INSURANCE. 



principles of this inftitution are, that its bufincfs confifts of 

 a feleftion of the beft rifks ; that the perfons infured become 

 members ; that all the members Ihare the profits equally, 

 according to the fiims which they refpeftively contribute 

 during feven years (whether their policies be taken out ori- 

 ginally for {eien years, or be renesved annually), and with 

 the important advantage of not being liable to make good 

 the loffes of others, as a furplus capital of 400,000/. has been 

 provided to meet any excefs of loiTes that may occur. In 

 common iiifurances of 5000/. and under, in one rifle, the an- 

 nual premium is 2s. per cent. ; in hazardous infnrances, of 

 3000/. and under, in one rifk, y. per cent., above 3000/. 

 and under 5000/., 4J-. per cent. ; in doubly hazardous in- 

 furances, j;ooo/. and tmder, in one rifle, 51. per cent., above 

 3000/. and under jooo/., js. per cent. Larger infurances, 

 according to the above dtfcription of rifks, may be made by 

 fpecial agreement : and other infurances againft more hazard- 

 ous rifles may be fettled in the fame manner. Hay, corn, 

 and other agricultural Hock, of whatever defcription, on any 

 part of a farm, may be infured in one general fum, at the 



reduced rate of 2x, per cettt. without the average claufe. 

 Perfons infuring for feven years will be charged only for fix ; 

 and for any number of years more or lefs than feven, dif- 

 count will be allowed both on the premium and duty. All 

 the offices infure againft fire by lightning. It will be remem- 

 bcred, that a duty of 2s. 6d. per cent, per annum, on all pro- 

 perty infured from fire, is payable to government, under aa 

 aft of the 44th of George III. 



The " .itlas AlTurance Company'' was eftabbflicd in 

 1808, and undertakes to affure the proprietors of buildings, 

 merchandize, furniture, farming flock, goods and effeiSs, 

 and alfo of craft and fhipping upon canals and in harbour, 

 againft lofs by fire ; and alfo grant affurance upon lives. The 

 ca[)ital is ftatcd at one million two hundred thoufand pounds, 

 of which the fum of 120,000/., invefted in government or 

 real fecurlli?s, will be applicable to the immediate purpofes 

 of the inititution ; and the remainder guaranteed under a 

 deed of fettlement by a numerous and relpeclable pro- 

 prietary. 



Rates of Aft'urance per Annum. 



Quality. 



On Sums not exceeding- 



Firft . 

 Second 

 Third . 

 Fourth 

 Fifth . 



Not Hazardous . 



Hazardous 



Doub'y Hazardous 



Farming Stock 



Rifles, to which none of the above rates will apply 



d. 



£. 



3 ° 

 5 o 



2 o 

 -Tliefe may be all 



J°°°7 Unlefsby 



3000 r Agree 



5000J 



Special 

 reement. 



ad by Special Agreement, 



Terms as moderate as the nature of them will permit 

 N. B. An additional premium of Sixpence per cent, will be required on buildings or goods within the 

 Water-Side Diftritt, for extra rifk. 



No charge is made for policies or indorfements on them : of that period a further affurance of feven years be effefted 



and for the encouragement of perfons making affurance for on the fame property, a deduftion of one-lifth part of the 



feven years by one payment, a deduftion of one-fcventh part premium, and fo on for fuccceding years. The terms of 



of the premium and duty will be made ; and if at the end life-afTurances are much the fame as thofe of other ofEces. 



A Table, exhibiting the Amount of the Duty on Infurances for the Year 1810. 



Total Amount 

 381,162/. \s. id. 



Property Infured 

 304,929,650/. 



Lady Daj. 



Sun .... 



Phcenlx . . . 

 Royal Exchange 

 Imperial 

 Globe . . . 

 Britiflt . . . 

 Hope . . . 

 Albion . . . 

 County . . . 

 Weftminfter . 

 Hand in Hand . 

 Eagle . . . 

 Atlas . . . 

 London , . . 

 Union . . . 



27247 

 16241 

 10952 

 9718 

 79S0 

 4377 

 4327 

 4532 

 3645 

 3''3 

 3161 



im 



2120 



1879 

 1S03 



15 II 



10 7 



11 10 



23144 9 10 



12980 J 6 5 



1 00 1 2 15 o 



7638 9 9 



5761 6 9 



4198 17 2 



3802 4 7 



3804 13 4 



2773 »5 3 



3143 8 2 



2853 19 10 



2606 4 10 



2285 12 o 



1608 II 6 



1395 15 2 



£. 



20590 



•3875 

 1 1087 

 8995 

 6678 



4195 

 3266 



3583 

 2718 

 2857 

 2698 

 2919 

 2606 



315° 

 1418 



22885 12 



14611 8 



13014 J7 



8995 3 



6932 18 



3923 6 



4482 5 



3763 II 



4527 14 



2939 17 



2791 5 



2696 I 



280? 16 



2674 6 



1229 14 



£. s. d. 

 93867 16 10 

 57709 4 10 

 45067 12 10 

 35346 14 6 

 27353 10 6 

 16695 5 5 

 15878 17 8 

 15683 8 II 

 13664 15 4 

 12054 13 10 

 1 1505 12 9 

 11355 12 8 

 9815 9 6 

 9312 17 4 

 5847 i8 8 



INTACT.E, 



