3-story building 25 



For 4-story building 50 



For 5-story building 75 



2. Variation from standard as to joist supports 10 



3. Outside brick walls, not standard .25 



4. One outside frame or iron-clad wall 50 



5. Division walls, not standard 25 



6. Excess in capacity of compartments or warehouses: 



Over 1,000 bales and not exceeding 1,500 bales 25 



Over 1,500 bales and not exceeding 2,000 bales 50 



Over 2,000 bales and not exceeding 2,500 bales 75 



For each 1,000 bales additional 25 



7. Variation from requirements as to number of doors $0. 05 to . 15 



8. Skylights, monitors, or roof lanterns, not standard 10 



9. Private fire protection, none, or not standard 25 



10. Fire pails and casks of water, insufficient supply (i. e., less than G barrels 



and 12 fire pails for each 1,000 bales capacity) 50 



11. Storage of lime or oils, or use of any portion of building for stabling pur- 



poses or for ' ' camping " : 50 



12. Accumulation of loose cotton on floors or in other than closed bins 1. 00 



ADAPTATION OF STANDARD in. 



This standard is used largely for public warehouses, especially in 

 the small towns of the Southeast. It will be seen in the "Schedule 

 for rating" that it may be of standard brick construction with 

 approved roof, or, with unapproved roof, built of concrete blocks, 

 corrugated iron, or of frame construction. When a warehouse is 

 exposed within a hundred feet it would seem to be advisable to 

 have it conform to Standard III, but outside walls of corrugated 

 iron or wood are not to be recommended in such cases. As a rule, 

 the more costly building is to be recommended. Such a building 

 will command a much lower insurance rate and it will prove more 

 satisfactory in many respects. Where a warehouse is not exposed 

 within 100 feet, it is well to consider Standard I. A building con- 

 forming to that standard, but with a storage capacity of 1,000 



