216 PROFESSIONAL HARDSHIPS. 
unfit ; and when told that they were so, would not believe 
it. When he found his commands were not obeyed, he left 
for Broadlands in high dudgeon, and quickly returned with 
a mandate for the delivery of the horses, and immediately 
bore them off in triumph to Littleton. 
But after all, changes are not so often brought about by 
the neglect, seeming or real, of his duties on the part of the 
trainer, as by inability on the part of the owner to meet his 
engagements. The removal is, in these cases, made with the 
intention of getting fresh credit elsewhere. Lord —— left 
me because after his account was two years standing, I was 
presumptuous enough to ask for payment. He paid it, and 
ordered his horses to be given up to a trainer at Epsom, 
whom he left very shortly after, and probably from the same 
cause, being about Christmas time, and retired from the turf. 
Trainers, it is commonly thought, have opportunities to be- 
come rich men; but here we have one reason why so many of 
them die poor—the method in which training accounts are 
paid. Employers having the reputation of great wealth are 
often short of money, or at least make that excuse to the 
trainer. Theoretically, training accounts are paid every three 
months ; practically, it is very different. Some pay yearly, 
some in a number of years, some not at all. To these must 
be added those who pay by bills of exchange—as a rule the 
worst kind of payment, and unfortunately only too custom- 
ary. As the bills represent racing transactions, your banker 
declines to discount them ; thus, in order to provide money for 
current expenses, you must apply to a West-end money- 
lender, who kindly obliges you: at fifty per cent., and if not 
paid at maturity or punctually renewed with interest at the 
same rate paid in cash, a writ is issued and judgment with all 
its attendant expenses follows. You apply to the acceptor, 
