4 THE MILK FACTORY 
The largest herds produced milk 13 cents per 
quart cheaper than the smaller herds even though 
both herds contained the same kinds of cows. 
BANKS BUY COWS FOR FARMERS 
Many dairy barns contained empty stanchions. 
Farmers with land and buildings big enough to 
accommodate more cows often do not keep more 
cows because they cannot afford to buy them. 
In many states bankers have made arrangements 
to buy cows for such dairy farmers, taking notes, 
and payment for the same from the milk these 
cows produce. This is excellent business for the 
banks, because an increase in the cow popula- 
tion means increased bank deposits. It is good 
business for the farmer, because he immediately 
has a full-sized dairy herd which in a short 
time pays for itself out of the milk the cows 
produce. 
The Plymouth County Trust Company, of 
Brockton, Mass., has during the past year and 
a half purchased thirteen car loads of cows, aver- 
aging twenty-five head to a car, for dairymen of 
that district. Numerous other banks in other 
states are doing the same thing. 
