CHAP. XXV.] BANKRUPTCIES. 87 



told it would be considered a breach of good manners 

 there. His physician, also, had assured him, that 

 this habit, which he had taken pains to acquire when 

 a boy, because he thought it manly, though much 

 against his natural taste, was injuring his health. 

 He seemed to know the names of almost every bishop 

 and dignitary of the English Church, their incomes 

 and shades of opinion, and regretted that Archbishop 

 Whately had taken such low ground in regard to the 

 apostolic succession. &quot; The bishop of this diocese,&quot; 

 he said, &quot;receives about 800Z. a year, and has to 

 pay his own travelling expenses, but in the older 

 States the bishops have higher salaries.&quot; Episcopal 

 clergymen usually receive about 500 dollars (or 

 100 guineas) in country parishes, and four times 

 that sum in large towns, or even more. Upon the 

 whole, he thought them well paid, in proportion to 

 the average scale of fortunes in the United States, 

 and he was convinced, that as the wealthiest class 

 are so often Episcopalians, his church is a gainer in 

 worldly advantages as well as spiritual influence, by 

 being wholly unconnected with the State. 



In the afternoon, the Presbyterian minister of 

 Tuscaloosa delivered a good discourse on the neces 

 sity of a higher standard of honour in commercial 

 affairs. Channing had said, that they who become 

 insolvent by over-trading, often inflict more misery 

 than highwaymen and thieves ; and this preacher 

 affirmed that for each hundred persons engaged in 

 trade in Alabama, there had been ninety-seven bank 

 ruptcies. One of the citizens, who was scandalised 

 at this assertion, afterwards raised the question, 



